32-625 Rathburn Road, Toronto, ON

Eringate-Centennial-West Deane, Toronto · MLS® W13630776

$760,000
For Sale
Listed 78 days agoNo offer date statedSitting longer than typical
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3+1Bedrooms
3Bathrooms
1Garage · 2 parking
1200-1399Sq ft

About this home

In short

  • Welcome To This Beautifully Maintained And Upgraded END-UNIT LIKE SEMI DETACHED Townhouse In The Highly Sought-After Eringate Community.
  • The Main Floor Features A Bright Open-Concept Living And Dining Area With Elegant Hardwood Flooring And Pot Lights Throughout.
  • Upstairs, You'll Find Three Generously Sized Bedrooms, Each With Double-Door Closets, Along With A Well-Appointed 3-Piece Bathroom.
  • The Finished Walkout Basement Offers Exceptional Versatility, Featuring High-Quality Vinyl Flooring, A 3-Piece Bathroom, And Ample Closet Space.

Welcome To This Beautifully Maintained And Upgraded END-UNIT LIKE SEMI DETACHED Townhouse In The Highly Sought-After Eringate Community. Offering The Feel Of A Semi-Detached Home, This Spacious Property Combines Comfort, Style, And Functionality. The Main Floor Features A Bright Open-Concept Living And Dining Area With Elegant Hardwood Flooring And Pot Lights Throughout. The Upgraded Kitchen Is Equipped With Quartz Countertops, A Stylish Backsplash, And Ample Cabinet Space, Making It Perfect For Everyday Living And Entertaining. Upstairs, You'll Find Three Generously Sized Bedrooms, Each With Double-Door Closets, Along With A Well-Appointed 3-Piece Bathroom. Newly Installed Premium Vinyl Flooring Adds A Modern Touch Throughout The Second Level. The Finished Walkout Basement Offers Exceptional Versatility, Featuring High-Quality Vinyl Flooring, A 3-Piece Bathroom, And Ample Closet Space. This Level Can Easily Serve As A Spacious Family Room, Recreation Area, Or An Additional Bedroom To Suit Your Needs. This Move-In-Ready Home Is An Excellent Opportunity To Own A Stylish And Functional Property In One Of Eringate's Most Desirable Neighbourhoods. ***"EXTRA" Regular Monthly Maintenance Fee Includes High-Speed Internet And Regular Roof Maintenance."

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
W13630776
Bedrooms
3+1 (4 total)
Bathrooms
3 (1 half)
Size
1200-1399 sq ft
Cross streets
Rathburn / Mill Road
Parking
1 garage · 2 parking (attached)
Basement
Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$501/mo
Exposure
East
Property tax
$3,345 / 2026
Days on market
78
Listing brokerage
HOMELIFE HEARTS REALTY INC.

Rooms

KitchenMain3.31 × 2.71 m

quartz counter · ceramic backsplash · overlooks backyard

Living RoomMain8.79 × 6.41 m

hardwood floor · combined w/dining · picture window

Bedroom 2Second4.37 × 2.73 m

vinyl floor · double closet · window

Family RoomLower4.27 × 3.07 m

vinyl floor · 3 pc bath · walk-out

Dining RoomMain8.79 × 6.41 m

hardwood floor · combined w/living · overlooks backyard

Bedroom 3Second4.32 × 2.73 m

vinyl floor · closet · window

Primary BedroomSecond4.16 × 3.40 m

vinyl floor · double closet · window

Our TakeTeam Asgarian · Broker
Above what recent sales support
$683Kautomated estimate, from recent sales

Listed at $760,000, about 11% above our estimate of $683K (homes like it typically land between $636K and $718K).

Why $683K. The typical townhouse sold in Eringate-Centennial-West Deane over the past year went for about $764K (11 sales). What sets this one apart:

  • ▲ Raises it3+1 bedrooms and 3 baths, against 3 and 2 typically.
  • ▲ Raises it slightlyIts maintenance fee is $501 a month; the typical unit sold here pays about $670.

Longer on the market than typical. 78 days on the market, and asking 11% above where comparable closings put it.

List price
$636KBelow our range$760KAbove our range

Total price vs nearby homes. Fair value about $683K, learned from recent GTA sales.

The market behind the math:

78days on market so far
This home
Below area avgAbove area avg

Price per square foot: this home lists at $585/sqft against an area asking average of $598/sqft.

