91 Woolenscote Circle, Toronto, ON

West Humber-Clairville, Toronto · MLS® W13605200

$820,000
For Sale
Listed 86 days agoNo offer date statedSitting longer than typical
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3Bedrooms
3Bathrooms
1Garage · 3 parking
1100-1500Sq ft

About this home

In short

  • Welcome to 91 Woolenscote Circle, a beautifully maintained detached 2-storey home in a convenient Toronto location, just minutes from TTC Line 6 finch west LRT,Humber...
  • This spacious home features 3 generously sized bedrooms on the second floor and a finished basement complete with an additional bedroom, a full bathroom, and a...
  • The main level offers a bright and inviting layout with hardwood flooring throughout the entire home.
  • Combining comfort, functionality, and an excellent location close to schools, parks, shopping, transit, and major amenities, this home is an exceptional opportunity...

Welcome to 91 Woolenscote Circle, a beautifully maintained detached 2-storey home in a convenient Toronto location, just minutes from TTC Line 6 finch west LRT,Humber College and Humber River Hospital.This spacious home features 3 generously sized bedrooms on the second floor and a finished basement complete with an additional bedroom, a full bathroom, and a comfortable recreation/living area-ideal for extended family, guests, or additional living space.The main level offers a bright and inviting layout with hardwood flooring throughout the entire home. Multiple skylights on the main floor, second floor, and over the deck fill the home with an abundance of natural light, creating a warm and airy atmosphere.Step outside to enjoy the finished deck, perfect for relaxing, entertaining, or outdoor dining. Combining comfort, functionality, and an excellent location close to schools, parks, shopping, transit, and major amenities, this home is an exceptional opportunity for families and investors alike.

Key facts

Property type
Detached, 2-Storey
MLS®
W13605200
Bedrooms
3
Bathrooms
3 (1 half)
Size
1100-1500 sq ft
Lot
23.03 × 85.22 ft
Cross streets
HYW 27 & Finch Ave West
Parking
1 garage · 3 parking (attached)
Driveway
Front Yard Parking
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick Front, Shingle
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,326 / 2025
Days on market
86
Listing brokerage
RE/MAX EXCELLENCE REAL ESTATE

Rooms

RecreationBasement5.56 × 5.44 m

ceramic floor · open concept · combined w/laundry

Bedroom 2Second3.00 × 2.58 m

closet · laminate

Dining RoomGround2.76 × 2.36 m

laminate · l-shaped room · skylight

Bedroom 3Second2.95 × 2.63 m

closet · laminate

Living RoomGround5.16 × 3.25 m

laminate · w/o to patio · open concept

Primary BedroomSecond4.01 × 3.51 m

walk-in closet(s) · laminate

KitchenGround2.71 × 2.27 m

ceramic floor · ceramic backsplash · stainless steel appl

Our TakeTeam Asgarian · Broker
A small discount is typical
$794Klikely sale price

Listed at $820,000. Going by how homes in West Humber-Clairville and the wider GTA have actually closed against their asking prices (about 97%, 17 local closings in 90 days), the likely sale price is near $794K, if it sells. A realistic range is $744K to $895K.

Independent value check: $758K. Without looking at the asking price, our model values the home itself about 8% below the ask (homes like it typically land between $710K and $794K).

Why $758K. The typical detached home sold in West Humber-Clairville over the past year went for about $863K (65 sales). What sets this one apart:

  • ▼ Lowers itIts tax bill, which follows the city's own assessment, is $3,326 a year; the typical home sold here pays about $3,900.
  • ▼ Lowers it slightlyIts lot is 23 by 85 ft; the typical lot sold here is 45 by 114.
  • ▲ Raises it slightly3 bedrooms and 3 baths, against 3+2 and 2 typically.

Longer on the market than typical. 86 days on the market against about 28 for homes like it here, and asking 8% above where comparable closings put it.

List price
$744KBelow recent closings$895KAbove recent closings

Total price vs nearby homes. Likely closing about $794K, from 17 recent closings in this pocket.

The market behind the math:

17sold nearby · 90 days
$831Kmedian sold price
96%of asking, on average
−12%prices vs a year ago
~21 dayshomes like this take to sell
86days on market so far
$3,130/moest. rent · 14 leases
4.6%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.2 months of inventory: 7 detached homes for sale in the area against 17 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $631/sqft against an area asking average of $653/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 17 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $808K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Albion Heights Junior Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($631/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 17 comparable homes that sold in West Humber-Clairville over the past two years, from 130 closings there.

