25 Ronald Avenue, Toronto, ON

Briar Hill-Belgravia, Toronto · MLS® W13754430

$869,000
For Sale
Just listed todayNo offer date stated
2Bedrooms
2Bathrooms
1Garage · 2 parking
700-1100Sq ft

About this home

In short

  • Charming detached home in a prime midtown Toronto location, steps from the York Beltline Trail and the Eglinton LRT.
  • The main level also oers two well-appointed bedrooms and a full 4-piecebath.
  • The exceptional, recently renovated rare lower level, with a separate entrance, features a built-in single-car garage, a generousrecreation room, a dedicated laundry...
  • This home hashad extensive upgrades and renovations.
  • New Roof 2024, Water Sewer Pipes replaced in 2025, Basementcompletely renovated, waterproofed, insulated in 2023.

Charming detached home in a prime midtown Toronto location, steps from the York Beltline Trail and the Eglinton LRT! Thisultra-functional layout features a bright main floor with a spacious, combined living and dining room ideal for entertaining, alongside an eat-inkitchen and breakfast area that walks out to a massive rear deck. The main level also oers two well-appointed bedrooms and a full 4-piecebath. The exceptional, recently renovated rare lower level, with a separate entrance, features a built-in single-car garage, a generousrecreation room, a dedicated laundry room, a powder room, and large utility storage space. Incredible opportunity for first-time buyers,downsizers, or investors looking for a turn-key property in a rapidly developing, highly accessible transit hub. Move right in. This home hashad extensive upgrades and renovations. New Roof 2024, Water Sewer Pipes replaced in 2025, Basementcompletely renovated, waterproofed, insulated in 2023. Dishwasher new July 2026

Key facts

Property type
Detached, Bungalow
MLS®
W13754430
Bedrooms
2
Bathrooms
2 (1 half)
Size
700-1100 sq ft
Lot
23 × 125.5 ft
Cross streets
Eglinton/Dufferin
Parking
1 garage · 2 parking (built-in)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Block
Roof
Shingles
Sewer
Sewer
Property tax
$3,770 / 2026
Listing brokerage
PMT REALTY INC.

Rooms

RecreationBasement5.50 × 2.70 m
Dining RoomMain7.20 × 2.90 m

Combined w/Living

Living RoomMain7.20 × 2.90 m

Combined w/Dining

Primary BedroomMain3.40 × 2.50 m
Bedroom 2Main3.50 × 2.90 m
KitchenMain3.50 × 2.50 m
LaundryBasement2.90 × 2.30 m
Utility RoomBasement3.70 × 2.40 m
Our TakeTeam Asgarian · Broker
In line
$860Kest. value

Listed at $869,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $860K, typically $790K to $976K. Comparable closings on their own put this home around $840K, which agrees with the ask, so this is a firm read.

Second read, from the city assessment: $836K. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.

List price
$790KBelow recent closings$976KAbove recent closings

Total price vs nearby homes. Fair value about $860K, median of 50 comparables.

The market behind the math:

11sold nearby · 90 days
$845Kmedian sold price
95%of asking, on average
−5%prices vs a year ago
~27 dayshomes like this take to sell
$2,546/moest. rent · 25 leases
3.5%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.4 months of inventory: 5 detached homes for sale in the area against 11 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $966/sqft against an area asking average of $1,632/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

I take the 50 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $836K, a close match.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Fairbank Memorial Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 50 comparable homes that sold in Briar Hill-Belgravia over the past two years, from 90 closings there.

What sellers nearby are askingCurrently listed nearby in Briar Hill-Belgravia · asking prices
$968kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $1,076/sqft; this home lists at $966/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
869kThis home739k879k1.20M1.05MThis home vs active comparables

Neighbourhood & location

Briar Hill-Belgravia, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Mount Pleasant East
$2.42M
Bedford Park-Nortown
$3.50M
Leaside
$3.55M
Princess-Rosethorn
$2.10M
Bridle Path-Sunnybrook-York Mills
$4.90M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Fairbank Memorial Community School
66%
Fairbank Memorial Community SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 66% meet the provincial standard
Frank Oke Secondary SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St John Bosco Catholic School · Catholic elementary0.9 km · 65% at standard
D'Arcy McGee Catholic School · Catholic elementary1.2 km · 48% at standard
F H Miller Junior Public School · Public elementary1.3 km · 78% at standard
Silverthorn Community School · Public elementary1.3 km · 65% at standard
St Nicholas of Bari Catholic School · Catholic elementary1.4 km · 59% at standard
Charles E Webster Public School · Public elementary1.4 km · 47% at standard
Regina Mundi Catholic School · Catholic elementary1.6 km · 63% at standard
Sts Cosmas and Damian Catholic School · Catholic elementary1.7 km · 84% at standard
Immaculate Conception Catholic School · Catholic elementary1.7 km · 48% at standard
J R Wilcox Community School · Public elementary1.7 km · 72% at standard
York Memorial Collegiate Institute · Public secondary1.8 km · 50% at standard
Keelesdale Junior Public School · Public elementary1.8 km · 46% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,961/mo
$164KIncome needed
5.3×Price ÷ income
$914Weekly cost
$27,710Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $3,961Property tax $314Total carry $4,275

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 8, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,748per month

Mortgage amount $695,200 · 4.24% over 25 years

$173,800Down payment (20.0%)
$695,200Loan before insurance
$0CMHC premium
$4,062Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,748
Property tax
$314
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,062

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,855
Toronto municipal land transfer tax
$13,855
Estimated closing costs
$27,710

Plus your down payment of $173,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$4,548/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$429,170Total interest paid
$1,124,370Total of all payments
Principal $695,200 Interest $429,170
YearPrincipalInterestBalance
1$16,062$28,912$679,138
2$16,751$28,224$662,387
3$17,468$27,506$644,918
4$18,217$26,758$626,701
5$18,998$25,977$607,704
6$19,812$25,163$587,892
7$20,661$24,314$567,231
8$21,546$23,429$545,686
9$22,469$22,506$523,217
10$23,432$21,543$499,785
11$24,436$20,539$475,349
12$25,483$19,492$449,866
13$26,575$18,400$423,291
14$27,714$17,261$395,577
15$28,901$16,074$366,676
16$30,140$14,835$336,537
17$31,431$13,544$305,106
18$32,778$12,197$272,328
19$34,182$10,793$238,146
20$35,647$9,328$202,499
21$37,174$7,800$165,324
22$38,767$6,207$126,557
23$40,429$4,546$86,128
24$42,161$2,814$43,967
25$43,967$1,007$0

At the end of your 5-year term

Total paid over the term
$224,874
Principal paid down
$87,496
Interest paid
$137,378
Balance remaining
$607,704

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 25 whole-home leases in Briar Hill-Belgravia$2,546/mo
$30,552Gross annual rent
2.5%Cap rate after taxes and upkeep
$2,388 to $2,876Typical rent range

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 25 whole-home leases in Briar Hill-Belgravia signed at a median of $2,743 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,546. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.5%
Gross yield
− Property tax $3,770− Insurance $1,400− Vacancy & upkeep $3,361Net operating income $22,021

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of PMT REALTY INC.. MLS®/PropTx.

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