417-80 Esther Lorrie Drive, Toronto, ON

West Humber-Clairville, Toronto · MLS® W13666362

$394,900
For Sale
Listed 69 days agoNo offer date statedSitting longer than typical
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1Bedrooms
1Bathrooms
1Garage
500-599Sq ft

About this home

In short

  • Welcome To The Bright And Sunny South Facing Unit 417 At Cloud 9 Condominiums.
  • Amenities Feature An Indoor Pool, Fitness Centre, Party Room, Guest Suites, Bike Storage, 24-Hour Concierge, And A Rooftop Terrace With BBQs.
  • Located In North Etobicoke's West Humber Area, This Property Is Minutes From Highways 401 & 427, TTC, GO Transit, Pearson Airport, Humber College, Woodbine Racetrack...
  • Please Note - Tenant Leaving September 4th - N11 Signed.

Welcome To The Bright And Sunny South Facing Unit 417 At Cloud 9 Condominiums. This Well-Maintained Unit Boasts A Functional Layout And A Spacious Balcony To Enjoy The Unit's Southern Exposure. The Practical Kitchen Is Equipped With Granite Countertops, A White Tile Backsplash, And An Island With A Breakfast Bar Ideal For Prep Work And Casual Dining. Amenities Feature An Indoor Pool, Fitness Centre, Party Room, Guest Suites, Bike Storage, 24-Hour Concierge, And A Rooftop Terrace With BBQs. Located In North Etobicoke's West Humber Area, This Property Is Minutes From Highways 401 & 427, TTC, GO Transit, Pearson Airport, Humber College, Woodbine Racetrack & Casino, Local Shopping, Schools, Etobicoke General Hospital, And Humber River Trails. A Solid Opportunity For First-Time Buyers Or Investors Seeking A Convenient Location Close To Everyday Amenities. Please Note - Tenant Leaving September 4th - N11 Signed.

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13666362
Bedrooms
1
Bathrooms
1
Size
500-599 sq ft
Cross streets
Albion Road & Kipling Avenue
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$631/mo
Exposure
South
Property tax
$1,918 / 2026
Days on market
69
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

Primary BedroomMain3.45 × 3.04 m
KitchenMain2.43 × 2.43 m
Living RoomMain5.53 × 3.14 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Neighbourhood & location

West Humber-Clairville, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Benedict
79%
St. BenedictCatholic · Elementary · 1.0 km awayAbove the GTA average · 79% meet the provincial standard
West Humber Junior Middle SchoolEQAO results not published
West Humber Collegiate InstituteEQAO results not published
Also nearby: 12 more schools within 2.5 km
Greenholme Junior Middle School · Public elementary0.6 km · 72% at standard
Rivercrest Junior School · Public elementary0.6 km · 59% at standard
West Humber Collegiate Institute · Public secondary0.8 km · 62% at standard
West Humber Junior Middle School · Public elementary1.0 km · 69% at standard
St Dorothy Catholic School · Catholic elementary1.2 km · 64% at standard
Elmbank Junior Middle Academy · Public elementary1.2 km · 48% at standard
Beaumonde Heights Junior Middle School · Public elementary1.2 km · 70% at standard
Monsignor Percy Johnson Catholic High School · Catholic secondary1.2 km · 65% at standard
Thistletown Collegiate Institute · Public secondary1.3 km · 56% at standard
Father Henry Carr Catholic Secondary School · Catholic secondary1.3 km · 62% at standard
Albion Heights Junior Middle School · Public elementary1.4 km · 46% at standard
St Andrew Catholic School · Catholic elementary1.5 km · 56% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,800/mo
$89KIncome needed
4.4×Price ÷ income
$415Weekly cost
$8,797Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

69%mortgage
Mortgage $1,800Property tax $160Condo fee $631Total carry $2,591

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,747per month

Mortgage amount $315,920 · 4.49% over 25 years

$78,980Down payment (20.0%)
$315,920Loan before insurance
$0CMHC premium
$2,538Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,747
Property tax
$160
Condo / maintenance fees
$631
Heating
$0
Estimated monthly cost
$2,538

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,399
Toronto municipal land transfer tax
$4,399
Estimated closing costs
$8,797

Plus your down payment of $78,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,114/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$208,113Total interest paid
$524,033Total of all payments
Principal $315,920 Interest $208,113
YearPrincipalInterestBalance
1$7,050$13,911$308,870
2$7,370$13,591$301,500
3$7,705$13,257$293,795
4$8,055$12,907$285,741
5$8,420$12,541$277,320
6$8,803$12,159$268,518
7$9,202$11,759$259,316
8$9,620$11,341$249,696
9$10,057$10,904$239,639
10$10,513$10,448$229,125
11$10,991$9,970$218,134
12$11,490$9,471$206,645
13$12,012$8,950$194,633
14$12,557$8,404$182,076
15$13,127$7,834$168,949
16$13,723$7,238$155,226
17$14,346$6,615$140,880
18$14,998$5,964$125,882
19$15,678$5,283$110,204
20$16,390$4,571$93,814
21$17,135$3,827$76,679
22$17,912$3,049$58,767
23$18,726$2,236$40,041
24$19,576$1,385$20,465
25$20,465$496$0

At the end of your 5-year term

Total paid over the term
$104,807
Principal paid down
$38,600
Interest paid
$66,207
Balance remaining
$277,320

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
2.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.2%
Gross yield
− Property tax $1,918− Condo fees $7,573− Insurance $600− Vacancy & upkeep $2,244Net operating income $8,065

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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