10 Ida Jane Grove, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N14094730

$969,900
For Sale
Listed 1 day agoNo offer date stated
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3+1Bedrooms
4Bathrooms
1Garage · 4 parking
2000-2500Sq ft

About this home

In short

  • A quiet cul-de-sac, a corner property and trails and forest right behind you.
  • This beautifully renovated 3+1 bedroom, 4-bathroom detached home brings together the space a family needs with a setting that makes everyday life feel a little more...
  • Extensively updated throughout in 2024, the main and second floors feature hardwood flooring, while smooth ceilings and pot lights give the main level a clean...
  • The renovated kitchen is designed for both everyday family life and entertaining, with quartz countertops, ceramic backsplash and a walkout to the deck and...
  • With a separate entrance, full kitchen, spacious bedroom, 3-piece bathroom, large windows and its own living space, it's well suited to extended family, older kids or...

A quiet cul-de-sac, a corner property and trails and forest right behind you. This beautifully renovated 3+1 bedroom, 4-bathroom detached home brings together the space a family needs with a setting that makes everyday life feel a little more removed from the city. Extensively updated throughout in 2024, the main and second floors feature hardwood flooring, while smooth ceilings and pot lights give the main level a clean, contemporary feel. The renovated kitchen is designed for both everyday family life and entertaining, with quartz countertops, ceramic backsplash and a walkout to the deck and professionally landscaped backyard. With the forest and trails beyond, the outdoor space feels private and peaceful, with a natural backdrop that's hard to replicate. Upstairs, three bedrooms provide comfortable space for the family, while the finished lower level adds another dimension to the home. With a separate entrance, full kitchen, spacious bedroom, 3-piece bathroom, large windows and its own living space, it's well suited to extended family, older kids or guests, with potential for additional income. An extra-wide driveway with parking for three, single garage and direct garage access take care of the practical side. All of this is within walking distance of local schools and just minutes from Downtown Stouffville, shopping, GO Transit and Highway 407. Renovated, flexible and surrounded by nature, this is a home that gives you room to grow without giving up the neighbourhood and outdoor space that make Stouffville such a great place to live.

Key facts

Property type
Detached, 2-Storey
MLS®
N14094730
Bedrooms
3+1 (4 total)
Bathrooms
4 (1 half)
Size
2000-2500 sq ft
Lot
30.61 × 94.57 ft
Cross streets
Hoover Park Dr / Ninth Line
Parking
1 garage · 4 parking (attached)
Driveway
Private
Basement
Separate Entrance, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete, Poured Concrete
Roof
Unknown
Sewer
Sewer
Property tax
$4,836 / 2025
Days on market
1
Listing brokerage
Signature Elite Realty Ltd.

Rooms

KitchenMain6.04 × 3.68 m

ceramic floor · pot lights · w/o to deck

RecreationBasement2.74 × 1.92 m

laminate · pot lights · combined w/kitchen

Bedroom 3Second3.77 × 2.87 m

laminate · closet · large window

BedroomBasement2.87 × 3.05 m

laminate · pot lights · window

Bedroom 2Second3.80 × 3.05 m

hardwood floor · closet · large window

Dining RoomMain7.02 × 2.88 m

hardwood floor · pot lights · window

Primary BedroomSecond4.40 × 3.90 m

hardwood floor · walk-in closet(s) · 4 pc ensuite

BreakfastMain3.05 × 3.68 m

ceramic floor · pot lights · large window

Living RoomMain7.08 × 2.88 m

hardwood floor · pot lights · window

KitchenBasement2.74 × 1.92 m

laminate · pot lights · window

Our TakeTeam Asgarian · Broker
No automatic estimate

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Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$4,420/mo
$185KIncome needed
5.3×Price ÷ income
$1,020Weekly cost
$15,873Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,420Property tax $403Total carry $4,824

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,290per month

Mortgage amount $775,920 · 4.49% over 25 years

$193,980Down payment (20.0%)
$775,920Loan before insurance
$0CMHC premium
$4,693Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,290
Property tax
$403
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,693

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,873
Estimated closing costs
$15,873

Plus your down payment of $193,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,193/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$511,138Total interest paid
$1,287,058Total of all payments
Principal $775,920 Interest $511,138
YearPrincipalInterestBalance
1$17,315$34,167$758,605
2$18,101$33,381$740,503
3$18,923$32,559$721,580
4$19,782$31,700$701,798
5$20,681$30,802$681,117
6$21,620$29,863$659,497
7$22,601$28,881$636,896
8$23,627$27,855$613,268
9$24,700$26,782$588,568
10$25,822$25,661$562,746
11$26,994$24,488$535,752
12$28,220$23,263$507,532
13$29,501$21,981$478,031
14$30,841$20,642$447,191
15$32,241$19,241$414,950
16$33,705$17,778$381,245
17$35,235$16,247$346,010
18$36,835$14,647$309,175
19$38,507$12,975$270,668
20$40,256$11,227$230,412
21$42,083$9,399$188,329
22$43,994$7,488$144,335
23$45,992$5,491$98,343
24$48,080$3,402$50,263
25$50,263$1,219$0

At the end of your 5-year term

Total paid over the term
$257,412
Principal paid down
$94,803
Interest paid
$162,609
Balance remaining
$681,117

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
4.0%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.2%
Gross yield
− Property tax $4,836− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $38,620

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Signature Elite Realty Ltd.. MLS®/PropTx.

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