179 Gilmour Avenue, Toronto, ON

Junction Area, Toronto · MLS® W13639202

$1,795,000
For Sale
Listed 76 days agoNo offer date statedSitting longer than typical
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3Bedrooms
3Bathrooms
1Garage · 2 parking
1500-2000Sq ft

About this home

In short

  • Charming & Versatile Multi-Unit Gem in the Heart of The Junction.
  • Whether you are looking for an investment property, a multi-generational home, or a live-in unit with income potential, this spacious 2.5-storey detached brick...
  • Key Highlights & Features:Smart Multi-Unit Layout: Features 2 separate entrances with distinct living quarters, ideal for tenants or extended family.
  • Upper Level Unit: Offers a light-filled living space with an updated kitchen, additional bedrooms, and character-rich hardwood flooring throughout.
  • Expansive Top Floor Suite: A massive primary/bedroom retreat spanning over 330 sq ft.

Charming & Versatile Multi-Unit Gem in the Heart of The Junction!Welcome to 179 Gilmour Avenue-an incredible real estate opportunity offering flexibility, historic character, and endless potential in one of Toronto's most sought-after neighborhoods!Whether you are looking for an investment property, a multi-generational home, or a live-in unit with income potential, this spacious 2.5-storey detached brick residence delivers on every front. Key Highlights & Features:Smart Multi-Unit Layout: Features 2 separate entrances with distinct living quarters, ideal for tenants or extended family.Main & Lower Level Living: Features a warm and inviting main-floor living room complete with classic French doors, an updated eat-in kitchen, a cozy bedroom with a fireplace and walk-in closet, plus a large lower-level recreation room for extra living space.Upper Level Unit: Offers a light-filled living space with an updated kitchen, additional bedrooms, and character-rich hardwood flooring throughout.Expansive Top Floor Suite: A massive primary/bedroom retreat spanning over 330 sq ft. Outdoor Space & Parking: Includes a detached garage parking space and overlooks a charming neighborhood parkette right across the street.Location, Location, Location!Situated in the vibrant Junction / West Toronto neighborhood, you are just steps away from:Trendy cafes, restaurants, and craft breweries along Dundas St WestTop-rated local schools and family-friendly parksEasy transit options (TTC) and short proximity to Bloor West Village

Key facts

Property type
Detached, 2 1/2 Storey
MLS®
W13639202
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
60 × 25.17 ft
Cross streets
Annette/Runnymede
Parking
1 garage · 2 parking (detached)
Driveway
Other
Basement
Finished
Heating
Water
A/C
Central Air
Exterior
Brick
Foundation
Concrete, Brick
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,012 / 2026
Days on market
76
Listing brokerage
RIGHT AT HOME REALTY

Rooms

KitchenSecond4.50 × 2.70 m
Living RoomGround3.50 × 3.25 m

hardwood floor · french doors

BedroomThird7.17 × 4.38 m

hardwood floor · closet

KitchenGround3.50 × 3.14 m

eat-in kitchen · updated

BedroomGround3.90 × 3.30 m

hardwood floor · walk-in closet(s) · fireplace

RecreationBasement4.55 × 3.60 m
BedroomSecond3.90 × 2.47 m

Hardwood Floor

BedroomBasement4.70 × 2.33 m

Broadloom

Living RoomSecond3.70 × 2.73 m

Hardwood Floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

On schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Neighbourhood & location

Junction Area, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Annette Street Junior and Senior Public School
81%
Annette Street Junior and Senior Public SchoolPublic · Elementary · 0.4 km awayAbove the GTA average · 81% meet the provincial standard
Lucy McCormick Senior SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
High Park Alternative School Junior · Public elementary0.4 km · 82% at standard
Ursula Franklin Academy · Public secondary0.7 km · 92% at standard
Western Technical & Commercial School · Public secondary0.7 km · 68% at standard
James Culnan Catholic School · Catholic elementary0.7 km · 64% at standard
The Student School · Public secondary0.7 km
King George Junior Public School · Public elementary0.7 km · 91% at standard
Runnymede Junior and Senior Public School · Public elementary0.7 km · 92% at standard
Runnymede Collegiate Institute · Public secondary0.9 km · 46% at standard
Humbercrest Public School · Public elementary1.1 km · 80% at standard
George Syme Community School · Public elementary1.3 km · 48% at standard
St Pius X Catholic School · Catholic elementary1.4 km · 82% at standard
St James Catholic School · Catholic elementary1.4 km · 88% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$8,181/mo
$329KIncome needed
5.5×Price ÷ income
$1,888Weekly cost
$64,750Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $8,181Property tax $501Total carry $8,682

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,940per month

Mortgage amount $1,436,000 · 4.49% over 25 years

$359,000Down payment (20.0%)
$1,436,000Loan before insurance
$0CMHC premium
$8,441Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,940
Property tax
$501
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,441

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$32,375
Toronto municipal land transfer tax
$32,375
Estimated closing costs
$64,750

Plus your down payment of $359,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$9,610/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$945,967Total interest paid
$2,381,967Total of all payments
Principal $1,436,000 Interest $945,967
YearPrincipalInterestBalance
1$32,045$63,233$1,403,955
2$33,500$61,778$1,370,454
3$35,021$60,257$1,335,433
4$36,612$58,667$1,298,821
5$38,274$57,005$1,260,547
6$40,012$55,267$1,220,536
7$41,828$53,450$1,178,707
8$43,728$51,551$1,134,980
9$45,713$49,566$1,089,267
10$47,788$47,490$1,041,478
11$49,958$45,320$991,520
12$52,227$43,052$939,294
13$54,598$40,681$884,696
14$57,077$38,202$827,619
15$59,668$35,610$767,950
16$62,378$32,901$705,573
17$65,210$30,069$640,363
18$68,171$27,108$572,193
19$71,266$24,013$500,927
20$74,501$20,777$426,426
21$77,884$17,395$348,541
22$81,420$13,858$267,121
23$85,117$10,161$182,004
24$88,982$6,297$93,022
25$93,022$2,257$0

At the end of your 5-year term

Total paid over the term
$476,393
Principal paid down
$175,453
Interest paid
$300,941
Balance remaining
$1,260,547

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.1%
Gross yield
− Property tax $6,012− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,230

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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