613 Harvie Avenue, Toronto, ON

Caledonia-Fairbank, Toronto · MLS® W13249240

$1,929,000
For Sale
Listed 136 days agoNo offer date statedSitting longer than typical
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3+2Bedrooms
6Bathrooms
2Garage
2000-2500Sq ft

About this home

In short

  • Welcome to 613 Harvie Avenue - a home that redefines modern luxury through thoughtful design, exceptional craftsmanship, and effortless living.
  • Set on a rare 25 x 150 ft lot, this striking three-storey home offers approximately 3,400 sq. ft. of finished living space, featuring radiant heated floors...
  • The custom chef's kitchen is equipped with integrated Fisher & Paykel appliances, handleless cabinetry, and sleek Caesarstone surfaces, flowing seamlessly into the...
  • The fully self-contained lower level features two suites with approximately $3,400/month in potential rental income, offering valuable financial flexibility.

Welcome to 613 Harvie Avenue - a home that redefines modern luxury through thoughtful design, exceptional craftsmanship, and effortless living. Built for the builder's personal use, no expense was spared in creating this exceptional residence. Set on a rare 25 x 150 ft lot, this striking three-storey home offers approximately 3,400 sq. ft. of finished living space, featuring radiant heated floors throughout, oversized porcelain slab flooring, and a stunning marble staircase with glass railings. The custom chef's kitchen is equipped with integrated Fisher & Paykel appliances, handleless cabinetry, and sleek Caesarstone surfaces, flowing seamlessly into the open-concept living and dining areas. Large sliding doors create an exceptional indoor-outdoor connection. The upper levels offer flexible living spaces ideal for families and professionals alike. The primary suite is a private retreat with spa-inspired finishes, lounge or office space, and access to outdoor living. A full second-floor laundry room adds everyday convenience, while the third-floor terrace provides impressive skyline views and the perfect place to entertain. The fully self-contained lower level features two suites with approximately $3,400/month in potential rental income, offering valuable financial flexibility. Additional highlights include a rare double-car garage with pass-through access, EV charging capability, smart-home integration, ethernet wiring throughout, automatic blinds, premium Riobel fixtures, Toto toilets, and designer finishes at every turn. A rare opportunity to own a truly bespoke home where luxury, functionality, and income potential come together in one exceptional package.

Key facts

Property type
Detached, 3-Storey
MLS®
W13249240
Bedrooms
3+2 (5 total)
Bathrooms
6 (1 half)
Size
2000-2500 sq ft
Lot
25 × 150 ft
Cross streets
Eglinton and Harvie
Parking
2 garage (detached)
Driveway
Mutual
Basement
Apartment, Separate Entrance
Kitchens
3 (1 + 2)
Heating
Radiant
A/C
Central Air
Exterior
Brick, Stucco (Plaster)
Foundation
Concrete
Roof
Asphalt Rolled, Asphalt Shingle
Sewer
Sewer
Property tax
$9,400 / 2026
Days on market
136
Listing brokerage
KELLER WILLIAMS REFERRED URBAN REALTY
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Fairbank Memorial Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Caledonia-Fairbank · asking prices
$1.09Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $650/sqft; this home lists at $857/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.93MThis home1.06M989k850k1.15M1.40MThis home vs active comparables

Neighbourhood & location

Caledonia-Fairbank, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dovercourt-Wallace Emerson-Junction
$1.25M
Leaside
$2.15M
Stonegate-Queensway
$2.25M
St. Andrew-Windfields
$4.10M
Banbury-Don Mills
$5.50M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Fairbank Memorial Community School
66%
Fairbank Memorial Community SchoolPublic · Elementary · 0.2 km awayBelow the GTA average · 66% meet the provincial standard
Frank Oke Secondary SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Thomas Aquinas Catholic School · Catholic elementary1.0 km · 74% at standard
F H Miller Junior Public School · Public elementary1.1 km · 78% at standard
D'Arcy McGee Catholic School · Catholic elementary1.1 km · 48% at standard
St Nicholas of Bari Catholic School · Catholic elementary1.2 km · 59% at standard
Silverthorn Community School · Public elementary1.2 km · 65% at standard
Charles E Webster Public School · Public elementary1.5 km · 47% at standard
J R Wilcox Community School · Public elementary1.6 km · 72% at standard
York Memorial Collegiate Institute · Public secondary1.7 km · 50% at standard
St Matthew Catholic School · Catholic elementary1.7 km · 63% at standard
Rawlinson Community School · Public elementary1.7 km · 63% at standard
General Mercer Junior Public School · Public elementary1.7 km · 54% at standard
Sts Cosmas and Damian Catholic School · Catholic elementary1.8 km · 84% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$8,792/mo
$363KIncome needed
5.3×Price ÷ income
$2,029Weekly cost
$70,110Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $8,792Property tax $783Total carry $9,575

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,533per month

Mortgage amount $1,543,200 · 4.49% over 25 years

$385,800Down payment (20.0%)
$1,543,200Loan before insurance
$0CMHC premium
$9,316Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,533
Property tax
$783
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,316

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$35,055
Toronto municipal land transfer tax
$35,055
Estimated closing costs
$70,110

Plus your down payment of $385,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$10,327/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,016,585Total interest paid
$2,559,785Total of all payments
Principal $1,543,200 Interest $1,016,585
YearPrincipalInterestBalance
1$34,438$67,954$1,508,762
2$36,001$66,390$1,472,761
3$37,636$64,756$1,435,125
4$39,345$63,047$1,395,781
5$41,131$61,260$1,354,649
6$42,999$59,393$1,311,651
7$44,951$57,440$1,266,700
8$46,992$55,400$1,219,708
9$49,125$53,266$1,170,583
10$51,356$51,035$1,119,227
11$53,688$48,704$1,065,539
12$56,125$46,266$1,009,413
13$58,674$43,718$950,740
14$61,338$41,054$889,402
15$64,123$38,269$825,279
16$67,034$35,357$758,245
17$70,078$32,314$688,167
18$73,260$29,132$614,908
19$76,586$25,806$538,322
20$80,063$22,328$458,259
21$83,698$18,693$374,561
22$87,499$14,893$287,062
23$91,471$10,920$195,591
24$95,625$6,767$99,966
25$99,966$2,425$0

At the end of your 5-year term

Total paid over the term
$511,957
Principal paid down
$188,551
Interest paid
$323,407
Balance remaining
$1,354,649

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
1.8%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.6%
Gross yield
− Property tax $9,400− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $34,056

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REFERRED URBAN REALTY. MLS®/PropTx.

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