6099 Cedar Grove, Burlington, ON

Rural Burlington, Burlington · MLS® W13036468

$619,900
For Sale
Listed 152 days agoNo offer date stated
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4Bedrooms
1Bathrooms
2Parking
1100-1500Sq ft

About this home

In short

  • Nestled within the sought-after Cedar Springs Community Club, this charming 3 bedroom plus den, seasonal recreational rustic log cottage, offers the perfect blend of...
  • A flagstone pathway leads to the inviting double wood entry, opening into a vaulted foyer with wide plank floors and classic log and wood finishes throughout.
  • The open-concept living and dining area is centered around a stunning floor-to-ceiling stone wood-burning fireplace, creating a warm and welcoming space for gatherings.
  • Skylights and vaulted ceilings enhance the bright, airy feel, while the updated kitchen features granite countertops, stainless steel appliances, and charming open...
  • Enjoy a true resort like lifestyle with access to a private beach, a 9 hole golf course, pickleball court, red clay tennis court, sports field, playground, and a...

Nestled within the sought-after Cedar Springs Community Club, this charming 3 bedroom plus den, seasonal recreational rustic log cottage, offers the perfect blend of nature, comfort, and vibrant community living. Set on a beautifully treed lot at the end of a court with a peaceful creek backdrop, this seasonal retreat invites you to unwind and enjoy cottage life at its finest without the long drive and bumper to bumper traffic. A flagstone pathway leads to the inviting double wood entry, opening into a vaulted foyer with wide plank floors and classic log and wood finishes throughout. The open-concept living and dining area is centered around a stunning floor-to-ceiling stone wood-burning fireplace, creating a warm and welcoming space for gatherings. Skylights and vaulted ceilings enhance the bright, airy feel, while the updated kitchen features granite countertops, stainless steel appliances, and charming open shelving. Three + versatile bedrooms, including a loft-style retreat, provide plenty of space for family and guests. The updated bath blends rustic character with modern touches. Step outside to the expansive deck and take in serene views of the creek and surrounding nature, perfect for relaxing or entertaining. Enjoy a true resort like lifestyle with access to a private beach, a 9 hole golf course, pickleball court, red clay tennis court, sports field, playground, and a vibrant calendar of community events. With direct access to the Bruce Trail, outdoor enthusiasts will love the endless hiking opportunities and high-speed internet availability makes it easy to stay connected if needed. The shed offers excellent potential to be converted into a bunkie subject to approval. Skip Muskoka, this is effortless summer living at its finest, right where convenience meets lifestyle.

Key facts

Property type
Detached, Bungaloft
MLS®
W13036468
Bedrooms
4
Bathrooms
1
Size
1100-1500 sq ft
Lot
40 × 90 ft
Cross streets
Grand Blvd
Parking
2 parking
Driveway
Private Double
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Wood
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$3,613 / 2025
Days on market
152
Listing brokerage
ROYAL LEPAGE BURLOAK REAL ESTATE SERVICES

Rooms

LaundryMain2.64 × 2.90 m
FoyerMain2.13 × 1.85 m
KitchenMain3.12 × 2.51 m
Dining RoomMain3.15 × 6.02 m
Living RoomMain5.84 × 6.02 m
DenSecond2.84 × 4.09 m

Walk-In Closet(s)

Bedroom 3Main2.67 × 2.51 m
Bedroom 2Main3.99 × 2.41 m
Primary BedroomMain2.51 × 5.16 m
Our TakeTeam Asgarian · Broker
A discount is typical here
$590Klikely sale price

Listed at $619,900. Going by how homes in Rural Burlington and the wider GTA have actually closed against their asking prices (about 95%, 12 local closings in 90 days), the likely sale price is near $590K, if it sells. A realistic range is $553K to $665K.

Independent value check: $741K. Without looking at the asking price, our model values the home itself about 20% above the ask (homes like it typically land between $695K and $777K).

