274 Browndale Crescent, Richmond Hill, ON

Crosby, Richmond Hill · MLS® N14089750

$898,000
For Sale
Listed 3 days agoNo offer date stated
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3+3Bedrooms
2Bathrooms
4Parking
700-1100Sq ft

About this home

Well maintained semi-detached bungalow on a 44X100 ft deep lot. Potential future rental income due to separate side entrance. Professionally finished backyard with interlock. Hard wood floor throughout. Located on a quiet street in a family-friendly neighbourhood, Conveniently located within walking distance to public transit and the community centre, parks, and trails. In the boundary of excellent Bayview Secondary School (IB Program) and Beverley Acres (French Immersion).

Key facts

Property type
Semi-Detached, Bungalow
MLS®
N14089750
Bedrooms
3+3 (6 total)
Bathrooms
2
Size
700-1100 sq ft
Lot
44 × 100 ft
Cross streets
Bayview/Elgin Mills
Parking
4 parking
Driveway
Private
Basement
Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Other
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,878 / 2025
Days on market
3
Listing brokerage
HC REALTY GROUP INC.

Rooms

Primary BedroomMain3.08 × 3.02 m

hardwood floor · walk-in closet(s)

Bedroom 2Main2.74 × 3.20 m

Hardwood Floor

Bedroom 4Basement3.35 × 2.83 m
Dining RoomMain2.74 × 3.03 m

combined w/living · hardwood floor

KitchenMain2.80 × 3.03 m
RecreationBasement4.87 × 4.20 m
OfficeBasement3.17 × 2.35 m
Bedroom 5Basement2.44 × 3.08 m
Bedroom 3Main2.44 × 3.08 m

Hardwood Floor

Living RoomMain5.15 × 3.44 m

combined w/dining · hardwood floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Neighbourhood & location

Crosby, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$4,093/mo
$176KIncome needed
5.1×Price ÷ income
$944Weekly cost
$14,435Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $4,093Property tax $490Total carry $4,583

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,972per month

Mortgage amount $718,400 · 4.49% over 25 years

$179,600Down payment (20.0%)
$718,400Loan before insurance
$0CMHC premium
$4,462Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,972
Property tax
$490
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,462

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,435
Estimated closing costs
$14,435

Plus your down payment of $179,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,808/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$473,247Total interest paid
$1,191,647Total of all payments
Principal $718,400 Interest $473,247
YearPrincipalInterestBalance
1$16,032$31,634$702,368
2$16,760$30,906$685,609
3$17,520$30,145$668,088
4$18,316$29,350$649,772
5$19,148$28,518$630,625
6$20,017$27,649$610,608
7$20,926$26,740$589,682
8$21,876$25,790$567,806
9$22,869$24,797$544,937
10$23,908$23,758$521,029
11$24,993$22,673$496,036
12$26,128$21,538$469,908
13$27,314$20,352$442,594
14$28,554$19,112$414,040
15$29,851$17,815$384,189
16$31,206$16,460$352,983
17$32,623$15,043$320,360
18$34,104$13,562$286,256
19$35,653$12,013$250,603
20$37,271$10,394$213,332
21$38,964$8,702$174,368
22$40,733$6,933$133,635
23$42,582$5,084$91,053
24$44,516$3,150$46,537
25$46,537$1,129$0

At the end of your 5-year term

Total paid over the term
$238,329
Principal paid down
$87,775
Interest paid
$150,554
Balance remaining
$630,625

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
0.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.9%
Gross yield
− Property tax $5,878− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $8,208

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HC REALTY GROUP INC.. MLS®/PropTx.

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