208-9 Four Winds Drive, Toronto, ON

York University Heights, Toronto · MLS® W13640310

$559,000
For Sale
Listed 46 days agoNo offer date stated
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3Bedrooms
2Bathrooms
1Garage
1200-1399Sq ft

About this home

In short

  • Welcome to this spacious and beautifully maintained 3-bedroom suite featuring a functional layout and two walk-outs to a private balcony.
  • Parquet, hardwood, and ceramic flooring extend throughout the home.
  • Ideally located just steps to Finch West Subway Station and York University, with restaurants, shopping, parks, and everyday conveniences nearby.
  • Minutes to hospitals, schools, Highways 400 & 407, and Allen Road, offering excellent connectivity throughout the GTA.

Welcome to this spacious and beautifully maintained 3-bedroom suite featuring a functional layout and two walk-outs to a private balcony. The separate dining area overlooks a bright, sunken living room with desirable east-facing exposure, filling the home with natural light. Enjoy the convenience of a full-size ensuite laundry room complete with a laundry sink and built-in cabinetry. Parquet, hardwood, and ceramic flooring extend throughout the home.Enjoy an outstanding selection of resort-style amenities, including indoor and outdoor swimming pools, a fully equipped fitness centre, exercise room, squash court, table tennis, basketball court, hockey court, outdoor tennis courts, and more.Ideally located just steps to Finch West Subway Station and York University, with restaurants, shopping, parks, and everyday conveniences nearby. Minutes to hospitals, schools, Highways 400 & 407, and Allen Road, offering excellent connectivity throughout the GTA. A fantastic opportunity for families, professionals, or investors seeking space, comfort, and an unbeatable location.

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13640310
Bedrooms
3
Bathrooms
2 (1 half)
Size
1200-1399 sq ft
Cross streets
Keele & Finch
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$1,030/mo
Exposure
East
Property tax
$1,670 / 2026
Days on market
46
Listing brokerage
BAY STREET GROUP TPRT

Rooms

Primary BedroomGround5.00 × 3.30 m

walk-in closet(s) · 2 pc ensuite · w/o to balcony

KitchenGround4.50 × 2.45 m

ceramic backsplash · overlooks living · eat-in kitchen

Living RoomGround5.50 × 3.70 m

wood · sunken room · w/o to balcony

LaundryGround2.00 × 1.75 m

ceramic floor · laundry sink

BedroomGround3.55 × 2.60 m

parquet · double closet · east view

Dining RoomGround4.40 × 3.00 m

ceramic floor · overlooks living · open concept

BedroomGround4.20 × 2.80 m

parquet · double closet · east view

Our TakeTeam Asgarian · Broker
Ask and recent sales differ
$464Kautomated estimate, from recent sales

Listed at $559,000. Recent sales of homes like it put this one around $464K, so the ask is about 20% above what similar homes have sold for.

If it sells at this ask, expect about $543K, typically $527K to $546K: that is where homes here have closed against their asks in the last 90 days (13 closings).

The ask and what recent sales support disagree. When they differ this much, the asking price has been the closer guide about 87% of the time. Recent GTA homes first listed this far above their automated estimate sold at about 95% of the original ask, in a median 36 days, 26% of them after a price reduction (750 sales).

List price
$432KBelow recent closings$559KAbove recent closings

Total price vs nearby homes. Fair value about $464K, learned from recent GTA sales.

The market behind the math:

13sold nearby · 90 days
$455Kmedian sold price
95%of asking, on average
−12%prices vs a year ago
~61 dayshomes like this take to sell
46days on market so far
$3,444/moest. rent · 62 leases
7.4%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.9 months of inventory: 17 condo apartment homes for sale in the area against 13 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $430/sqft against an area asking average of $475/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 26 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $469K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Elia Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($430/sqft) is below the area, so you are paying for extra space rather than a premium.

Based on 26 homes sold in this building over the past two years, from 88 closings in York University Heights.

What sellers nearby are askingCurrently listed nearby in York University Heights · asking prices
$534kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $412/sqft; this home lists at $430/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
559kThis home530k600k508k500kThis home vs active comparables

Neighbourhood & location

York University Heights, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$577K
Bayview Village
$440K
Mount Pleasant West
$509K
Henry Farm
$499K
Islington-City Centre West
$479K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Derrydown Public School
34%
Derrydown Public SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 34% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
James Cardinal McGuigan Catholic High School · Catholic secondary0.1 km · 66% at standard
Lamberton Public School · Public elementary1.4 km · 63% at standard
Stilecroft Public School · Public elementary1.5 km · 60% at standard
Topcliff Public School · Public elementary1.7 km · 34% at standard
Driftwood Public School · Public elementary1.7 km · 42% at standard
St Jerome Catholic School · Catholic elementary1.8 km · 66% at standard
Brookview Middle School · Public elementary1.9 km · 51% at standard
St Charles Garnier Catholic School · Catholic elementary2.0 km · 63% at standard
Shoreham Public School · Public elementary2.0 km · 54% at standard
Sheppard Public School · Public elementary2.1 km · 24% at standard
Yorkwoods Public School · Public elementary2.2 km · 16% at standard
Africentric Alternative School · Public elementary2.3 km · 57% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,548/mo
$124KIncome needed
4.5×Price ÷ income
$588Weekly cost
$15,310Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

69%mortgage
Mortgage $2,548Property tax $139Condo fee $1,030Total carry $3,717

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,448per month

Mortgage amount $447,200 · 4.39% over 25 years

$111,800Down payment (20.0%)
$447,200Loan before insurance
$0CMHC premium
$3,617Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,448
Property tax
$139
Condo / maintenance fees
$1,030
Heating
$0
Estimated monthly cost
$3,617

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,655
Toronto municipal land transfer tax
$7,655
Estimated closing costs
$15,310

Plus your down payment of $111,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$2,966/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$287,157Total interest paid
$734,357Total of all payments
Principal $447,200 Interest $287,157
YearPrincipalInterestBalance
1$10,120$19,255$437,080
2$10,569$18,806$426,512
3$11,038$18,337$415,474
4$11,528$17,847$403,946
5$12,039$17,335$391,907
6$12,574$16,801$379,333
7$13,132$16,243$366,202
8$13,714$15,660$352,487
9$14,323$15,051$338,164
10$14,959$14,416$323,205
11$15,623$13,752$307,583
12$16,316$13,058$291,267
13$17,040$12,334$274,227
14$17,796$11,578$256,430
15$18,586$10,788$237,844
16$19,411$9,963$218,433
17$20,273$9,102$198,160
18$21,172$8,202$176,988
19$22,112$7,262$154,875
20$23,093$6,281$131,782
21$24,118$5,256$107,664
22$25,189$4,185$82,475
23$26,307$3,068$56,168
24$27,474$1,900$28,694
25$28,694$681$0

At the end of your 5-year term

Total paid over the term
$146,871
Principal paid down
$55,293
Interest paid
$91,578
Balance remaining
$391,907

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 62 whole-home leases in York University Heights$3,444/mo
$41,328Gross annual rent
4.0%Cap rate after taxes and upkeep
$3,271 to $3,616Typical rent range
~26 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 62 whole-home leases in York University Heights signed at a median of $2,737 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,444. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

7.4%
Gross yield
− Property tax $1,670− Condo fees $12,363− Insurance $600− Vacancy & upkeep $4,546Net operating income $22,149

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET GROUP TPRT. MLS®/PropTx.

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