3 Holmstead Court, Brampton, ON

Central Park, Brampton · MLS® W13590632

$699,900
For Sale
Listed 61 days agoNo offer date statedSitting longer than typical
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3Bedrooms
3Bathrooms
2Parking
700-1100Sq ft

About this home

In short

  • Welcome to 3 Holmstead Court, a well-maintained detached two-story home tucked away on a quiet court in a family-friendly Brampton neighborhood.
  • This property offers a smart layout, everyday comfort, and the added flexibility of a finished basement with an in-law (nanny) suite-a rare and valuable feature.
  • The main home provides approximately 1,084 sq. ft. of above-grade living space, featuring three bedrooms and three bathrooms, ideal for first-time buyers, downsizers...
  • The finished basement in-law suite offers incredible versatility, ideal for extended family, guests, or a private home office.
  • Walk to schools, parks, trails, transit, and a large shopping mall, with quick access to major commuter routes-making daily errands and commuting simple and stress-free.

Welcome to 3 Holmstead Court, a well-maintained detached two-story home tucked away on a quiet court in a family-friendly Brampton neighborhood. This property offers a smart layout, everyday comfort, and the added flexibility of a finished basement with an in-law (nanny) suite-a rare and valuable feature. The main home provides approximately 1,084 sq. ft. of above-grade living space, featuring three bedrooms and three bathrooms, ideal for first-time buyers, downsizers, or couples looking for room to start a family. The functional floor plan allows for easy living, with well-sized rooms and natural light throughout. The finished basement in-law suite offers incredible versatility, ideal for extended family, guests, or a private home office. All appliances are included, making the home practical and move-in-ready, with plenty of opportunities to personalize. Step outside and enjoy the benefits of a quiet court location while staying close to everything. Walk to schools, parks, trails, transit, and a large shopping mall, with quick access to major commuter routes-making daily errands and commuting simple and stress-free. Whether you're entering the market, downsizing without compromise, or seeking a home with multi-generational living potential, 3 Holmstead Court delivers flexibility, convenience, and long-term value in a sought-after Brampton location. Book your private showing today and explore the possibilities this home has to offer.

Key facts

Property type
Detached, 2-Storey
MLS®
W13590632
Bedrooms
3
Bathrooms
3 (1 half)
Size
700-1100 sq ft
Lot
27.11 × 60.72 ft
Cross streets
Dixie and Howden
Parking
2 parking
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding, Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,506 / 2025
Days on market
61
Listing brokerage
TRI-CITY GOLD REALTY INC.

Rooms

KitchenMain3.50 × 2.20 m
BathroomSecond0.00 × 0.00 m

4 Pc Bath

Primary BedroomSecond3.30 × 4.50 m
BathroomBasement0.00 × 0.00 m

3 Pc Bath

Bedroom 2Second2.40 × 3.60 m
RecreationBasement4.80 × 5.10 m
LaundryBasement0.00 × 0.00 m
BathroomMain0.00 × 0.00 m

2 Pc Bath

Living RoomMain5.18 × 5.16 m
Bedroom 3Second3.90 × 4.00 m
Our TakeTeam Asgarian · Broker
Ask and recent sales differ
$573Kautomated estimate, from recent sales

Listed at $699,900. Recent sales of homes like it put this one around $573K, so the ask is about 22% above what similar homes have sold for.

If it sells at this ask, expect about $682K, typically $671K to $692K: that is where homes here have closed against their asks in the last 90 days (31 closings).

The ask and what recent sales support disagree. When they differ this much, the asking price has been the closer guide about 87% of the time. Recent GTA homes first listed this far above their automated estimate sold at about 95% of the original ask, in a median 36 days, 26% of them after a price reduction (750 sales).

Longer on the market than typical. 61 days on the market against about 30 for homes like it here, and asking 22% above where comparable closings put it.

List price
$537KBelow recent closings$700KAbove recent closings

Total price vs nearby homes. Fair value about $573K, learned from recent GTA sales.

The market behind the math:

31sold nearby · 90 days
$807Kmedian sold price
96%of asking, on average
+0%prices vs a year ago
~19 dayshomes like this take to sell
61days on market so far
$2,353/moest. rent · 8 leases
4.0%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.8 months of inventory: 8 detached homes for sale in the area against 31 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $778/sqft against an area asking average of $709/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 47 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $584K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 47 comparable homes that sold in Central Park over the past two years, from 190 closings there.

What sellers nearby are askingCurrently listed nearby in Central Park · asking prices
$606kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $674/sqft; this home lists at $778/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
700kThis home670k600k599k555kThis home vs active comparables

Neighbourhood & location

Central Park, Brampton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Westgate
$950K
Madoc
$1.02M
Northgate
$869K
Brampton North
$798K
Brampton East
$879K

Typical asking price of active listings of the same type, per area (outliers removed). Brampton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,190/mo
$134KIncome needed
5.2×Price ÷ income
$736Weekly cost
$10,473Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $3,190Property tax $292Total carry $3,482

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,065per month

Mortgage amount $559,920 · 4.39% over 25 years

$139,980Down payment (20.0%)
$559,920Loan before insurance
$0CMHC premium
$3,357Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,065
Property tax
$292
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,357

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,473
Estimated closing costs
$10,473

Plus your down payment of $139,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$3,713/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$359,537Total interest paid
$919,457Total of all payments
Principal $559,920 Interest $359,537
YearPrincipalInterestBalance
1$12,670$24,108$547,250
2$13,233$23,546$534,017
3$13,820$22,958$520,197
4$14,433$22,345$505,764
5$15,074$21,704$490,690
6$15,743$21,035$474,947
7$16,442$20,337$458,506
8$17,171$19,607$441,334
9$17,933$18,845$423,401
10$18,729$18,049$404,672
11$19,560$17,218$385,111
12$20,429$16,350$364,683
13$21,335$15,443$343,347
14$22,282$14,496$321,065
15$23,271$13,507$297,794
16$24,304$12,474$273,490
17$25,383$11,396$248,108
18$26,509$10,269$221,598
19$27,686$9,093$193,913
20$28,914$7,864$164,999
21$30,198$6,581$134,801
22$31,538$5,240$103,263
23$32,938$3,841$70,325
24$34,399$2,379$35,926
25$35,926$852$0

At the end of your 5-year term

Total paid over the term
$183,891
Principal paid down
$69,230
Interest paid
$114,661
Balance remaining
$490,690

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 8 whole-home leases in Central Park$2,353/mo
$28,236Gross annual rent
2.9%Cap rate after taxes and upkeep
$2,165 to $2,739Typical rent range
~33 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 8 whole-home leases in Central Park signed at a median of $2,658 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,353. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.0%
Gross yield
− Property tax $3,506− Insurance $1,400− Vacancy & upkeep $3,106Net operating income $20,224

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of TRI-CITY GOLD REALTY INC.. MLS®/PropTx.

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