3287 Victoria Street, Oakville, ON
Bronte, Oakville · MLS® W13568964
About this home
Your dream home awaits in one of Oakville's most sought-after lakeside communities! Welcome to this elegant 2-storey detached home, perfectly situated on a quiet cul-de-sac, backing onto Victoria Park and surrounded by mature trees for exceptional privacy. Designed for both everyday living and entertaining, the bright open-concept kitchen and family room is the heart of the home, featuring elegant Dekton countertops, stainless steel appliances, a gas range, a centre island with sink, and a cozy fireplace. Patio doors lead to your private backyard oasis where you can relax, entertain, and cool off in the above-ground pool all summer long. Start your mornings on the charming covered front porch with a coffee while enjoying the peaceful neighbourhood setting. The spacious main floor also offers a welcoming living and dining room combination. Upstairs, you'll find three generous bedrooms, including a beautiful primary retreat with French doors, a walk-in closet, and a private ensuite. A second full bathroom serves the additional bedrooms, while a convenient powder room is located on the main level. The finished basement adds even more living space with a large recreation room and a fourth bedroom-ideal for guests, teens, a home office, or extended family. A home where your family can truly grow and create lasting memories! Minutes to Bronte Village, Harbour, the marina, waterfront trails, beaches, boutique shops, cafés, restaurants, excellent schools, and nearby Shell Park. An exceptional opportunity to embrace the Bronte lifestyle. Why just read about it when you can see it in person?
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13568964
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 3 (1 half)
- Size
- 1500-2000
- Lot
- 39.99 × 110.01 ft
- Cross streets
- Lakeshore Rd W./Chalmers St.
- Parking
- 1 garage · 3 parking (attached)
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Above Ground
- Property tax
- $5,446 / 2026
- Days on market
- 2
- Listing brokerage
- Right At Home Realty, Brokerage
Rooms
4 pc ensuite · walk-in closet(s)
4 Pc Ensuite
2 Pc Bath
4 Pc Bath
Listed at $1,478,800, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.
Based on 10 similar homes nearby, adjusted for size, beds, and baths.Median of 10 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.35M, a close match. The comparable range is wide here, so treat this as a rough read until I run a full CMA.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.70M
- Adjusts to $1.70M
That comparable adjusts to $1.70M; the $1.39M estimate above is the median of all 10 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Lakeshore Rd West east of Shelburne Place is about a 2-minute walk away.
Total price vs nearby homes. Fair value about $1.39M, median of 10 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Primary suite: a key comfort and resale feature.
- Open-concept layout: modern, sought-after flow.
- Value driver
- Weigh carefully
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 10% below the area average of $941/sqft.
3 days faster than the Oakville average (5 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Bronte, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Some errands on foot, but most trips need a car.
🚉 Nearest transit: Lakeshore Rd West east of Shelburne Place, about 126 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,183,040 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,313
- Property tax
- $454
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,767
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $26,051
- Estimated closing costs
- $26,051
Plus your down payment of $295,760. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $378,788
- Principal paid down
- $150,660
- Interest paid
- $228,128
- Balance remaining
- $1,032,380
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Right At Home Realty, Brokerage. MLS®/PropTx.