2066-3047 Finch Avenue, Toronto, ON

Humbermede, Toronto · MLS® W13571060

$525,000
For Sale
Listed 95 days agoNo offer date statedSitting longer than typical
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2+1Bedrooms
2Bathrooms
2Garage
900-999Sq ft

About this home

In short

  • Welcome to this beautifully maintained 2+1 bedroom stacked condo townhouse in the heart of Toronto, offering a rare find with two dedicated parking spaces.
  • The kitchen features stainless steel appliances and rich hardwood floors throughout the home add warmth and style.
  • Ideally located close to shopping centres, restaurants, parks, schools, and public transit, this home offers unbeatable access to everything you need.

Welcome to this beautifully maintained 2+1 bedroom stacked condo townhouse in the heart of Toronto, offering a rare find with two dedicated parking spaces. This home blends modern living with everyday convenience. Inside, you'll find a spacious and functional layout featuring two generous bedrooms and a versatile den - perfect for a home office or extra living space. The kitchen features stainless steel appliances and rich hardwood floors throughout the home add warmth and style. Filled with natural light, the entire space feels bright, open, and move-in ready. Ideally located close to shopping centres, restaurants, parks, schools, and public transit, this home offers unbeatable access to everything you need. Perfect for first-time buyers, small families, or down-sizers who don't want to compromise on space or comfort. Don't miss your opportunity to own this amazing home at an unbeatable price and amazing location!

Key facts

Property type
Condo Townhouse, Stacked Townhouse
MLS®
W13571060
Bedrooms
2+1 (3 total)
Bathrooms
2 (1 half)
Size
900-999 sq ft
Cross streets
Islington/Finch
Parking
2 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster), Brick
Maintenance
$627/mo
Exposure
East West
Property tax
$2,096 / 2025
Days on market
95
Listing brokerage
REAL BROKER ONTARIO LTD.

Rooms

DenMain3.00 × 2.70 m

Hardwood Floor

Primary BedroomMain5.10 × 3.20 m

hardwood floor · w/o to balcony

Living RoomMain3.60 × 3.50 m

open concept · combined w/dining · w/o to balcony

KitchenMain2.60 × 2.50 m

Stainless Steel Appl

Bedroom 2Main4.10 × 2.80 m

hardwood floor · closet · window

Dining RoomMain3.60 × 2.40 m

open concept · combined w/living · hardwood floor

Our TakeTeam Asgarian · Broker
Above what recent sales support
$492Kautomated estimate, from recent sales

Listed at $525,000, about 7% above our estimate of $492K (homes like it typically land between $458K and $517K).

Why $492K. The typical townhouse sold in Humbermede over the past year went for about $530K (14 sales). What sets this one apart:

  • ▲ Raises itIts tax bill, which follows the city's own assessment, is $2,096 a year; the typical home sold here pays about $1,900.
  • ▼ Lowers itIts maintenance fee is $627 a month; the typical unit sold here pays about $390.

Longer on the market than typical. 95 days on the market, and asking 7% above where comparable closings put it.

List price
$458KBelow our range$525KAbove our range

Total price vs nearby homes. Fair value about $492K, learned from recent GTA sales.

The market behind the math:

3sold nearby · 90 days
95days on market so far
$2,754/moest. rent · 7 leases
6.3%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 6 months of inventory: 6 condo townhouse homes for sale in the area against 3 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $553/sqft against an area asking average of $587/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 21 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $515K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Humber Summit Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($553/sqft) is in line with the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Humbermede, so I widened the search to the surrounding area.

Based on 21 comparable homes that sold in Humbermede over the past two years, from 36 closings there.

What sellers nearby are askingCurrently listed nearby in Humbermede · asking prices
$459kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo townhouse listings on the market. Homes like this one have recently closed around $492K, which is where my estimate comes from.

