107 Win Timbers Crescent, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N14090594

$999,999
For Sale
Listed 2 days agoNo offer date stated
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3+1Bedrooms
4Bathrooms
1Garage · 4 parking
1500-2000Sq ft

About this home

In short

  • Look no further-this beautifully maintained home has it all.
  • Built by Starline Homes, it offers 1,734 sq. ft. of thoughtfully designed living space, featuring three spacious bedrooms and numerous upgrades, including quartz...
  • The finished basement, featuring a Three-piece bathroom, provides valuable additional living space and can be used as a recreation room, home gym, work-from-home...

Look no further-this beautifully maintained home has it all! Built by Starline Homes, it offers 1,734 sq. ft. of thoughtfully designed living space, featuring three spacious bedrooms and numerous upgrades, including quartz countertops, pot lights, and custom blinds. The fully fenced backyard is perfect for relaxing and entertaining, complete with a gazebo and a low-maintenance interlocking-stone patio that extends along the side of the home and connects seamlessly to the front landscaping.The finished basement, featuring a Three-piece bathroom, provides valuable additional living space and can be used as a recreation room, home gym, work-from-home office, or potential fourth bedroom. An extended driveway with no sidewalk crossing offers added parking convenience. Move-in ready and carefully maintained, this wonderful home is waiting for you!

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
N14090594
Bedrooms
3+1 (4 total)
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
24.61 × 88.58 ft
Cross streets
Ninth Line And Reeves Way Blvd
Parking
1 garage · 4 parking (built-in)
Driveway
Available
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,712 / 2026
Days on market
2
Listing brokerage
GLOBAL BRICKS REALTY

Rooms

KitchenMain3.26 × 2.77 m

quartz counter · stainless steel appl · backsplash

BreakfastMain2.93 × 2.77 m

sliding doors · breakfast bar · w/o to yard

LaundryLower0.00 × 0.00 m

laminate · laundry sink

Bedroom 3Upper3.96 × 2.83 m

laminate · large closet · large window

RecreationLower5.64 × 4.60 m

laminate · pot lights

Bedroom 2Upper3.84 × 2.93 m

laminate · walk-in closet(s) · large window

Great RoomMain5.39 × 3.05 m

pot lights · large window · open concept

Dining RoomMain4.99 × 2.83 m

combined w/living · laminate · pot lights

Primary BedroomUpper4.88 × 3.93 m

laminate · walk-in closet(s) · 4 pc ensuite

BathroomLower0.00 × 0.00 m

tile floor · quartz counter · 3 pc bath

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$4,558/mo
$189KIncome needed
5.3×Price ÷ income
$1,052Weekly cost
$16,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,558Property tax $393Total carry $4,950

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,423per month

Mortgage amount $799,999 · 4.49% over 25 years

$200,000Down payment (20.0%)
$799,999Loan before insurance
$0CMHC premium
$4,816Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,423
Property tax
$393
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,816

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,475
Estimated closing costs
$16,475

Plus your down payment of $200,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,354/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$527,001Total interest paid
$1,327,000Total of all payments
Principal $799,999 Interest $527,001
YearPrincipalInterestBalance
1$17,853$35,227$782,147
2$18,663$34,417$763,483
3$19,511$33,569$743,973
4$20,396$32,684$723,577
5$21,322$31,758$702,254
6$22,291$30,789$679,963
7$23,303$29,777$656,661
8$24,361$28,719$632,300
9$25,467$27,613$606,833
10$26,623$26,457$580,210
11$27,832$25,248$552,378
12$29,096$23,984$523,283
13$30,417$22,663$492,866
14$31,798$21,282$461,069
15$33,241$19,839$427,827
16$34,751$18,329$393,076
17$36,328$16,751$356,748
18$37,978$15,102$318,770
19$39,702$13,378$279,068
20$41,505$11,575$237,563
21$43,389$9,691$194,173
22$45,359$7,720$148,814
23$47,419$5,661$101,395
24$49,572$3,508$51,823
25$51,823$1,257$0

At the end of your 5-year term

Total paid over the term
$265,400
Principal paid down
$97,745
Interest paid
$167,655
Balance remaining
$702,254

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $4,712− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,530

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of GLOBAL BRICKS REALTY. MLS®/PropTx.

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