407-1445 Wilson Avenue, Toronto, ON

Downsview-Roding-CFB, Toronto · MLS® W13587246

$519,000
For Sale
Listed 3 days ago
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3Bedrooms
2Bathrooms
1Garage
900-999Sq Ft

About this home

Welcome to this beautiful and spacious 3-bedroom, 2-bathroom corner unit. With easy access toHighways 401 and 400, commuting across the city is effortless. Just minutes from WilsonStation, Humber River Hospital, parks, shopping, grocery stores, restaurants, and othereveryday essentials, this home is perfectly situated for convenient urban living. An excellentopportunity for first-time home buyers, downsizers, or investors seeking a highly accessibleToronto location.

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13587246
Bedrooms
3
Bathrooms
2 (1 half)
Size
900-999
Cross streets
Wilson Ave and Montana Ave
Parking
1 garage (underground)
Basement
None
Heating
Baseboard
A/C
None
Exterior
Brick
Maintenance
$705/mo
Exposure
North East
Property tax
$1,397 / 2026
Days on market
3
Listing brokerage
RE/MAX COMMUNITY REALTY INC.

Rooms

BathroomFlat2.39 × 1.49 m
Dining RoomFlat2.96 × 2.13 m
LaundryFlat2.10 × 1.16 m
Primary BedroomFlat4.40 × 3.88 m
FoyerFlat2.79 × 1.34 m
Bedroom 2Flat2.76 × 2.75 m
Powder RoomFlat1.54 × 1.40 m
KitchenFlat3.30 × 2.37 m
Living RoomFlat5.61 × 3.26 m
Bedroom 3Flat3.63 × 2.78 m
Our TakeTeam Asgarian · Broker
In line
$537Kest. value

Listed at $519,000, and my independent estimate is right in line with comparable homes.

In Downsview-Roding-CFB lately, sellers get about 97% of asking; homes sell in ~50 days · prices down 8% YoY.

List price
$445KGreat deal$600KOverpriced

Total price vs nearby homes. Fair value about $537K, median of 70 comparables.

How this estimate is builtthe short version

I take the 70 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $331K, lower than the comparables and worth a second look.

Schools & getting aroundcatchment and transit

The assigned public school is Pierre Laporte Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 70 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby in Downsview-Roding-CFB · asking prices
$555kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

106-1445 Wilson Avenue$550k603-2772 Keele Street$499k202-1445 Wilson Avenue$489k403-2772 Keele Street$510k301-3100 Keele Street$725k

The 5 closest of 6 active listings nearby.

See all comparable homes
519kThis home550k499k489k510k725kThis home vs active comparables
Live market pulseActive comparables in Downsview-Roding-CFB · median list $599K
$547this home / sqft
14active listings nearby
3days on market
28sold nearby · 90 days
$502Kmedian sold price
97%of asking, on average
8%vs a year ago

This home lists 23% below the area average of $709/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Downsview-Roding-CFB, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Mount Pleasant West
$589K
Willowdale East
$494K
Annex
$862K
Mimico
$563K
Bayview Village
$501K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Pierre Laporte Middle School
71%
Pierre Laporte Middle SchoolPublic · Elementary · 0.9 km awayAround the GTA average · 71% meet the provincial standard

Affordability & Mortgage

Affordability
$2,365/mo
$110KIncome needed
4.7×Price ÷ income
$546Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $2,365Property tax $116Condo fee $705Total carry $3,187

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,216per month

Mortgage amount $415,200 · 4.14% over 25 years

$103,800Down payment (20.0%)
$415,200Loan before insurance
$0CMHC premium
$3,037Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,216
Property tax
$116
Condo / maintenance fees
$705
Heating
$0
Estimated monthly cost
$3,037

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,855
Toronto municipal land transfer tax
$6,855
Estimated closing costs
$13,710

Plus your down payment of $103,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,691/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$249,498Total interest paid
$664,698Total of all payments
Principal $415,200 Interest $249,498
YearPrincipalInterestBalance
1$9,727$16,861$405,473
2$10,134$16,454$395,340
3$10,557$16,031$384,782
4$10,999$15,589$373,783
5$11,459$15,129$362,324
6$11,938$14,650$350,386
7$12,438$14,150$337,948
8$12,958$13,630$324,990
9$13,500$13,088$311,490
10$14,065$12,523$297,425
11$14,653$11,935$282,772
12$15,266$11,322$267,506
13$15,905$10,683$251,602
14$16,570$10,018$235,032
15$17,263$9,325$217,769
16$17,985$8,603$199,784
17$18,737$7,851$181,047
18$19,521$7,067$161,526
19$20,338$6,250$141,188
20$21,188$5,400$120,000
21$22,074$4,513$97,926
22$22,998$3,590$74,928
23$23,960$2,628$50,968
24$24,962$1,626$26,006
25$26,006$582$0

At the end of your 5-year term

Total paid over the term
$132,940
Principal paid down
$52,876
Interest paid
$80,064
Balance remaining
$362,324

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
4.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.1%
Gross yield
− Property tax $1,397− Condo fees $8,459− Insurance $600− Vacancy & upkeep $4,026Net operating income $22,119

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX COMMUNITY REALTY INC.. MLS®/PropTx.

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