345 Silverstone Drive, Toronto, ON

West Humber-Clairville, Toronto · MLS® W13482350

$919,000
For Sale
Listed 117 days agoNo offer date statedSitting longer than typical
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4+1Bedrooms
4Bathrooms
1Garage · 7 parking
1500-2000Sq ft

About this home

In short

  • Four bedrooms on the second floor & a self-contained basement suite with its own side entrance - this 2-storey detached on Silverstone Dr works on multiple levels at...
  • A growing family gets 4 bdrms upstairs & a finished lower level.
  • 2pc powder room. {UPPER LEVEL} Four bdrms, all with laminate flooring.
  • Primary bdrm has his & her closets & a private 3pc ensuite with tile flooring.
  • Bdrm 2 has a double closet.

Four bedrooms on the second floor & a self-contained basement suite with its own side entrance - this 2-storey detached on Silverstone Dr works on multiple levels at once. A growing family gets 4 bdrms upstairs & a finished lower level. An extended household gets real privacy between floors. An investor gets a built-in income suite already set up. Two fireplaces, one in the living room & one in the basement rec room, carry warmth through both levels. Vacant & ready to go. {MAIN LEVEL} The leaded glass front door with matching sidels earns a second look. Tiled foyer with coat closet opens onto the main floor. Living room has a fireplace & a large window facing the front yard - it flows directly into the dining room, with laminate flooring through both. Kitchen is at the back facing the yard - tile flooring, Corian countertops, double sink & range hood. A second foyer at the rear connects the garage, side door, powder room & basement stairs, making the suite entrance genuinely independent from the main floor. 2pc powder room. {UPPER LEVEL} Four bdrms, all with laminate flooring. Primary bdrm has his & her closets & a private 3pc ensuite with tile flooring. Bdrm 2 has a double closet. Bdrm 3 has a closet. Shared 3pc main bathroom serves the remaining rooms. {BASEMENT} Fully equipped in-law or rental suite: rec room with fireplace, bdrm with closet, kitchen with stove, fridge & double sink, 3pc bathroom - all on ceramic flooring. Side door off the rear foyer provides a private entrance with no contact with the main floor.{LOCATION} Mount Olive-Silverstone-Jamestown, Etobicoke. Melody Village Jr School is right on Silverstone Dr. St. Angela & St. Dorothy Catholic schools also in the neighbourhood. West Humber Trail runs 14 km along the Humber River, accessible right from this neighbourhood. Hwys 427, 400 & 401 all within a short drive. TTC routes connect to Bloor subway.

Key facts

Property type
Detached, 2-Storey
MLS®
W13482350
Bedrooms
4+1 (5 total)
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
65 × 101.12 ft
Cross streets
Albion Rd & Martin Grove Rd
Parking
1 garage · 7 parking (built-in)
Basement
Finished, Full
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,657 / 2025
Days on market
117
Listing brokerage
CITYSCAPE REAL ESTATE LTD.

Rooms

KitchenGround5.27 × 3.04 m

corian counter · double sink · overlooks backyard

Bedroom 2Second3.46 × 3.31 m

double closet · laminate

Living RoomGround4.84 × 3.29 m

fireplace · laminate · overlooks frontyard

BathroomSecond1.99 × 1.52 m

3 pc bath · tile floor

Powder RoomGround1.86 × 0.94 m

2 pc bath · tile floor

Utility RoomBasement1.65 × 1.60 m
Bedroom 4Second3.54 × 2.98 m

laminate · closet

BathroomBasement1.80 × 1.50 m

3 pc bath · ceramic floor

Primary BedroomSecond4.26 × 3.24 m

3 pc ensuite · his and hers closets · laminate

BathroomSecond2.54 × 2.17 m

3 pc bath · tile floor

FoyerGround2.31 × 2.01 m

closet · tile floor

RecreationBasement3.97 × 3.88 m

fireplace · ceramic floor

BedroomBasement3.47 × 3.09 m

closet · ceramic floor

KitchenBasement2.84 × 2.48 m

double sink · tile floor

Dining RoomGround3.29 × 2.68 m

large window · laminate

Bedroom 3Second3.29 × 2.58 m

laminate · closet

OtherGround5.30 × 1.02 m

access to garage · side door

Our TakeTeam Asgarian · Broker
A small discount is typical
$890Klikely sale price

Listed at $919,000. Going by how homes in West Humber-Clairville and the wider GTA have actually closed against their asking prices (about 97%, 17 local closings in 90 days), the likely sale price is near $890K, if it sells. A realistic range is $834K to $1.00M.

Independent value check: $889K. Without looking at the asking price, our model values the home itself about 3% below the ask (homes like it typically land between $833K and $932K).

Why $889K. The typical detached home sold in West Humber-Clairville over the past year went for about $863K (65 sales). What sets this one apart:

  • ▲ Raises it4+1 bedrooms and 4 baths, against 3+2 and 2 typically.
  • ▲ Raises itIt is 1,500 to 2,000 sq ft; the typical home sold here is 1,100 to 1,500.

Longer on the market than typical. 117 days on the market against about 28 for homes like it here, and asking 3% above where comparable closings put it.

