6123 Guelph Line, Burlington, ON

Rural Burlington, Burlington · MLS® W13235854

$1,149,000
For Sale
Listed 44 days ago
3Bedrooms
3Bathrooms
2Garage · 5 parking
1500-2000Sq Ft

About this home

Get away to living in a smaller home for a smart buyer! Located in the heart of Lowville, this updated, charming country home offers the privacy of rural living, just minutes from Burlington. Surrounded by conservation land, the property is a short walk to Lowville Park, Bronte Creek, & the Bruce Trail. Minutes to golf courses, horse farms, mountain bike and XC ski trails, and the Glen Eden downhill ski resort. The home blends original character with thoughtful updates. Large windows fill the home with natural light, while the open-concept kitchen, dining, and living areas provide a functional layout for everyday living and entertaining. Offering 3 BDRMS and 2.5 BTHS, the home is ideal for families, professionals, or those looking to downsize without compromising lifestyle. Fully finished lower level provides flexible space for a family room, home office, gym, or guest accommodations. Recent improvements include a renovated kitchen, updated bathrooms, refinished original pine floors, preserved wainscoting, newer appliances, a natural gas furnace and central air (2019), an updated shingled roof, water softener, gas fireplace, and high-speed Cogeco internet. A detached two-car coach house offers excellent storage, workshop space, or room for hobbies and all your toys, from Paddle Boards to canoes. Professionally landscaped grounds, so easy to maintain, feature a private pond with a waterfall, mature trees, a spacious deck, and an approved fire pit area. Relax outdoors and enjoy the evening chorus of frogs as you take in the peaceful surroundings on those hot summer evenings. Looking for a move-in-ready country property with character, modern updates, and an unbeatable Lowville location? We invite you to experience everything this exceptional home has to offer.

Key facts

Property type
Detached, 2-Storey
MLS®
W13235854
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000
Lot
125 × 65 ft
Cross streets
Guelph Line and Lowville Park
Parking
2 garage · 5 parking (detached)
Driveway
Front Yard Parking, Private Triple
Basement
Finished, Full
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$4,780 / 2025
Days on market
44
Listing brokerage
KELLER WILLIAMS EDGE REALTY

Rooms

Living RoomMain4.88 × 7.01 m
Bedroom 2Second4.17 × 3.07 m
BathroomSecond1.88 × 3.10 m

4 Pc Bath

KitchenMain3.58 × 4.55 m
Utility RoomBasement3.76 × 2.92 m
SunroomMain4.83 × 2.26 m
Primary BedroomSecond4.93 × 3.10 m
BathroomBasement2.11 × 1.42 m

3 Pc Bath

Bedroom 3Second3.51 × 3.07 m
OfficeMain3.35 × 2.31 m
RecreationBasement7.04 × 6.88 m
Utility RoomSecond0.69 × 2.03 m
BathroomMain1.68 × 0.86 m

2 Pc Bath

LaundryBasement1.57 × 2.64 m
OtherBasement0.99 × 1.80 m
FoyerMain1.88 × 2.36 m
Moe’s TakeTeam Asgarian · Broker
Above comparables
$1.08Mest. value

Listed at $1,149,000, this home is about 6% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($657/sqft) is below the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Rural Burlington, so I widened the search to the surrounding area.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $775K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $999K
  • Bathrooms +$15K
  • Adjusts to $1.01M

That comparable adjusts to $1.01M; the $1.08M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a more car-dependent spot, so buyers here typically drive. Mattamy National Cycling Centre is about a 65-minute walk away. Worth weighing if transit access matters to you.

List price
$1.02MGreat deal$1.15MOverpriced

Total price vs nearby homes. Fair value about $1.08M, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Open-concept layout: modern, sought-after flow.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.16Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

5010 Bunton Crescent$1.10M1319 Bonnie Court$1.02M1007 North Shore Boulevard$1.38M2150 East Street$1.20M341 Appleby Line$1.10M

The 5 closest of 6 active listings nearby.

See all comparable homes
1.15MThis home1.10M1.02M1.38M1.20M1.10MThis home vs active comparables
Live market pulseActive comparables in Rural Burlington · median list $1.70M
$657this home / sqft
18active listings nearby
44days on market

This home lists 37% below the area average of $1,037/sqft.

34 days longer than the Burlington average (10 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Rural Burlington, Burlington, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

17/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

🚉 Nearest transit: Mattamy National Cycling Centre, about 5.2 km away

1 dining1 parks

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Alton
$1.40M
Brant Hills
$1.08M
Rose
$2.01M
Orchard
$1.14M
Tyandaga
$2.07M

Typical asking price of active listings of the same type, per area (outliers removed). Burlington.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,237/mo
$215KIncome needed
5.3×Price ÷ income
$1,208Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,237Property tax $398Total carry $5,635

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,905per month

Mortgage amount $919,200 · 4.14% over 25 years

$229,800Down payment (20.0%)
$919,200Loan before insurance
$0CMHC premium
$5,304Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,905
Property tax
$398
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,304

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19,455
Estimated closing costs
$19,455

Plus your down payment of $229,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,958/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$552,358Total interest paid
$1,471,558Total of all payments
Principal $919,200 Interest $552,358
YearPrincipalInterestBalance
1$21,534$37,329$897,666
2$22,434$36,428$875,232
3$23,373$35,490$851,859
4$24,350$34,512$827,509
5$25,369$33,493$802,140
6$26,430$32,432$775,710
7$27,536$31,327$748,174
8$28,687$30,175$719,486
9$29,887$28,975$689,599
10$31,138$27,725$658,461
11$32,440$26,422$626,021
12$33,797$25,065$592,225
13$35,211$23,652$557,014
14$36,683$22,179$520,331
15$38,218$20,645$482,113
16$39,816$19,046$442,296
17$41,482$17,380$400,815
18$43,217$15,645$357,598
19$45,025$13,838$312,573
20$46,908$11,954$265,665
21$48,870$9,992$216,795
22$50,914$7,948$165,881
23$53,044$5,818$112,837
24$55,263$3,600$57,574
25$57,574$1,288$0

At the end of your 5-year term

Total paid over the term
$294,312
Principal paid down
$117,060
Interest paid
$177,251
Balance remaining
$802,140

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.3%
Gross yield
− Property tax $4,780− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,462

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS EDGE REALTY. MLS®/PropTx.

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