1132 DUFFERIN Street, Toronto, ON

Dovercourt-Wallace Emerson-Junction, Toronto · MLS® W13580290

$925,000
For Sale
Listed 3 days ago
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6Bedrooms
2Bathrooms
0Parking
2000-2500Sq Ft
20+ schools20+ transit stops20+ parks20+ restaurantswithin 1.5 km

About this home

Unveil An Incredible Investment Opportunity Or The Perfect Live-And-Rent Scenario In The Heart Of One Of Toronto's Most Vibrant Neighborhoods! This Versatile Detached Duplex At 1132 Dufferin Street Is Priced Competitively And Offers A Highly Functional Layout For Both Savvy Investors And Buyers Looking To Supplement Their Mortgage With Rental Income. The Spacious Upper Unit Is Delivered Vacant And Features A Sun-Drenched Living Room With A Stunning Bay Window, A Large Eat-In Kitchen, A Full Bathroom, And A Primary Bedroom On The Second Floor, While The Third Floor Boasts An Additional Bedroom And A Versatile Den Space Perfect For A Home Office. The Rear Unit Offers A Unique Bi-Level Layout With Two Separate Entrances Via A Main Floor Kitchen Walk-Out And A Convenient Basement Walk-Up; This Unit Includes A Living Area, Kitchen, Bedroom On Main Level, And A Full Bathroom, Bedroom & Den On Lower Level.Currently Occupied By Great Tenants Who Are Open To Staying Or Providing Flexibility For The New Owner. Set On An Impressive 120-Foot Deep Lot, This Property Provides A Massive Backyard With Tremendous Upside Potential; Take Inspiration From The Neighbouring Homes And Explore A Rear Extension Or The Addition Of A Garden Suite To Maximize The Property's Value. The Location Is Truly Unbeatable, Positioned Steps From The Dufferin Subway Station, Bloor Court Village, And The Iconic Dufferin Grove Park, Surrounded By Toronto's Best Coffee Shops, Trendy Dining, And Boutique Shopping. With The Bloor-Danforth Subway Line At Your Doorstep, Access To The Downtown Core Is Effortless. This Is A Rare Chance To Secure A Detached Multi-Unit Home In A High-Demand Transit Hub. Offers Are Welcomed Anytime, So Do Not Miss Your Chance To Own A Piece Of Dufferin Street's Bright Future!

Key facts

Property type
Detached, 2 1/2 Storey
MLS®
W13580290
Bedrooms
6 (4 + 2)
Bathrooms
2
Size
2000-2500
Lot
22.69 × 120.26 ft
Cross streets
Dufferin/Bloor
Parking
0 parking
Driveway
None
Basement
Walk-Up, Finished
Heating
Forced Air
A/C
None
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,871 / 2025
Days on market
3
Listing brokerage
CENTURY 21 LEADING EDGE REALTY INC.

Rooms

Living RoomMain3.76 × 3.05 m

hardwood floor · window

Bedroom 2Third4.34 × 3.45 m

hardwood floor · window

Primary BedroomMain3.15 × 3.05 m

hardwood floor · overlooks frontyard · closet

KitchenSecond3.43 × 2.95 m

ceramic floor · eat-in kitchen · overlooks backyard

Primary BedroomSecond3.58 × 3.07 m

hardwood floor · window · closet

KitchenMain4.09 × 3.38 m

ceramic floor · large window · w/o to deck

DenBasement4.17 × 3.28 m

Ceramic Floor

Living RoomSecond4.09 × 3.73 m

hardwood floor · bay window

BedroomBasement3.81 × 3.18 m

ceramic floor · window · walk-up

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is Pauline Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Shanly Street is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits.
  • Garden / laneway suite potential: extra-unit upside, but confirm zoning and feasibility with the city.
  • Value driver
  • Worth verifying
Comparable listingsCurrently listed nearby in Dovercourt-Wallace Emerson-Junction · asking prices
$1.37Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

204 Yarmouth Road$1.10M24 Pauline Avenue$1.60M122 Emerson Avenue$1.40M

The 3 closest active listings nearby.

See all comparable homes
925kThis home1.10M1.60M1.40MThis home vs active comparables
Live market pulseActive comparables in Dovercourt-Wallace Emerson-Junction · median list $1.53M
$411this home / sqft
8active listings nearby
3days on market
51sold nearby · 90 days
$1.75Mmedian sold price
101%of asking, on average

2 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Dovercourt-Wallace Emerson-Junction, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

68/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Shanly Street, about 29 m away

20+ transit stops12 grocery20+ dining20+ parks15 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rockcliffe-Smythe
$1.10M
Bedford Park-Nortown
$3.76M
East York
$925K
Alderwood
$1.50M
Willowdale East
$1.99M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Pauline Junior Public School
76%
Pauline Junior Public SchoolPublic · Elementary · 0.2 km awayAbove the GTA average · 76% meet the provincial standard
ALPHA II Alternative SchoolEQAO results not published

Affordability & Mortgage

Affordability
$4,216/mo
$177KIncome needed
5.2×Price ÷ income
$973Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,216Property tax $406Total carry $4,622

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,949per month

Mortgage amount $740,000 · 4.14% over 25 years

$185,000Down payment (20.0%)
$740,000Loan before insurance
$0CMHC premium
$4,355Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,949
Property tax
$406
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,355

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,975
Toronto municipal land transfer tax
$14,975
Estimated closing costs
$29,950

Plus your down payment of $185,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,796/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$444,674Total interest paid
$1,184,674Total of all payments
Principal $740,000 Interest $444,674
YearPrincipalInterestBalance
1$17,336$30,051$722,664
2$18,061$29,326$704,604
3$18,816$28,571$685,787
4$19,603$27,784$666,184
5$20,423$26,964$645,761
6$21,278$26,109$624,483
7$22,168$25,219$602,316
8$23,095$24,292$579,221
9$24,061$23,326$555,160
10$25,067$22,320$530,093
11$26,116$21,271$503,977
12$27,208$20,179$476,769
13$28,346$19,041$448,423
14$29,532$17,855$418,891
15$30,767$16,620$388,124
16$32,054$15,333$356,070
17$33,395$13,992$322,675
18$34,792$12,595$287,883
19$36,247$11,140$251,636
20$37,763$9,624$213,873
21$39,343$8,044$174,530
22$40,988$6,399$133,542
23$42,703$4,684$90,839
24$44,489$2,898$46,350
25$46,350$1,037$0

At the end of your 5-year term

Total paid over the term
$236,935
Principal paid down
$94,239
Interest paid
$142,696
Balance remaining
$645,761

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
4.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.4%
Gross yield
− Property tax $4,871− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $38,585

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.

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