227 Livingstone Avenue, Toronto, ON
Briar Hill-Belgravia, Toronto · MLS® W13477674
About this home
In short
- Welcome to this charming detached 2-bed, 2-bath bungalow in the family-friendly Briar Hill-Belgravia neighbourhood.
- It is an ideal opportunity for first-time buyers, renovators, or downsizers looking to add their personal touch.
- Enjoy an unbeatable location steps to schools, parks, local dining, shops, TTC transit, the Fairbank LRT station, and the Kay Gardner Beltline Trail.
- Commuting is a breeze with quick access to Yorkdale Mall, Allen Rd, and Hwy 401.
- The property, fixtures, and chattels are being sold on an "as-is/where-is" basis with no warranties.
Welcome to this charming detached 2-bed, 2-bath bungalow in the family-friendly Briar Hill-Belgravia neighbourhood! This home features a functional layout, parking pad, mutual driveway, and a separate rear entrance to a basement with kitchen equipped with a sink, dishwasher, stove, stand up freezer and washer - offering excellent in-law suite potential. It is an ideal opportunity for first-time buyers, renovators, or downsizers looking to add their personal touch. Enjoy an unbeatable location steps to schools, parks, local dining, shops, TTC transit, the Fairbank LRT station, and the Kay Gardner Beltline Trail. Commuting is a breeze with quick access to Yorkdale Mall, Allen Rd, and Hwy 401. Key mechanical updates are already completed: roof (~2023), windows (2016), and a high-efficiency tankless combo furnace/water heater system (2025, rental). The fireplace is wood/gas stove ready with new chimney lining installed (2020-never used after installation). New back door installed (2026). The property, fixtures, and chattels are being sold on an "as-is/where-is" basis with no warranties. Do not miss this rare chance to secure a detached home with endless possibilities in a highly convenient and desirable Toronto pocket.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- W13477674
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 700-1100 sq ft
- Lot
- 25 × 110 ft
- Cross streets
- Eglinton Avenue West & Dufferin Street
- Parking
- 2 garage · 5 parking (detached)
- Driveway
- Mutual, Front Yard Parking
- Basement
- Finished, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Radiant
- A/C
- None
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $3,929 / 2026
- Days on market
- 77
- Listing brokerage
- ONE PERCENT REALTY LTD.
Rooms
Listed at $739,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $776K, typically $715K to $862K. Comparable closings on their own put this home around $863K, so the seller is asking less than the comparables suggest: either they want a quick, clean sale or something about the home is not in the comparables. Worth seeing before you offer.
Second read, from the city assessment: $871K. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.
Total price vs nearby homes. Fair value about $776K, median of 50 comparables.
The market behind the math:
About 1.4 months of inventory: 5 detached homes for sale in the area against 11 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $821/sqft against an area asking average of $1,661/sqft. Size and $/sqft both feed the estimate above.
- Separate-entrance basement apartment features. A finished basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Briar Hill-Belgravia: 20 of the 79 detached leases here lately were basement units, around $1,600 a month. That makes the suite real income, and comparable-sales math under-prices it, so read the estimate as a floor. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version
I take the 50 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $871K, a bit higher.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
- Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Schools & getting aroundcatchment and transit
The assigned public school is Fairbank Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.
Based on 50 comparable homes that sold in Briar Hill-Belgravia over the past two years, from 90 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $863K, which is where my estimate comes from.
Per square foot, these ask about $1,112/sqft; this home lists at $821/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Briar Hill-Belgravia, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 8, 2026); conventional rates run a little higher.
Mortgage amount $591,200 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,187
- Property tax
- $327
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,515
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $11,255
- Toronto municipal land transfer tax
- $11,255
- Estimated closing costs
- $22,510
Plus your down payment of $147,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $191,234
- Principal paid down
- $74,407
- Interest paid
- $116,826
- Balance remaining
- $516,793
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in Briar Hill-Belgravia (20 of 79 recent detached leases were basement units, around $1,600 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,600 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 25 whole-home leases in Briar Hill-Belgravia signed at a median of $2,743 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,546. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ONE PERCENT REALTY LTD.. MLS®/PropTx.