Per square foot, these ask about $615/sqft; this home lists at $553/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
525kThis home519k500k410k409kThis home vs active comparables

Sold price trend

Median sold price for condo townhouses in Toronto: $684K in September 2026, down 3% from a year ago, on 1,425 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$702K150
November 2025$709K130
December 2025$705K63
January 2026$695K77
February 2026$728K104
March 2026$715K121
April 2026$711K147
May 2026$726K131
June 2026$706K132
July 2026$683K156
August 2026$669K116
September 2026$684K98

Neighbourhood & location

Humbermede, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Downsview-Roding-CFB
$699K
Islington-City Centre West
$588K
St. Andrew-Windfields
$929K
Casa Loma
$2.80M
Mimico
$840K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Daystrom Public School
54%
Daystrom Public SchoolPublic · Elementary · 1.3 km awayBelow the GTA average · 54% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Gracedale Public School · Public elementary0.8 km · 53% at standard
Beaumonde Heights Junior Middle School · Public elementary1.0 km · 70% at standard
St John Vianney Catholic School · Catholic elementary1.2 km · 68% at standard
St Andrew Catholic School · Catholic elementary1.5 km · 56% at standard
North Albion Collegiate Institute · Public secondary1.7 km · 50% at standard
Venerable John Merlini Catholic School · Catholic elementary1.8 km · 82% at standard
North Kipling Junior Middle School · Public elementary1.8 km · 49% at standard
Gulfstream Public School · Public elementary1.9 km · 77% at standard
Rivercrest Junior School · Public elementary1.9 km · 59% at standard
Emery EdVance Secondary School · Public secondary1.9 km
Greenholme Junior Middle School · Public elementary2.0 km · 72% at standard
St Jude Catholic School · Catholic elementary2.0 km · 56% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,393/mo
$112KIncome needed
4.7×Price ÷ income
$552Weekly cost
$13,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $2,393Property tax $175Condo fee $627Total carry $3,195

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,322per month

Mortgage amount $420,000 · 4.49% over 25 years

$105,000Down payment (20.0%)
$420,000Loan before insurance
$0CMHC premium
$3,124Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,322
Property tax
$175
Condo / maintenance fees
$627
Heating
$0
Estimated monthly cost
$3,124

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,975
Toronto municipal land transfer tax
$6,975
Estimated closing costs
$13,950

Plus your down payment of $105,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,811/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$276,676Total interest paid
$696,676Total of all payments
Principal $420,000 Interest $276,676
YearPrincipalInterestBalance
1$9,373$18,494$410,627
2$9,798$18,069$400,829
3$10,243$17,624$390,586
4$10,708$17,159$379,878
5$11,194$16,673$368,684
6$11,703$16,164$356,981
7$12,234$15,633$344,747
8$12,789$15,078$331,958
9$13,370$14,497$318,588
10$13,977$13,890$304,611
11$14,612$13,255$289,999
12$15,275$12,592$274,724
13$15,969$11,898$258,755
14$16,694$11,173$242,061
15$17,452$10,415$224,609
16$18,244$9,623$206,365
17$19,072$8,795$187,293
18$19,938$7,929$167,354
19$20,844$7,023$146,511
20$21,790$6,077$124,721
21$22,779$5,088$101,941
22$23,814$4,053$78,127
23$24,895$2,972$53,232
24$26,025$1,842$27,207
25$27,207$660$0

At the end of your 5-year term

Total paid over the term
$139,335
Principal paid down
$51,316
Interest paid
$88,019
Balance remaining
$368,684

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 7 whole-home leases in Humbermede$2,754/mo
$33,048Gross annual rent
3.7%Cap rate after taxes and upkeep
$2,534 to $2,975Typical rent range

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 7 whole-home leases in Humbermede signed at a median of $2,105 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,754. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

6.3%
Gross yield
− Property tax $2,096− Condo fees $7,525− Insurance $600− Vacancy & upkeep $3,635Net operating income $19,191

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL BROKER ONTARIO LTD.. MLS®/PropTx.

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