889 Royal York Road, Toronto, ON

Stonegate-Queensway, Toronto · MLS® W12900478

$1,699,000
For Sale
Listed 214 days agoNo offer date statedSitting longer than typical
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2Bedrooms
2Bathrooms
1Garage · 3 parking
700-1100Sq ft

About this home

In short

  • Welcome To 889 Royal York Rd, A Premium 50' X 125' Lot Bungalow Home Nestled In The Highly Desirable Stonegate-Queensway Neighbourhood.
  • Boasting An Outstanding Walk Score Of 90, This Home Offers Exceptional Convenience And Lifestyle.
  • Featuring Hardwood Floors Throughout, The Bright Living Room Overlooks The Front Yard And Flows Into The Dining Area Adjacent To The Kitchen.
  • The Main Floor Includes 2 Bedrooms And A 4 Piece Bathroom.
  • Ideally Located Just Minutes' Walk To Royal York Subway Station, And Close To The Boutiques, Restaurants, And Cafés Along Bloor Street West, As Well As Parks And...

Welcome To 889 Royal York Rd, A Premium 50' X 125' Lot Bungalow Home Nestled In The Highly Desirable Stonegate-Queensway Neighbourhood. Boasting An Outstanding Walk Score Of 90, This Home Offers Exceptional Convenience And Lifestyle. Featuring Hardwood Floors Throughout, The Bright Living Room Overlooks The Front Yard And Flows Into The Dining Area Adjacent To The Kitchen. The Eat-In Kitchen Offers A Walk-Out To A Spacious Backyard, Perfect For Outdoor Enjoyment. The Main Floor Includes 2 Bedrooms And A 4 Piece Bathroom. The Basement Features A Recreational Room With Windows And A 3 Piece Bathroom, Providing Additional Living Space. Ideally Located Just Minutes' Walk To Royal York Subway Station, And Close To The Boutiques, Restaurants, And Cafés Along Bloor Street West, As Well As Parks And Other Local Amenities.

Key facts

Property type
Detached, Bungalow
MLS®
W12900478
Bedrooms
2
Bathrooms
2
Size
700-1100 sq ft
Lot
50 × 125 ft
Cross streets
Bloor St W / Royal York Rd
Parking
1 garage · 3 parking (attached)
Driveway
Private
Basement
Partially Finished
Heating
Water
A/C
None
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,646 / 2025
Days on market
214
Listing brokerage
BAY STREET INTEGRITY REALTY INC.

Rooms

Utility RoomBasement3.80 × 3.25 m

Above Grade Window

Dining RoomMain3.28 × 3.15 m

hardwood floor · overlooks backyard · window

Bedroom 2Main3.78 × 3.31 m

hardwood floor · b/i closet · overlooks backyard

LaundryBasement3.45 × 2.85 m

closet · above grade window

Primary BedroomMain4.05 × 3.23 m

hardwood floor · b/i closet · overlooks frontyard

RecreationBasement8.28 × 3.48 m

broadloom · panelled · above grade window

KitchenMain3.30 × 2.95 m

eat-in kitchen · w/o to yard · window

Living RoomMain4.87 × 3.62 m

hardwood floor · overlooks frontyard · window

Furnace RoomBasement3.41 × 2.84 m

cedar closet(s) · above grade window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

On schools, this address is zoned for Sunnylea Junior School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

What sellers nearby are askingCurrently listed nearby in Stonegate-Queensway · asking prices
$1.20Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $1,334/sqft; this home lists at $1,888/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.70MThis home1.13M1.48M1000k1.19MThis home vs active comparables

Neighbourhood & location

Stonegate-Queensway, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Islington-City Centre West
$1.54M
Dovercourt-Wallace Emerson-Junction
$1.25M
Leaside
$2.15M
St. Andrew-Windfields
$4.10M
Banbury-Don Mills
$5.50M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Sunnylea Junior School
96%
Sunnylea Junior SchoolPublic · Elementary · 0.4 km awayAmong the top in the GTA · 96% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Bishop Allen Academy Catholic Secondary School · Catholic secondary1.3 km · 88% at standard
Norseman Junior Middle School · Public elementary1.3 km · 77% at standard
Park Lawn Junior and Middle School · Public elementary1.4 km · 71% at standard
Islington Junior Middle School · Public elementary1.5 km · 66% at standard
Lambton Kingsway Junior Middle School · Public elementary1.5 km · 91% at standard
Castlebar Junior School · Public elementary1.6 km · 82% at standard
Etobicoke School of the Arts · Public secondary1.6 km · 80% at standard
Holy Angels Catholic School · Catholic elementary1.9 km · 84% at standard
Étienne Brûlé Junior School · Public elementary1.9 km · 79% at standard
St Mark Catholic School · Catholic elementary2.0 km · 59% at standard
St Pius X Catholic School · Catholic elementary2.1 km · 82% at standard
Warren Park Junior Public School · Public elementary2.2 km · 74% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$7,743/mo
$318KIncome needed
5.3×Price ÷ income
$1,787Weekly cost
$60,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $7,743Property tax $637Total carry $8,381

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,515per month

Mortgage amount $1,359,200 · 4.49% over 25 years

$339,800Down payment (20.0%)
$1,359,200Loan before insurance
$0CMHC premium
$8,152Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,515
Property tax
$637
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,152

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$30,455
Toronto municipal land transfer tax
$30,455
Estimated closing costs
$60,910

Plus your down payment of $339,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$9,096/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$895,375Total interest paid
$2,254,575Total of all payments
Principal $1,359,200 Interest $895,375
YearPrincipalInterestBalance
1$30,332$59,851$1,328,868
2$31,709$58,474$1,297,160
3$33,148$57,035$1,264,011
4$34,654$55,529$1,229,358
5$36,227$53,956$1,193,131
6$37,872$52,311$1,155,259
7$39,591$50,592$1,115,668
8$41,389$48,794$1,074,279
9$43,268$46,915$1,031,011
10$45,233$44,950$985,778
11$47,286$42,897$938,492
12$49,433$40,750$889,058
13$51,678$38,505$837,380
14$54,024$36,159$783,356
15$56,477$33,706$726,879
16$59,041$31,142$667,838
17$61,722$28,461$606,115
18$64,525$25,658$541,591
19$67,454$22,729$474,136
20$70,517$19,666$403,619
21$73,719$16,464$329,901
22$77,066$13,117$252,835
23$80,565$9,618$172,270
24$84,223$5,960$88,047
25$88,047$2,136$0

At the end of your 5-year term

Total paid over the term
$450,915
Principal paid down
$166,069
Interest paid
$284,846
Balance remaining
$1,193,131

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
0.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.0%
Gross yield
− Property tax $7,646− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $6,440

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET INTEGRITY REALTY INC.. MLS®/PropTx.

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