What sellers nearby are askingCurrently listed nearby in West Humber-Clairville · asking prices
$834kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $641/sqft; this home lists at $631/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
820kThis home800k850k900k785kThis home vs active comparables

Sold price trend

Median sold price for detached homes in Toronto: $1.20M in September 2026, down 1% from a year ago, on 7,360 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.25M739
November 2025$1.21M596
December 2025$1.14M384
January 2026$1.20M285
February 2026$1.23M453
March 2026$1.34M580
April 2026$1.31M776
May 2026$1.30M861
June 2026$1.25M772
July 2026$1.17M684
August 2026$1.19M552
September 2026$1.20M678

Neighbourhood & location

West Humber-Clairville, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Islington-City Centre West
$1.54M
Stonegate-Queensway
$2.25M
Willowdale East
$2.19M
Banbury-Don Mills
$5.50M
Leaside
$2.15M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Albion Heights Junior Middle School
46%
Albion Heights Junior Middle SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 46% meet the provincial standard
West Humber Collegiate InstituteEQAO results not published
Also nearby: 12 more schools within 2.5 km
Melody Village Junior School · Public elementary0.8 km · 64% at standard
Father Henry Carr Catholic Secondary School · Catholic secondary0.9 km · 62% at standard
Elmbank Junior Middle Academy · Public elementary1.0 km · 48% at standard
West Humber Collegiate Institute · Public secondary1.2 km · 62% at standard
Humberwood Downs Junior Middle Academy · Public elementary1.5 km · 81% at standard
Holy Child Catholic School · Catholic elementary1.5 km · 73% at standard
Greenholme Junior Middle School · Public elementary1.5 km · 72% at standard
Claireville Junior School · Public elementary1.7 km · 53% at standard
Highfield Junior School · Public elementary1.7 km · 58% at standard
Smithfield Middle School · Public elementary1.9 km · 72% at standard
West Humber Junior Middle School · Public elementary2.0 km · 69% at standard
Msgr John Corrigan Catholic School · Catholic elementary2.0 km · 73% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,737/mo
$154KIncome needed
5.3×Price ÷ income
$862Weekly cost
$25,750Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $3,737Property tax $277Total carry $4,014

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,627per month

Mortgage amount $656,000 · 4.49% over 25 years

$164,000Down payment (20.0%)
$656,000Loan before insurance
$0CMHC premium
$3,904Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,627
Property tax
$277
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,904

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,875
Toronto municipal land transfer tax
$12,875
Estimated closing costs
$25,750

Plus your down payment of $164,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,390/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$432,141Total interest paid
$1,088,141Total of all payments
Principal $656,000 Interest $432,141
YearPrincipalInterestBalance
1$14,639$28,887$641,361
2$15,304$28,222$626,057
3$15,999$27,527$610,058
4$16,725$26,801$593,333
5$17,484$26,041$575,849
6$18,278$25,247$557,571
7$19,108$24,417$538,462
8$19,976$23,550$518,487
9$20,883$22,643$497,604
10$21,831$21,695$475,773
11$22,822$20,703$452,951
12$23,858$19,667$429,092
13$24,942$18,584$404,151
14$26,074$17,452$378,077
15$27,258$16,268$350,819
16$28,496$15,030$322,323
17$29,789$13,736$292,534
18$31,142$12,384$261,392
19$32,556$10,970$228,836
20$34,034$9,492$194,802
21$35,579$7,946$159,222
22$37,195$6,331$122,027
23$38,884$4,642$83,144
24$40,649$2,877$42,495
25$42,495$1,031$0

At the end of your 5-year term

Total paid over the term
$217,628
Principal paid down
$80,151
Interest paid
$137,477
Balance remaining
$575,849

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 14 whole-home leases in West Humber-Clairville$3,130/mo
$37,560Gross annual rent
3.5%Cap rate after taxes and upkeep
$2,521 to $3,563Typical rent range
~24 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 14 whole-home leases in West Humber-Clairville signed at a median of $3,029 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,130. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.6%
Gross yield
− Property tax $3,326− Insurance $1,400− Vacancy & upkeep $4,132Net operating income $28,702

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX EXCELLENCE REAL ESTATE. MLS®/PropTx.

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