635-1100 Sheppard Avenue, Toronto, ON

York University Heights, Toronto · MLS® W13666256

$405,000
For Sale
Listed 69 days agoNo offer date statedSitting longer than typical
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1+1Bedrooms
1Bathrooms
0Parking
600-699Sq ft

About this home

In short

  • Welcome to this thoughtfully designed 626 sq. ft. unit offering modern urban living with an efficient and functional layout.
  • This bright 1 bedroom + den suite features an open-concept living, dining, and kitchen area, creating a spacious and versatile setting ideal for both everyday living...
  • Enjoy the convenience of a full 4-piece bathroom, in-suite laundry, and an open balcony ideal for relaxing outdoors.
  • Enjoy the convenience of exceptional building amenities, including a state-of-the-art fitness centre, elegant party room, rooftop terrace with stunning views, and...
  • Unbeatable location just steps to TTC subway access, Yorkdale Shopping Centre, restaurants, parks, and quick connections to Highway 401 & Allen Road, making commuting...

Welcome to this thoughtfully designed 626 sq. ft. unit offering modern urban living with an efficient and functional layout. This bright 1 bedroom + den suite features an open-concept living, dining, and kitchen area, creating a spacious and versatile setting ideal for both everyday living and entertaining. The well-sized bedroom offers comfort and privacy, while the generously sized den provides the perfect space for a home office, study, or guest area. Enjoy the convenience of a full 4-piece bathroom, in-suite laundry, and an open balcony ideal for relaxing outdoors. Enjoy the convenience of exceptional building amenities, including a state-of-the-art fitness centre, elegant party room, rooftop terrace with stunning views, and 24-hour concierge service. Unbeatable location just steps to TTC subway access, Yorkdale Shopping Centre, restaurants, parks, and quick connections to Highway 401 & Allen Road, making commuting and city living effortless. Perfect for first-time buyers, professionals, downsizers, or investors seeking a modern unit in a high-demand location. Don't miss this opportunity to own at Westline Condos, where style, convenience, and urban living come together.

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13666256
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
600-699 sq ft
Cross streets
Sheppard Ave W / William R. Allen Rd
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$504/mo
Exposure
North
Days on market
69
Listing brokerage
UNION CAPITAL REALTY

Rooms

Living RoomFlat7.37 × 4.34 m

Combined w/Kitchen

KitchenFlat7.37 × 4.34 m

Combined w/Living

BedroomFlat3.10 × 2.79 m
DenFlat4.01 × 1.93 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (William Lyon Mackenzie Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

York University Heights, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Dublin Heights Elementary and Middle School
68%
Dublin Heights Elementary and Middle SchoolPublic · Elementary · 1.6 km awayBelow the GTA average · 68% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Jerome Catholic School · Catholic elementary1.8 km · 66% at standard
Charles H Best Junior and Middle School · Public elementary1.9 km · 49% at standard
Sheppard Public School · Public elementary1.9 km · 24% at standard
St Norbert Catholic School · Catholic elementary1.9 km · 70% at standard
Wilmington Elementary School · Public elementary1.9 km · 67% at standard
Africentric Alternative School · Public elementary1.9 km · 57% at standard
Faywood Arts-Based Curriculum School · Public elementary2.1 km · 70% at standard
Ancaster Public School · Public elementary2.1 km · 47% at standard
Stilecroft Public School · Public elementary2.1 km · 60% at standard
Derrydown Public School · Public elementary2.3 km · 34% at standard
Blaydon Public School · Public elementary2.4 km · 38% at standard
James Cardinal McGuigan Catholic High School · Catholic secondary2.5 km · 66% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,846/mo
$92KIncome needed
4.4×Price ÷ income
$426Weekly cost
$9,150Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $1,846Estimated property tax $253Condo fee $504Total carry $2,603

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,791per month

Mortgage amount $324,000 · 4.49% over 25 years

$81,000Down payment (20.0%)
$324,000Loan before insurance
$0CMHC premium
$2,549Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,791
Estimated property tax
$253
Condo / maintenance fees
$504
Heating
$0
Estimated monthly cost
$2,549

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,575
Toronto municipal land transfer tax
$4,575
Estimated closing costs
$9,150

Plus your down payment of $81,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,168/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$213,435Total interest paid
$537,435Total of all payments
Principal $324,000 Interest $213,435
YearPrincipalInterestBalance
1$7,230$14,267$316,770
2$7,559$13,939$309,211
3$7,902$13,596$301,309
4$8,261$13,237$293,049
5$8,636$12,862$284,413
6$9,028$12,470$275,385
7$9,438$12,060$265,948
8$9,866$11,631$256,082
9$10,314$11,183$245,768
10$10,782$10,715$234,985
11$11,272$10,225$223,713
12$11,784$9,714$211,930
13$12,319$9,179$199,611
14$12,878$8,619$186,733
15$13,463$8,035$173,270
16$14,074$7,423$159,196
17$14,713$6,784$144,483
18$15,381$6,116$129,102
19$16,079$5,418$113,023
20$16,810$4,688$96,213
21$17,573$3,925$78,640
22$18,371$3,127$60,270
23$19,205$2,293$41,065
24$20,077$1,421$20,988
25$20,988$509$0

At the end of your 5-year term

Total paid over the term
$107,487
Principal paid down
$39,587
Interest paid
$67,900
Balance remaining
$284,413

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
3.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.1%
Gross yield
− Property tax $2,835− Condo fees $6,043− Insurance $600− Vacancy & upkeep $2,706Net operating income $12,416

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of UNION CAPITAL REALTY. MLS®/PropTx.

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