  • Walk-out basement apartment features. A finished 1 bed walk-out basement apartment. A self-contained space for extended family, guests or potential income. In Eringate-Centennial-West Deane basements rarely rent out (0 of 2 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 24 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $747K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Walk-out basement: natural light and strong in-law or income potential. Income potential
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Silverthorn Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($585/sqft) is in line with the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Eringate-Centennial-West Deane, so I widened the search to the surrounding area.

Based on 24 comparable homes that sold in Eringate-Centennial-West Deane over the past two years, from 24 closings there.

Sold price trend

Median sold price for condo townhouses in Toronto: $684K in September 2026, down 3% from a year ago, on 1,425 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$702K150
November 2025$709K130
December 2025$705K63
January 2026$695K77
February 2026$728K104
March 2026$715K121
April 2026$711K147
May 2026$726K131
June 2026$706K132
July 2026$683K156
August 2026$669K116
September 2026$684K98

Neighbourhood & location

Eringate-Centennial-West Deane, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Islington-City Centre West
$588K
Long Branch
$800K
Mimico
$840K
Downsview-Roding-CFB
$699K
Niagara
$902K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Silverthorn Collegiate Institute
68%
Silverthorn Collegiate InstitutePublic · Secondary · 1.1 km awayBelow the GTA average · 68% meet the provincial standard
Seneca SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Mill Valley Junior School · Public elementary0.2 km · 90% at standard
Hollycrest Middle School · Public elementary1.2 km · 75% at standard
Broadacres Junior Public School · Public elementary1.3 km · 55% at standard
Wellesworth Junior School · Public elementary1.5 km · 58% at standard
Bloordale Middle School · Public elementary1.5 km · 69% at standard
Millwood Junior School · Public elementary1.6 km · 65% at standard
Michael Power/St Joseph High School · Catholic secondary1.7 km · 78% at standard
St Clement Catholic School · Catholic elementary1.9 km · 85% at standard
Eatonville Junior School · Public elementary2.0 km · 75% at standard
Mother Cabrini Catholic School · Catholic elementary2.0 km · 83% at standard
Burnhamthorpe Collegiate Institute · Public secondary2.1 km
West Glen Junior School · Public elementary2.3 km · 57% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,464/mo
$153KIncome needed
5.0×Price ÷ income
$799Weekly cost
$23,350Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

82%mortgage
Mortgage $3,464Property tax $279Condo fee $501Total carry $4,244

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,362per month

Mortgage amount $608,000 · 4.49% over 25 years

$152,000Down payment (20.0%)
$608,000Loan before insurance
$0CMHC premium
$4,141Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,362
Property tax
$279
Condo / maintenance fees
$501
Heating
$0
Estimated monthly cost
$4,141

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,675
Toronto municipal land transfer tax
$11,675
Estimated closing costs
$23,350

Plus your down payment of $152,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,069/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$400,521Total interest paid
$1,008,521Total of all payments
Principal $608,000 Interest $400,521
YearPrincipalInterestBalance
1$13,568$26,773$594,432
2$14,184$26,157$580,248
3$14,828$25,513$565,420
4$15,501$24,840$549,919
5$16,205$24,136$533,714
6$16,941$23,400$516,773
7$17,710$22,631$499,063
8$18,514$21,827$480,549
9$19,355$20,986$461,194
10$20,234$20,107$440,960
11$21,152$19,189$419,808
12$22,113$18,228$397,695
13$23,117$17,224$374,579
14$24,166$16,175$350,412
15$25,263$15,077$325,149
16$26,411$13,930$298,738
17$27,610$12,731$271,129
18$28,863$11,478$242,265
19$30,174$10,167$212,092
20$31,544$8,797$180,548
21$32,976$7,365$147,572
22$34,473$5,868$113,099
23$36,038$4,302$77,060
24$37,675$2,666$39,385
25$39,385$955$0

At the end of your 5-year term

Total paid over the term
$201,704
Principal paid down
$74,286
Interest paid
$127,418
Balance remaining
$533,714

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
4.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.5%
Gross yield
− Property tax $3,345− Condo fees $6,012− Insurance $600− Vacancy & upkeep $5,412Net operating income $33,831

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE HEARTS REALTY INC.. MLS®/PropTx.

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