906-5 San Romanoway, Toronto, ON

Black Creek, Toronto · MLS® W13638816

$309,900
For Sale
Listed 76 days agoNo offer date statedSitting longer than typical
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◎ Directions
1Bedrooms
1Bathrooms
1Garage
700-799Sq ft

About this home

In short

  • Welcome to Unit 906 at 5 San Romano Way a spacious and bright 1-bedroom offering expansive views and excellent value.
  • Conveniently located close to grocery stores, public transit, York University, and nearby shopping.

Welcome to Unit 906 at 5 San Romano Way a spacious and bright 1-bedroom offering expansive views and excellent value. Tile flooring throughout, a functional layout with a walk-out to a large balcony. Enjoy natural light in every room and large open living space. Conveniently located close to grocery stores, public transit, York University, and nearby shopping.

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13638816
Bedrooms
1
Bathrooms
1
Size
700-799 sq ft
Cross streets
Jane/Finch
Parking
1 garage (underground)
Basement
None
Heating
Water
A/C
Window Unit(s)
Exterior
Brick, Concrete
Maintenance
$637/mo
Exposure
West
Property tax
$867 / 2025
Days on market
76
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

Primary BedroomGround4.00 × 3.50 m

double closet · window

Living RoomMain5.60 × 3.20 m

w/o to balcony · large window · combined w/dining

KitchenMain3.65 × 2.55 m

eat-in kitchen · tile floor

Dining RoomMain3.50 × 2.60 m

Combined w/Living

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Brookview Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Black Creek, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Topcliff Public School
34%
Topcliff Public SchoolPublic · Elementary · 0.5 km awayBelow the GTA average · 34% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Driftwood Public School · Public elementary0.5 km · 42% at standard
St Francis de Sales Catholic School · Catholic elementary0.6 km · 38% at standard
Gosford Public School · Public elementary0.8 km · 48% at standard
Firgrove Public School · Public elementary0.8 km · 55% at standard
Yorkwoods Public School · Public elementary0.9 km · 16% at standard
Msgr Fraser College (Norfinch Campus) · Catholic secondary1.0 km
St Wilfrid Catholic School · Catholic elementary1.0 km · 74% at standard
Lamberton Public School · Public elementary1.1 km · 63% at standard
Shoreham Public School · Public elementary1.2 km · 54% at standard
C W Jefferys Collegiate Institute · Public secondary1.2 km · 44% at standard
Oakdale Park Middle School · Public elementary1.3 km · 55% at standard
St Augustine Catholic School · Catholic elementary1.3 km · 65% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,412/mo
$71KIncome needed
4.3×Price ÷ income
$326Weekly cost
$6,247Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

67%mortgage
Mortgage $1,412Property tax $72Condo fee $637Total carry $2,121

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,371per month

Mortgage amount $247,920 · 4.49% over 25 years

$61,980Down payment (20.0%)
$247,920Loan before insurance
$0CMHC premium
$2,080Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,371
Property tax
$72
Condo / maintenance fees
$637
Heating
$0
Estimated monthly cost
$2,080

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$3,124
Toronto municipal land transfer tax
$3,124
Estimated closing costs
$6,247

Plus your down payment of $61,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$1,659/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$163,318Total interest paid
$411,238Total of all payments
Principal $247,920 Interest $163,318
YearPrincipalInterestBalance
1$5,533$10,917$242,387
2$5,784$10,666$236,604
3$6,046$10,403$230,557
4$6,321$10,129$224,237
5$6,608$9,842$217,629
6$6,908$9,542$210,721
7$7,222$9,228$203,499
8$7,549$8,900$195,950
9$7,892$8,557$188,058
10$8,251$8,199$179,807
11$8,625$7,824$171,182
12$9,017$7,433$162,165
13$9,426$7,023$152,739
14$9,854$6,595$142,885
15$10,302$6,148$132,584
16$10,769$5,680$121,815
17$11,258$5,191$110,556
18$11,769$4,680$98,787
19$12,304$4,146$86,483
20$12,862$3,587$73,621
21$13,446$3,003$60,174
22$14,057$2,393$46,117
23$14,695$1,754$31,422
24$15,362$1,087$16,060
25$16,060$390$0

At the end of your 5-year term

Total paid over the term
$82,248
Principal paid down
$30,291
Interest paid
$51,956
Balance remaining
$217,629

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
5.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

9.3%
Gross yield
− Property tax $867− Condo fees $7,639− Insurance $600− Vacancy & upkeep $3,168Net operating income $16,526

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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