Why $741K. The typical detached home sold in Rural Burlington over the past year went for about $1.91M (42 sales). What sets this one apart:

  • ▼ Lowers it stronglyIt is 1,100 to 1,500 sq ft; the typical home sold here is 2,500 to 3,000.
  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $3,613 a year; the typical home sold here pays about $8,200.
  • ▼ Lowers it4 bedrooms and 1 baths, against 4+1 and 3 typically.
  • ▼ Lowers itIts lot is 40 by 90 ft; the typical lot sold here is 173 by 365.
List price
$553KBelow recent closings$665KAbove recent closings

Total price vs nearby homes. Likely closing about $590K, from 12 recent closings in this pocket.

The market behind the math:

12sold nearby · 90 days
$1.81Mmedian sold price
89%of asking, on average
+20%prices vs a year ago
~49 dayshomes like this take to sell
152days on market so far
$2,950/moest. rent · 5 leases
5.7%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 5.5 months of inventory: 22 detached homes for sale in the area against 12 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $477/sqft against an area asking average of $1,110/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 12 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $833K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Open-concept layout: modern, sought-after flow. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Rural Burlington, so I widened the search to the surrounding area.

Based on 12 comparable homes that sold in Rural Burlington over the past two years, from 74 closings there.

What sellers nearby are askingCurrently listed nearby in Rural Burlington · asking prices
$1.24Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $741K, which is where my estimate comes from.

Per square foot, these ask about $902/sqft; this home lists at $477/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
620kThis home899k1.40M999k1.65MThis home vs active comparables

Neighbourhood & location

Rural Burlington, Burlington, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Alton
$1.48M
Brant Hills
$1.16M
Headon
$1.15M
Rose
$1.90M
Tyandaga
$2.00M

Typical asking price of active listings of the same type, per area (outliers removed). Burlington.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,825/mo
$121KIncome needed
5.1×Price ÷ income
$652Weekly cost
$8,873Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $2,825Property tax $301Total carry $3,126

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,715per month

Mortgage amount $495,920 · 4.39% over 25 years

$123,980Down payment (20.0%)
$495,920Loan before insurance
$0CMHC premium
$3,016Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,715
Property tax
$301
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,016

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,873
Estimated closing costs
$8,873

Plus your down payment of $123,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$3,289/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$318,441Total interest paid
$814,361Total of all payments
Principal $495,920 Interest $318,441
YearPrincipalInterestBalance
1$11,222$21,352$484,698
2$11,720$20,854$472,978
3$12,240$20,334$460,738
4$12,784$19,791$447,954
5$13,351$19,224$434,603
6$13,943$18,631$420,660
7$14,562$18,012$406,098
8$15,209$17,366$390,889
9$15,884$16,691$375,005
10$16,588$15,986$358,417
11$17,325$15,250$341,092
12$18,094$14,481$322,999
13$18,897$13,678$304,102
14$19,735$12,839$284,367
15$20,611$11,963$263,756
16$21,526$11,049$242,230
17$22,481$10,093$219,748
18$23,479$9,095$196,269
19$24,521$8,053$171,748
20$25,609$6,965$146,139
21$26,746$5,828$119,393
22$27,933$4,641$91,460
23$29,173$3,402$62,287
24$30,467$2,107$31,820
25$31,820$755$0

At the end of your 5-year term

Total paid over the term
$162,872
Principal paid down
$61,317
Interest paid
$101,555
Balance remaining
$434,603

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Rural Burlington$2,950/mo
$35,400Gross annual rent
4.3%Cap rate after taxes and upkeep
$2,596 to $3,304Typical rent range
~10 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Rural Burlington signed at a median of $3,300 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,950. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.7%
Gross yield
− Property tax $3,613− Insurance $1,400− Vacancy & upkeep $3,894Net operating income $26,493

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE BURLOAK REAL ESTATE SERVICES. MLS®/PropTx.

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