List price
$834KBelow recent closings$1.00MAbove recent closings

Total price vs nearby homes. Likely closing about $890K, from 17 recent closings in this pocket.

The market behind the math:

17sold nearby · 90 days
$831Kmedian sold price
96%of asking, on average
−12%prices vs a year ago
~21 dayshomes like this take to sell
117days on market so far
$3,442/moest. rent · 11 leases
4.5%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.9 months of inventory: 5 detached homes for sale in the area against 17 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $525/sqft against an area asking average of $598/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 17 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $869K. Condition and finishes remain an in-person call.

Schools & getting aroundcatchment and transit

The assigned public school is Smithfield Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in West Humber-Clairville, so I widened the search to the surrounding area.

Based on 17 comparable homes that sold in West Humber-Clairville over the past two years, from 130 closings there.

What sellers nearby are askingCurrently listed nearby in West Humber-Clairville · asking prices
$947kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $889K, which is where my estimate comes from.

Per square foot, these ask about $630/sqft; this home lists at $525/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
919kThis home900k950k1.10M840kThis home vs active comparables

Sold price trend

Median sold price for detached homes in Toronto: $1.20M in September 2026, down 1% from a year ago, on 7,360 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.25M739
November 2025$1.21M596
December 2025$1.14M384
January 2026$1.20M285
February 2026$1.23M453
March 2026$1.34M580
April 2026$1.31M776
May 2026$1.30M861
June 2026$1.25M772
July 2026$1.17M684
August 2026$1.19M552
September 2026$1.20M678

Neighbourhood & location

West Humber-Clairville, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Islington-City Centre West
$1.54M
Stonegate-Queensway
$2.25M
Willowdale East
$2.19M
Banbury-Don Mills
$5.50M
Leaside
$2.15M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Claireville Junior School
53%
Claireville Junior SchoolPublic · Elementary · 0.1 km awayBelow the GTA average · 53% meet the provincial standard
Monsignor John CorriganEQAO results not published
Also nearby: 12 more schools within 2.5 km
Msgr John Corrigan Catholic School · Catholic elementary0.5 km · 73% at standard
John D Parker Junior School · Public elementary0.6 km · 72% at standard
St Angela Catholic School · Catholic elementary0.6 km · 63% at standard
Highfield Junior School · Public elementary0.9 km · 58% at standard
Melody Village Junior School · Public elementary1.3 km · 64% at standard
North Kipling Junior Middle School · Public elementary1.3 km · 49% at standard
St Andrew Catholic School · Catholic elementary1.5 km · 56% at standard
Father Henry Carr Catholic Secondary School · Catholic secondary1.6 km · 62% at standard
Elmbank Junior Middle Academy · Public elementary1.6 km · 48% at standard
Venerable John Merlini Catholic School · Catholic elementary1.9 km · 82% at standard
Albion Heights Junior Middle School · Public elementary2.0 km · 46% at standard
St Dorothy Catholic School · Catholic elementary2.0 km · 64% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,188/mo
$172KIncome needed
5.3×Price ÷ income
$967Weekly cost
$29,710Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,188Property tax $305Total carry $4,493

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,065per month

Mortgage amount $735,200 · 4.49% over 25 years

$183,800Down payment (20.0%)
$735,200Loan before insurance
$0CMHC premium
$4,370Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,065
Property tax
$305
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,370

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,855
Toronto municipal land transfer tax
$14,855
Estimated closing costs
$29,710

Plus your down payment of $183,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,920/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$484,314Total interest paid
$1,219,514Total of all payments
Principal $735,200 Interest $484,314
YearPrincipalInterestBalance
1$16,407$32,374$718,793
2$17,151$31,629$701,642
3$17,930$30,850$683,712
4$18,744$30,036$664,968
5$19,595$29,185$645,372
6$20,485$28,295$624,887
7$21,415$27,365$603,472
8$22,388$26,393$581,084
9$23,404$25,377$557,680
10$24,467$24,314$533,214
11$25,578$23,203$507,636
12$26,739$22,042$480,897
13$27,953$20,828$452,944
14$29,222$19,558$423,722
15$30,549$18,232$393,174
16$31,936$16,845$361,238
17$33,386$15,395$327,852
18$34,902$13,879$292,950
19$36,486$12,294$256,463
20$38,143$10,637$218,320
21$39,875$8,906$178,445
22$41,685$7,095$136,760
23$43,578$5,202$93,182
24$45,557$3,224$47,625
25$47,625$1,155$0

At the end of your 5-year term

Total paid over the term
$243,903
Principal paid down
$89,828
Interest paid
$154,075
Balance remaining
$645,372

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 11 whole-home leases in West Humber-Clairville$3,442/mo
$41,304Gross annual rent
3.4%Cap rate after taxes and upkeep
$3,167 to $3,854Typical rent range
~24 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 11 whole-home leases in West Humber-Clairville signed at a median of $3,498 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,442. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.5%
Gross yield
− Property tax $3,657− Insurance $1,400− Vacancy & upkeep $4,543Net operating income $31,704

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CITYSCAPE REAL ESTATE LTD.. MLS®/PropTx.

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