123 Hidden Trail Avenue, Richmond Hill, ON

Mill Pond, Richmond Hill · MLS® N14095812

$1,988,800
For Sale
Just listed todayNo offer date stated

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4+1Bedrooms
6Bathrooms
2Garage · 4 parking
3500-5000Sq ft

About this home

In short

  • Big family plans deserve a home with this much room.
  • Welcome to 123 Hidden Trail Avenue in prestigious Mill Pond in Richmond Hill-an extensively renovated 4+1 bedroom and 6-bathroom residence with 3,598 sq ft above...
  • The grand entrance with 17-ft cathedral-ceilings and new custom entry door sets the tone for spacious interiors.
  • Nestled on a South-West side lot, this sun-filled home features engineered hardwood on the 1st and 2nd floors; pot lights; custom bathrooms; smooth ceilings...
  • The primary 6-pc ensuite pairs a freestanding tub with a natural-stone double vanity and an oversized frameless glass shower.

Big family plans deserve a home with this much room. Welcome to 123 Hidden Trail Avenue in prestigious Mill Pond in Richmond Hill-an extensively renovated 4+1 bedroom and 6-bathroom residence with 3,598 sq ft above grade plus a beautifully finished basement [2022]. The grand entrance with 17-ft cathedral-ceilings and new custom entry door sets the tone for spacious interiors! Nestled on a South-West side lot, this sun-filled home features engineered hardwood on the 1st and 2nd floors; pot lights; custom bathrooms; smooth ceilings; automated blinds; modern chef's kitchen with full-height cabinetry, clever pantry storage, pull-out organizers, a waterfall island/breakfast bar, quartz & quartzite countertops & a gas cooktop with pot filler; elegant dining area with built-in cabinetry; stylish sunken formal living room with 9 ft ceilings; large main-floor office; main floor laundry; direct garage access! Upstairs, you'll find 4 spacious and bright bedrooms & 3 full bathrooms finished with custom cabinetry & quartz countertops! The primary 6-pc ensuite pairs a freestanding tub with a natural-stone double vanity and an oversized frameless glass shower. Downstairs, bright entertainment space, egress windows & ample storage create another place to gather. A spacious guest suite with a walk-in closet and 4-pc ensuite bath makes longer visits feel effortless, while a separate 2-pc powder room serves the recreation area. Summer living is perfect in south-facing backyard featuring expansive two-level composite deck. Professionally landscaped with interlock & custom stone walkways. Newer equipment: furnace & heat pump [2024]; windows [2018]; R60 attic insulation [2024]; 200-amp service; roof shingles [2018]; a video doorbell; an extra-height 2-car garage with new doors & smart openers. Borders onto a small and quiet elementary school that feeds into the number one ranked high school in the province.Desirable and established neighborhood, just steps to Yonge St.Move-in ready home!

Key facts

Property type
Detached, 2-Storey
MLS®
N14095812
Bedrooms
4+1 (5 total)
Bathrooms
6 (2 half)
Size
3500-5000 sq ft
Lot
46.72 × 108.12 ft
Cross streets
Bathurst St & Elgin Mills Rd W
Parking
2 garage · 4 parking (attached)
Driveway
Private Double
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Shingles, Unknown
Sewer
Sewer
Property tax
$9,136 / 2026
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

OfficeMain3.31 × 3.95 m

hardwood floor · window · separate room

KitchenMain5.79 × 3.79 m

stainless steel appl · overlooks dining · centre island

Family RoomMain6.24 × 3.88 m

hardwood floor · pot lights · south view

Bedroom 2Second5.22 × 4.26 m

semi ensuite · closet organizers · hardwood floor

RecreationBasement5.20 × 5.30 m

2 pc bath · pot lights · overlooks living

BreakfastMain5.79 × 3.79 m

breakfast bar · south view · w/o to deck

Dining RoomMain5.28 × 3.72 m

hardwood floor · b/i shelves · large window

Living RoomMain3.69 × 5.35 m

hardwood floor · window · sunken room

Primary BedroomSecond6.75 × 5.61 m

6 pc ensuite · walk-in closet(s) · hardwood floor

Dining RoomBasement4.24 × 3.96 m

overlooks living · open concept · vinyl floor

LaundryMain2.00 × 3.89 m

separate room · tile floor · access to garage

Living RoomBasement5.10 × 3.83 m

open concept · above grade window · pot lights

FoyerMain3.16 × 3.54 m

vaulted ceiling(s) · west view · hardwood floor

Bedroom 4Second3.50 × 4.42 m

4 pc bath · closet · hardwood floor

Bedroom 3Second5.12 × 3.75 m

semi ensuite · closet · hardwood floor

Bedroom 5Basement5.65 × 3.89 m

4 pc ensuite · above grade window · vinyl floor

Our TakeTeam Asgarian · Broker
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Neighbourhood & location

Mill Pond, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$9,064/mo
$372KIncome needed
5.3×Price ÷ income
$2,092Weekly cost
$36,251Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $9,064Property tax $761Total carry $9,826

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,797per month

Mortgage amount $1,591,040 · 4.49% over 25 years

$397,760Down payment (20.0%)
$1,591,040Loan before insurance
$0CMHC premium
$9,558Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,797
Property tax
$761
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,558

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$36,251
Estimated closing costs
$36,251

Plus your down payment of $397,760. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$10,648/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,048,100Total interest paid
$2,639,140Total of all payments
Principal $1,591,040 Interest $1,048,100
YearPrincipalInterestBalance
1$35,505$70,060$1,555,535
2$37,117$68,448$1,518,417
3$38,803$66,763$1,479,615
4$40,564$65,001$1,439,050
5$42,406$63,159$1,396,644
6$44,332$61,234$1,352,313
7$46,344$59,221$1,305,968
8$48,449$57,117$1,257,520
9$50,648$54,917$1,206,871
10$52,948$52,618$1,153,923
11$55,352$50,214$1,098,571
12$57,865$47,700$1,040,706
13$60,493$45,073$980,213
14$63,239$42,326$916,974
15$66,111$39,455$850,863
16$69,112$36,453$781,751
17$72,250$33,315$709,501
18$75,531$30,035$633,970
19$78,960$26,606$555,010
20$82,545$23,020$472,465
21$86,293$19,273$386,172
22$90,211$15,355$295,961
23$94,307$11,259$201,654
24$98,589$6,977$103,065
25$103,065$2,500$0

At the end of your 5-year term

Total paid over the term
$527,828
Principal paid down
$194,396
Interest paid
$333,432
Balance remaining
$1,396,644

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
3.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.4%
Gross yield
− Property tax $9,136− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $67,962

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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