9 Wheatsheaf Crescent, Toronto, ON

Black Creek, Toronto · MLS® W13603182

$899,999
For Sale
Listed 87 days agoNo offer date statedSitting longer than typical
3+1Bedrooms
2Bathrooms
2Garage · 6 parking
1100-1500Sq ft

About this home

In short

  • Welcome to 9 Wheatsheaf Crescent, an exceptional detached bungalow situated in a highly sought after Toronto location.
  • The massive backyard is a true private oasis, coming complete with a functional greenhouse, a mature cherry tree, and a pear tree.
  • The fully finished basement apartment features a completely separate entrance, a full kitchen, a large bedroom, and a massive living space.

Welcome to 9 Wheatsheaf Crescent, an exceptional detached bungalow situated in a highly sought after Toronto location. Boasting a solid structural footprint, this classic single level home sits on a premium, expansive lot, offering the perfect blend of accessible family living and incredible investment potential.The main level features a bright, traditional bungalow layout with large windows and fluid transitions between the living spaces. The massive backyard is a true private oasis, coming complete with a functional greenhouse, a mature cherry tree, and a pear tree. The exterior showcases low maintenance, professionally poured concrete walkways and patios stretching across both the front and back of the property.A massive advantage of this bungalow design is the sheer scale of the lower level. The fully finished basement apartment features a completely separate entrance, a full kitchen, a large bedroom, and a massive living space. This layout is absolutely ideal for generating substantial rental income or functioning as a private multi generational family suite.

Key facts

Property type
Detached, Bungalow
MLS®
W13603182
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
1100-1500 sq ft
Lot
50 × 113.38 ft
Cross streets
Jane St/Yorkgate Blvd
Parking
2 garage · 6 parking (attached)
Basement
Apartment
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
None
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,801 / 2025
Days on market
87
Listing brokerage
HOMELIFE/MIRACLE REALTY LTD

Rooms

Family RoomMain5.18 × 3.35 m
Dining RoomMain3.35 × 2.74 m
KitchenMain3.35 × 2.29 m
Bedroom 3Main2.44 × 3.35 m
Bedroom 2Main2.29 × 3.05 m
Primary BedroomMain3.20 × 3.66 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Brookview Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Black Creek · asking prices
$974kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $705/sqft; this home lists at $692/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
900kThis home959k839k900k1.20MThis home vs active comparables

Neighbourhood & location

Black Creek, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$2.19M
St. Andrew-Windfields
$4.10M
Banbury-Don Mills
$5.50M
Dovercourt-Wallace Emerson-Junction
$1.25M
Islington-City Centre West
$1.54M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Gosford Public School
48%
Gosford Public SchoolPublic · Elementary · 0.3 km awayBelow the GTA average · 48% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Charles Garnier Catholic School · Catholic elementary0.4 km · 63% at standard
Msgr Fraser College (Norfinch Campus) · Catholic secondary0.6 km
Driftwood Public School · Public elementary0.6 km · 42% at standard
St Francis de Sales Catholic School · Catholic elementary0.8 km · 38% at standard
Shoreham Public School · Public elementary0.9 km · 54% at standard
Firgrove Public School · Public elementary1.0 km · 55% at standard
Topcliff Public School · Public elementary1.1 km · 34% at standard
Blacksmith Public School · Public elementary1.2 km · 50% at standard
Yorkwoods Public School · Public elementary1.3 km · 16% at standard
St Wilfrid Catholic School · Catholic elementary1.6 km · 74% at standard
Oakdale Park Middle School · Public elementary1.7 km · 55% at standard
Lamberton Public School · Public elementary1.7 km · 63% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,102/mo
$169KIncome needed
5.3×Price ÷ income
$947Weekly cost
$28,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,102Property tax $317Total carry $4,419

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,981per month

Mortgage amount $719,999 · 4.49% over 25 years

$180,000Down payment (20.0%)
$719,999Loan before insurance
$0CMHC premium
$4,298Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,981
Property tax
$317
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,298

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,475
Toronto municipal land transfer tax
$14,475
Estimated closing costs
$28,950

Plus your down payment of $180,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,818/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$474,301Total interest paid
$1,194,300Total of all payments
Principal $719,999 Interest $474,301
YearPrincipalInterestBalance
1$16,067$31,705$703,932
2$16,797$30,975$687,135
3$17,559$30,213$669,576
4$18,357$29,415$651,219
5$19,190$28,582$632,029
6$20,062$27,710$611,967
7$20,972$26,800$590,995
8$21,925$25,847$569,070
9$22,920$24,852$546,150
10$23,961$23,811$522,189
11$25,049$22,723$497,140
12$26,186$21,586$470,954
13$27,375$20,397$443,579
14$28,618$19,154$414,962
15$29,917$17,855$385,044
16$31,276$16,496$353,769
17$32,696$15,076$321,073
18$34,180$13,592$286,893
19$35,732$12,040$251,161
20$37,354$10,418$213,806
21$39,050$8,721$174,756
22$40,824$6,948$133,932
23$42,677$5,095$91,255
24$44,615$3,157$46,640
25$46,640$1,131$0

At the end of your 5-year term

Total paid over the term
$238,860
Principal paid down
$87,971
Interest paid
$150,889
Balance remaining
$632,029

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.2%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.1%
Gross yield
− Property tax $3,801− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,363

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/MIRACLE REALTY LTD. MLS®/PropTx.

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