207-1 Four Winds Drive, Toronto, ON

York University Heights, Toronto · MLS® W13715214

$499,900
For Sale
Listed 25 days agoNo offer date stated
3Bedrooms
2Bathrooms
1Garage
1200-1399Sq ft

About this home

In short

  • Spacious and well-maintained 3-bedroom, 2-bathroom condo in the highly desirable York University Heights community.
  • This bright unit features a functional open-concept layout with a modern updated kitchen, ceramic flooring, and Laminate flooring throughout the living areas and...
  • The primary bedroom includes a convenient 2-piece ensuite and walk-in closet.
  • Residents have access to excellent building amenities, including an indoor pool, sauna, recreation room, security system, and security guard.
  • Conveniently located just steps to TTC, schools, shopping, parks, and with easy access to major highways.

Spacious and well-maintained 3-bedroom, 2-bathroom condo in the highly desirable York University Heights community. This bright unit features a functional open-concept layout with a modern updated kitchen, ceramic flooring, and Laminate flooring throughout the living areas and bedrooms. The primary bedroom includes a convenient 2-piece ensuite and walk-in closet. Enjoy the open balcony, ensuite laundry, and one underground parking space. Residents have access to excellent building amenities, including an indoor pool, sauna, recreation room, security system, and security guard. Conveniently located just steps to TTC, schools, shopping, parks, and with easy access to major highways. A fantastic opportunity for first-time buyers, families, or investors!

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13715214
Bedrooms
3
Bathrooms
2 (1 half)
Size
1200-1399 sq ft
Cross streets
Keele / Finch
Parking
1 garage (underground)
Basement
None
Heating
Radiant
A/C
None
Exterior
Brick
Maintenance
$1,030/mo
Exposure
West
Property tax
$1,796 / 2025
Days on market
25
Listing brokerage
CENTURY 21 PEOPLE`S CHOICE REALTY INC.

Rooms

BedroomMain4.20 × 3.80 m

laminate · w/o to balcony · walk-in closet(s)

KitchenMain2.95 × 4.15 m

ceramic floor · modern kitchen · updated

Living RoomMain5.20 × 3.80 m

laminate · w/o to balcony

BedroomMain3.15 × 3.05 m

parquet · closet

Dining RoomMain3.60 × 3.40 m

Ceramic Floor

BedroomMain3.65 × 3.20 m

laminate · closet

Our TakeTeam Asgarian · Broker
A small discount is typical
$485Klikely closing

Listed at $499,900 with no offer date. Homes here have been closing close to ask, so my read is $485K, typically $471K to $488K. Comparable closings on their own put this home around $472K, which supports the ask, so this is a firm read.

One thing to square: the homes for sale nearby are asking more than this one. My estimate is built on recent closings, and around here sellers have been asking more than buyers end up paying. So this can be the least expensive home on the street and still be priced ahead of where sales actually land.

List price
$471KBelow recent closings$500KAbove recent closings

Total price vs nearby homes. Likely closing about $485K, from 13 recent closings in this pocket.

The market behind the math:

13sold nearby · 90 days
$455Kmedian sold price
95%of asking, on average
−12%prices vs a year ago
~61 dayshomes like this take to sell
25days on market so far
$3,444/moest. rent · 62 leases
8.3%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.9 months of inventory: 17 condo apartment homes for sale in the area against 13 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $385/sqft against an area asking average of $477/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 13 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $490K. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Elia Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($385/sqft) is below the area, so you are paying for extra space rather than a premium.

Based on 26 homes sold in this building over the past two years, from 88 closings in York University Heights.

What sellers nearby are askingCurrently listed nearby in York University Heights · asking prices
$549kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $423/sqft; this home lists at $385/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
500kThis home508k530k559k600kThis home vs active comparables

Neighbourhood & location

York University Heights, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$577K
Bayview Village
$440K
Mount Pleasant West
$509K
Henry Farm
$499K
Bay Street Corridor
$552K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Derrydown Public School
34%
Derrydown Public SchoolPublic · Elementary · 0.7 km awayBelow the GTA average · 34% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
James Cardinal McGuigan Catholic High School · Catholic secondary0.2 km · 66% at standard
Lamberton Public School · Public elementary1.5 km · 63% at standard
Stilecroft Public School · Public elementary1.5 km · 60% at standard
St Jerome Catholic School · Catholic elementary1.8 km · 66% at standard
Topcliff Public School · Public elementary1.8 km · 34% at standard
Driftwood Public School · Public elementary1.8 km · 42% at standard
Brookview Middle School · Public elementary2.1 km · 51% at standard
St Charles Garnier Catholic School · Catholic elementary2.1 km · 63% at standard
Shoreham Public School · Public elementary2.1 km · 54% at standard
Sheppard Public School · Public elementary2.1 km · 24% at standard
Africentric Alternative School · Public elementary2.2 km · 57% at standard
Yorkwoods Public School · Public elementary2.3 km · 16% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,278/mo
$114KIncome needed
4.4×Price ÷ income
$526Weekly cost
$12,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

66%mortgage
Mortgage $2,278Property tax $150Condo fee $1,030Total carry $3,458

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,189per month

Mortgage amount $399,920 · 4.39% over 25 years

$99,980Down payment (20.0%)
$399,920Loan before insurance
$0CMHC premium
$3,369Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,189
Property tax
$150
Condo / maintenance fees
$1,030
Heating
$0
Estimated monthly cost
$3,369

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,473
Toronto municipal land transfer tax
$6,473
Estimated closing costs
$12,946

Plus your down payment of $99,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$2,652/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$256,798Total interest paid
$656,718Total of all payments
Principal $399,920 Interest $256,798
YearPrincipalInterestBalance
1$9,050$17,219$390,870
2$9,451$16,817$381,419
3$9,871$16,398$371,548
4$10,309$15,960$361,239
5$10,766$15,502$350,473
6$11,244$15,024$339,229
7$11,743$14,525$327,485
8$12,264$14,004$315,221
9$12,809$13,460$302,412
10$13,377$12,891$289,035
11$13,971$12,298$275,064
12$14,591$11,678$260,473
13$15,239$11,030$245,234
14$15,915$10,354$229,319
15$16,621$9,647$212,698
16$17,359$8,910$195,339
17$18,129$8,139$177,210
18$18,934$7,335$158,276
19$19,774$6,494$138,501
20$20,652$5,617$117,849
21$21,569$4,700$96,281
22$22,526$3,743$73,755
23$23,525$2,743$50,230
24$24,570$1,699$25,660
25$25,660$609$0

At the end of your 5-year term

Total paid over the term
$131,344
Principal paid down
$49,447
Interest paid
$81,896
Balance remaining
$350,473

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 62 whole-home leases in York University Heights$3,444/mo
$41,328Gross annual rent
4.4%Cap rate after taxes and upkeep
$3,271 to $3,616Typical rent range
~26 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 62 whole-home leases in York University Heights signed at a median of $2,737 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,444. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

8.3%
Gross yield
− Property tax $1,796− Condo fees $12,363− Insurance $600− Vacancy & upkeep $4,546Net operating income $22,024

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 PEOPLE`S CHOICE REALTY INC.. MLS®/PropTx.

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