19 Macdonald Street, Toronto, ON

Mimico, Toronto · MLS® W13159198

$899,999
For Sale
Listed 148 days agoNo offer date stated
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3Bedrooms
2Bathrooms
2Parking
1500-2000Sq ft

About this home

In short

  • DEEP LOT RIGHT OFF OF ROYAL YORK.
  • CLOSE TO AMENITIES GO STATION, TRANSIT, HIGHWAYS, THE LAKE AND SCHOOLS.
  • FRONT ENCLOSED PORCH, FENCED BACKYARD, GAS FURNACE, NEW A/C OFFICE ON MAIN FLOOR COULD BE A BEDROOM

LOCATION. LOCATION. LOCATION ! DEEP LOT RIGHT OFF OF ROYAL YORK. CLOSE TO AMENITIES GO STATION, TRANSIT, HIGHWAYS, THE LAKE AND SCHOOLS. CHARMING HOME LOOKING FOR A NEW OWNER TO LOVE IT. FRONT ENCLOSED PORCH, FENCED BACKYARD, GAS FURNACE, NEW A/C * OFFICE ON MAIN FLOOR COULD BE A BEDROOM

Key facts

Property type
Detached, 1 1/2 Storey
MLS®
W13159198
Bedrooms
3
Bathrooms
2
Size
1500-2000 sq ft
Lot
25 × 125 ft
Cross streets
ROYAL YORK AND MACDONALD
Parking
2 parking
Basement
Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding
Foundation
Block
Roof
Shingles
Sewer
Sewer
Property tax
$4,977 / 2025
Days on market
148
Listing brokerage
MAIN STREET REALTY LTD.

Rooms

OfficeMain2.80 × 1.80 m

ceramic sink · window

DenMain2.70 × 3.00 m

combined w/kitchen · walk-out · window

Living RoomMain3.90 × 3.00 m

combined w/dining · hardwood floor · window

LaundryBasement2.00 × 2.00 m
Recreation
Primary BedroomUpper4.60 × 3.00 m

broadloom · closet · window

Bedroom 2Upper3.00 × 2.70 m

laminate · closet · window

Dining RoomMain3.30 × 4.30 m

combined w/living · hardwood floor · window

KitchenMain4.30 × 3.00 m

tile floor · eat-in kitchen

Our TakeTeam Asgarian · Broker
A small discount is typical
$885Klikely sale price

Listed at $899,999. Going by how homes in Mimico and the wider GTA have actually closed against their asking prices (about 98%, 16 local closings in 90 days), the likely sale price is near $885K, if it sells. A realistic range is $829K to $997K.

Independent value check: $1.09M. Without looking at the asking price, our model values the home itself about 21% above the ask (homes like it typically land between $1.02M and $1.14M).

Why $1.09M. The typical detached home sold in Mimico over the past year went for about $1.25M (76 sales). What sets this one apart:

  • ▲ Raises itIt is 1,500 to 2,000 sq ft; the typical home sold here is 1,100 to 1,500.
  • ▼ Lowers it slightlyIts tax bill, which follows the city's own assessment, is $4,977 a year; the typical home sold here pays about $5,400.
  • ▼ Lowers it slightlyIts lot is 25 by 125 ft; the typical lot sold here is 33 by 125.
List price
$829KBelow recent closings$997KAbove recent closings

Total price vs nearby homes. Likely closing about $885K, from 16 recent closings in this pocket.

The market behind the math:

16sold nearby · 90 days
$1.43Mmedian sold price
100%of asking, on average
+32%prices vs a year ago
~11 dayshomes like this take to sell
148days on market so far
$3,764/moest. rent · 23 leases
5.0%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.6 months of inventory: 14 detached homes for sale in the area against 16 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $514/sqft against an area asking average of $1,328/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 16 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.09M. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is John English Junior Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Mimico, so I widened the search to the surrounding area.

Based on 16 comparable homes that sold in Mimico over the past two years, from 153 closings there.

Sold price trend

Median sold price for detached homes in Mimico: $1.45M in September 2026, up 4% from a year ago, on 65 closings in 8 months.

Feb 26Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
February 2026$1.47M6
March 2026$1.02M8
April 2026$1.06M13
May 2026$1.30M13
June 2026$1.27M5
July 2026$1.19M8
August 2026$1.10M7
September 2026$1.45M5

Neighbourhood & location

Mimico, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rockcliffe-Smythe
$999K
Bedford Park-Nortown
$3.21M
Lawrence Park South
$2.49M
Leaside
$2.40M
Greenwood-Coxwell
$980K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near John English Junior Middle School
73%
John English Junior Middle SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 73% meet the provincial standard
Also nearby: 10 more schools within 2.5 km
Second Street Junior Middle School · Public elementary0.7 km · 69% at standard
George R Gauld Junior School · Public elementary1.1 km · 73% at standard
David Hornell Junior School · Public elementary1.2 km · 68% at standard
Seventh Street Junior School · Public elementary1.3 km · 73% at standard
St Louis Catholic School · Catholic elementary1.7 km · 76% at standard
The Holy Trinity Catholic School · Catholic elementary2.1 km · 82% at standard
Twentieth Street Junior School · Public elementary2.3 km · 70% at standard
Karen Kain School of the Arts · Public elementary2.3 km · 76% at standard
Etobicoke School of the Arts · Public secondary2.3 km · 80% at standard
Father John Redmond Catholic Secondary School · Catholic secondary2.3 km · 84% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,102/mo
$173KIncome needed
5.2×Price ÷ income
$947Weekly cost
$28,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,102Property tax $415Total carry $4,517

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,981per month

Mortgage amount $719,999 · 4.49% over 25 years

$180,000Down payment (20.0%)
$719,999Loan before insurance
$0CMHC premium
$4,396Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,981
Property tax
$415
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,396

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,475
Toronto municipal land transfer tax
$14,475
Estimated closing costs
$28,950

Plus your down payment of $180,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,818/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$474,301Total interest paid
$1,194,300Total of all payments
Principal $719,999 Interest $474,301
YearPrincipalInterestBalance
1$16,067$31,705$703,932
2$16,797$30,975$687,135
3$17,559$30,213$669,576
4$18,357$29,415$651,219
5$19,190$28,582$632,029
6$20,062$27,710$611,967
7$20,972$26,800$590,995
8$21,925$25,847$569,070
9$22,920$24,852$546,150
10$23,961$23,811$522,189
11$25,049$22,723$497,140
12$26,186$21,586$470,954
13$27,375$20,397$443,579
14$28,618$19,154$414,962
15$29,917$17,855$385,044
16$31,276$16,496$353,769
17$32,696$15,076$321,073
18$34,180$13,592$286,893
19$35,732$12,040$251,161
20$37,354$10,418$213,806
21$39,050$8,721$174,756
22$40,824$6,948$133,932
23$42,677$5,095$91,255
24$44,615$3,157$46,640
25$46,640$1,131$0

At the end of your 5-year term

Total paid over the term
$238,860
Principal paid down
$87,971
Interest paid
$150,889
Balance remaining
$632,029

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 23 whole-home leases in Mimico$3,764/mo
$45,168Gross annual rent
3.8%Cap rate after taxes and upkeep
$3,374 to $4,603Typical rent range
~34 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 23 whole-home leases in Mimico signed at a median of $3,516 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,764. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.0%
Gross yield
− Property tax $4,977− Insurance $1,400− Vacancy & upkeep $4,968Net operating income $33,823

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of MAIN STREET REALTY LTD.. MLS®/PropTx.

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