32-625 Rathburn Road, Toronto, ON
Eringate-Centennial-West Deane, Toronto · MLS® W13630776
About this home
Welcome to this beautifully maintained and upgraded END-UNIT LIKE SEMI DETACHED townhouse in the highly sought-after Eringate community. Offering the feel of a semi-detached home, this spacious property combines comfort, style, and functionality.The main floor features a bright open-concept living and dining area with elegant hardwood flooring and pot lights throughout. The upgraded kitchen is equipped with quartz countertops, a stylish backsplash, and ample cabinet space, making it perfect for everyday living and entertaining.Upstairs, you'll find three generously sized bedrooms, each with double-door closets, along with a well-appointed 3-piece bathroom. Newly installed premium vinyl flooring adds a modern touch throughout the second level.The finished walkout basement offers exceptional versatility, featuring high-quality vinyl flooring, a 3-piece bathroom, and ample closet space. This level can easily serve as a spacious family room, recreation area, or an additional bedroom to suit your needs.This move-in-ready home is an excellent opportunity to own a stylish and functional property in one of Eringate's most desirable neighbourhoods.
Key facts
- Property type
- Condo Townhouse, 2-Storey
- MLS®
- W13630776
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 3 (1 half)
- Size
- 1200-1399
- Cross streets
- Rathburn / Mill Road
- Parking
- 1 garage · 2 parking (attached)
- Basement
- Walk-Out
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Maintenance
- $501/mo
- Exposure
- East
- Property tax
- $3,345 / 2026
- Listing brokerage
- HOMELIFE HEARTS REALTY INC.
Rooms
quartz counter · ceramic backsplash · overlooks backyard
hardwood floor · combined w/dining · picture window
vinyl floor · double closet · window
vinyl floor · 3 pc bath · walk-out
hardwood floor · combined w/living · overlooks backyard
vinyl floor · closet · window
vinyl floor · double closet · window
Listed at $794,990, and my independent estimate is about 12% above what comparable homes suggest.
In Eringate-Centennial-West Deane lately, sellers get about 100% of asking; homes sell in ~32 days · prices up 1% YoY.
Total price vs nearby homes. Fair value about $712K, median of 40 comparables.
- Walk-out basement. Extra light, usable space, and income potential, so the estimate is a conservative floor for it.
How this estimate is builtthe short version
I take the 40 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $769K, a close match.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Walk-out basement: natural light and strong in-law or income potential. Income potential
- Open-concept layout: modern, sought-after flow. Lifestyle
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit
The assigned public school is Silverthorn Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($612/sqft) is in line with the area, so you are paying for extra space rather than a premium.
There were not many closely comparable homes right in Eringate-Centennial-West Deane, so I widened the search to the surrounding area.
Based on 40 comparable homes that recently sold nearby.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 7 active listings nearby.
See all comparable homesThis home lists 4% above the area average of $588/sqft.
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Eringate-Centennial-West Deane, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.04% via Ratehub.ca (as of August 3, 2026); conventional rates run a little higher.
Mortgage amount $635,992 · 4.19% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,411
- Property tax
- $279
- Condo / maintenance fees
- $501
- Heating
- $0
- Estimated monthly cost
- $4,191
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $12,375
- Toronto municipal land transfer tax
- $12,375
- Estimated closing costs
- $24,750
Plus your down payment of $158,998. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $204,676
- Principal paid down
- $80,518
- Interest paid
- $124,158
- Balance remaining
- $555,474
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE HEARTS REALTY INC.. MLS®/PropTx.