405-5 Rowntree Road, Toronto, ON

Mount Olive-Silverstone-Jamestown, Toronto · MLS® W13440392

$545,400
For Sale
Listed 35 days ago
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3Bedrooms
2Bathrooms
1Garage
1200-1399Sq Ft

About this home

Experience resort-style living in this beautifully renovated and sun-filled 2-bedroom plus den suite, ideally positioned with a sought-after northwest exposure offering abundant natural light throughout the day. Enjoy breathtaking panoramic views of the Humber River, lush ravine, and Rowntree Mills Park from the kitchen, breakfast area, den, and private balcony-creating a serene setting where nature truly feels like your own backyard. This spacious and thoughtfully designed suite features two full bathrooms, including a private primary ensuite, ensuite laundry, and an expansive open-concept living and dining area perfect for both everyday living and entertaining. Recently and extensively upgraded, this move-in-ready unit showcases fresh designer paint throughout, beautifully renovated bathrooms completed in 2025, and brand-new modern flooring installed in 2026. The updated kitchen features a stylish glass backsplash, while contemporary finishes and elegant details create a sophisticated living environment throughout the home. Located within the prestigious Platinum on the Humber, a highly sought-after 24-hour gated community surrounded by mature landscaping and green space, residents enjoy an exceptional array of resort-style amenities including indoor and outdoor swimming pools, hot tub, fitness centre, tennis courts, squash courts, party room, games room, and more. Outdoor enthusiasts will love the direct access to the Humber Trail, offering endless opportunities for walking, jogging, cycling, and scenic rides all the way to Lake Ontario. Conveniently situated close to the newly opened Finch West LRT, Highways 400, 401 and 407, Pearson International Airport, York University, Humber College, University of Guelph-Humber, shopping, transit, parks, and everyday conveniences. A rare opportunity to own a fully upgraded, spacious condo residence that perfectly combines luxury, nature, and urban convenience in one of Toronto's most desirable gated communities.

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13440392
Bedrooms
3 (2 + 1)
Bathrooms
2
Size
1200-1399
Cross streets
Steeles/Kipling
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$1,007/mo
Exposure
North West
Property tax
$1,473 / 2026
Days on market
35
Listing brokerage
HOMELIFE/MIRACLE REALTY LTD

Rooms

Primary BedroomMain4.90 × 3.45 m

Vinyl Floor

Living RoomMain5.80 × 4.90 m

Vinyl Floor

LaundryMain1.20 × 1.10 m

Tile Floor

Bedroom 2Main3.00 × 2.85 m

Vinyl Floor

KitchenMain3.05 × 2.40 m

Vinyl Floor

Dining RoomMain3.60 × 2.75 m

Vinyl Floor

Moe’s TakeTeam Asgarian · Broker
In line
$556Kest. value

Listed at $545,400, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 20 similar homes nearby, adjusted for size, beds, and baths.Median of 20 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $518K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $550K
  • Bedrooms +$30K
  • Adjusts to $580K

That comparable adjusts to $580K; the $556K estimate above is the median of all 20 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is North Albion Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Kipling Ave at Panorama Crt is about a 5-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$530KGreat deal$580KOverpriced

Total price vs nearby homes. Fair value about $556K, median of 20 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Worth verifying
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in Mount Olive-Silverstone-Jamestown · asking prices
$484kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

404-40 Panorama Court$525k207-60 Stevenson Road$499k501-60 Stevenson Road$470k1011-2645 Kipling Avenue$440k

The 4 closest active listings nearby.

See all comparable homes
545kThis home525k499k470k440kThis home vs active comparables
Live market pulseActive comparables in Mount Olive-Silverstone-Jamestown · median list $499K
$420this home / sqft
23active listings nearby
35days on market

This home lists 0% above the area average of $420/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Mount Olive-Silverstone-Jamestown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

81/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Kipling Ave at Panorama Crt, about 363 m away

20+ transit stops6 grocery20+ dining20+ parks15 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale West
$770K
Willowdale East
$441K
Mimico
$800K
Annex
$1.57M
Church-Yonge Corridor
$577K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near North Kipling Junior Middle School
49%
North Kipling Junior Middle SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 49% meet the provincial standard

Affordability & Mortgage

Affordability
$2,486/mo
$120KIncome needed
4.5×Price ÷ income
$574Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

69%mortgage
Mortgage $2,486Property tax $123Condo fee $1,007Total carry $3,616

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,328per month

Mortgage amount $436,320 · 4.14% over 25 years

$109,080Down payment (20.0%)
$436,320Loan before insurance
$0CMHC premium
$3,458Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,328
Property tax
$123
Condo / maintenance fees
$1,007
Heating
$0
Estimated monthly cost
$3,458

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,383
Toronto municipal land transfer tax
$7,383
Estimated closing costs
$14,766

Plus your down payment of $109,080. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,828/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$262,190Total interest paid
$698,510Total of all payments
Principal $436,320 Interest $262,190
YearPrincipalInterestBalance
1$10,221$17,719$426,099
2$10,649$17,291$415,450
3$11,094$16,846$404,355
4$11,559$16,382$392,797
5$12,042$15,898$380,755
6$12,546$15,395$368,209
7$13,070$14,870$355,138
8$13,617$14,323$341,521
9$14,187$13,754$327,334
10$14,780$13,160$312,554
11$15,398$12,542$297,156
12$16,042$11,898$281,113
13$16,714$11,227$264,400
14$17,413$10,528$246,987
15$18,141$9,799$228,846
16$18,900$9,041$209,946
17$19,690$8,250$190,256
18$20,514$7,426$169,742
19$21,372$6,568$148,370
20$22,266$5,674$126,104
21$23,197$4,743$102,907
22$24,168$3,773$78,739
23$25,179$2,762$53,561
24$26,232$1,709$27,329
25$27,329$611$0

At the end of your 5-year term

Total paid over the term
$139,702
Principal paid down
$55,565
Interest paid
$84,136
Balance remaining
$380,755

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
5.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

9.0%
Gross yield
− Property tax $1,473− Condo fees $12,084− Insurance $600− Vacancy & upkeep $5,412Net operating income $29,631

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/MIRACLE REALTY LTD. MLS®/PropTx.

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