5506 Main Street, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N14091328

$858,000
For Sale
Listed 1 day agoNo offer date stated

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3+1Bedrooms
4Bathrooms
1Garage · 2 parking
1500-2000Sq ft

About this home

In short

  • Luxurious 3+1-bdrms 3.5-bath on Main st of Stouffville! Officially CM2(Commercial Mixed-Use 2) Zoning ---- Generally allowing mixed-use building that combine...
  • This unique lay-out residence boasts exquisite quartz finishes, complemented by a 165Sf private terrace for a tranquil outdoor retreat.
  • Laminate through-out 1st & 2nd floor.
  • Eat-in open concept modern kitchen with quartz counter top centre island.
  • Master bedroom with 4 pc ensuite and walk-in closet.

Luxurious 3+1-bdrms 3.5-bath on Main st of Stouffville! **Officially CM2(Commercial Mixed-Use 2) Zoning ---- Generally allowing mixed-use building that combine commercial, residential, and office spaces(buyer to verify permitted-uses)! An optional office/retails space on ground level w/sep-entrance on Main st! Live-work combined property or Excellent live-rent opportunity(potential income $$$)! This unique lay-out residence boasts exquisite quartz finishes, complemented by a 165Sf private terrace for a tranquil outdoor retreat! Laminate through-out 1st & 2nd floor! 9ft ceiling on 1st &2nd floor! Stainless steel appliances! Eat-in open concept modern kitchen with quartz counter top centre island! W/O to huge terrace! Spacious great room with bright south view! Master bedroom with 4 pc ensuite and walk-in closet! Laundry on 3rd floor! Inside access to the garage! The convenience of two parking spots! Visit parking space on site! This townhouse located in a prime area, it offers unparalleled convenience within walking distance to GO Transit, Schools, groceries, restaurants, and recreation facilities! A Tim Hortons and McDonald's are just steps away across the road!

Key facts

Property type
Townhouse, 3-Storey
MLS®
N14091328
Bedrooms
3+1 (4 total)
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
18.06 × 66.93 ft
Cross streets
Main St /E. Baker Hill Blvd
Parking
1 garage · 2 parking (attached)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,628 / 2026
Days on market
1
Listing brokerage
AIMHOME REALTY INC.

Rooms

Great RoomSecond5.16 × 4.90 m

laminate · open concept · combined w/dining

Primary BedroomThird3.23 × 3.02 m

laminate · 4 pc ensuite · walk-in closet(s)

KitchenSecond4.95 × 3.89 m

laminate · centre island · stainless steel appl

Dining RoomSecond5.16 × 4.90 m

laminate · combined w/great rm

Bedroom 3Third3.07 × 2.49 m

laminate · closet · window

LaundryThird1.00 × 1.00 m

Laminate

Bedroom 2Third3.07 × 2.49 m

laminate · large window · closet

BreakfastSecond4.95 × 3.89 m

laminate · w/o to patio · window floor to ceiling

FoyerGround3.89 × 1.93 m

laminate · access to garage

OfficeMain5.16 × 3.15 m

laminate · 3 pc ensuite · combined w/workshop

Our TakeTeam Asgarian · Broker
No automatic estimate

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Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$3,910/mo
$168KIncome needed
5.1×Price ÷ income
$902Weekly cost
$13,635Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $3,910Property tax $469Total carry $4,379

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,795per month

Mortgage amount $686,400 · 4.49% over 25 years

$171,600Down payment (20.0%)
$686,400Loan before insurance
$0CMHC premium
$4,264Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,795
Property tax
$469
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,264

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,635
Estimated closing costs
$13,635

Plus your down payment of $171,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,594/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$452,167Total interest paid
$1,138,567Total of all payments
Principal $686,400 Interest $452,167
YearPrincipalInterestBalance
1$15,318$30,225$671,082
2$16,013$29,530$655,069
3$16,740$28,803$638,329
4$17,500$28,043$620,829
5$18,295$27,248$602,535
6$19,125$26,417$583,409
7$19,994$25,549$563,416
8$20,902$24,641$542,514
9$21,851$23,692$520,663
10$22,843$22,700$497,821
11$23,880$21,663$473,941
12$24,964$20,579$448,977
13$26,097$19,445$422,880
14$27,282$18,260$395,597
15$28,521$17,022$367,076
16$29,816$15,727$337,260
17$31,170$14,373$306,090
18$32,585$12,958$273,505
19$34,065$11,478$239,440
20$35,611$9,931$203,829
21$37,228$8,315$166,601
22$38,918$6,624$127,682
23$40,686$4,857$86,997
24$42,533$3,010$44,464
25$44,464$1,079$0

At the end of your 5-year term

Total paid over the term
$227,713
Principal paid down
$83,865
Interest paid
$143,848
Balance remaining
$602,535

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
3.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.4%
Gross yield
− Property tax $5,628− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,614

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of AIMHOME REALTY INC.. MLS®/PropTx.

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