345 Silverstone Drive, Toronto, ON
West Humber-Clairville, Toronto · MLS® W13482350
About this home
Four bedrooms on the second floor & a self-contained basement suite with its own side entrance - this 2-storey detached on Silverstone Dr works on multiple levels at once. A growing family gets 4 bdrms upstairs & a finished lower level. An extended household gets real privacy between floors. An investor gets a built-in income suite already set up. Two fireplaces, one in the living room & one in the basement rec room, carry warmth through both levels. Vacant & ready to go. {MAIN LEVEL} The leaded glass front door with matching sidels earns a second look. Tiled foyer with coat closet opens onto the main floor. Living room has a fireplace & a large window facing the front yard - it flows directly into the dining room, with laminate flooring through both. Kitchen is at the back facing the yard - tile flooring, Corian countertops, double sink & range hood. A second foyer at the rear connects the garage, side door, powder room & basement stairs, making the suite entrance genuinely independent from the main floor. 2pc powder room. {UPPER LEVEL} Four bdrms, all with laminate flooring. Primary bdrm has his & her closets & a private 3pc ensuite with tile flooring. Bdrm 2 has a double closet. Bdrm 3 has a closet. Shared 3pc main bathroom serves the remaining rooms. {BASEMENT} Fully equipped in-law or rental suite: rec room with fireplace, bdrm with closet, kitchen with stove, fridge & double sink, 3pc bathroom - all on ceramic flooring. Side door off the rear foyer provides a private entrance with no contact with the main floor.{LOCATION} Mount Olive-Silverstone-Jamestown, Etobicoke. Melody Village Jr School is right on Silverstone Dr. St. Angela & St. Dorothy Catholic schools also in the neighbourhood. West Humber Trail runs 14 km along the Humber River, accessible right from this neighbourhood. Hwys 427, 400 & 401 all within a short drive. TTC routes connect to Bloor subway.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13482350
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 4 (1 half)
- Size
- 1500-2000
- Lot
- 65 × 101.12 ft
- Cross streets
- Albion Rd & Martin Grove Rd
- Parking
- 1 garage · 7 parking (built-in)
- Basement
- Finished, Full
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $3,657 / 2025
- Days on market
- 23
- Listing brokerage
- CITYSCAPE REAL ESTATE LTD.
Rooms
corian counter · double sink · overlooks backyard
double closet · laminate
fireplace · laminate · overlooks frontyard
3 pc bath · tile floor
2 pc bath · tile floor
laminate · closet
3 pc bath · ceramic floor
3 pc ensuite · his and hers closets · laminate
3 pc bath · tile floor
closet · tile floor
fireplace · ceramic floor
closet · ceramic floor
double sink · tile floor
large window · laminate
laminate · closet
access to garage · side door
Listed at $919,000, this home is about 23% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $874K, lower than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.10M
- Bedrooms +$30K
- Adjusts to $1.13M
That comparable adjusts to $1.13M; the $1.20M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
The assigned public school is Smithfield Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Martin Grove Rd at Walkway to 308 Silverstone Dr is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $1.20M, median of 5 comparables.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest active listings nearby.
See all comparable homesThis home lists 18% below the area average of $642/sqft.
22 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
West Humber-Clairville, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Martin Grove Rd at Walkway to 308 Silverstone Dr, about 168 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $735,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,923
- Property tax
- $305
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,228
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,855
- Toronto municipal land transfer tax
- $14,855
- Estimated closing costs
- $29,710
Plus your down payment of $183,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $235,398
- Principal paid down
- $93,628
- Interest paid
- $141,770
- Balance remaining
- $641,572
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CITYSCAPE REAL ESTATE LTD.. MLS®/PropTx.