527-1100 Sheppard Avenue, Toronto, ON

York University Heights, Toronto · MLS® W13668448

$410,000
For Sale
Listed 68 days agoNo offer date statedSitting longer than typical
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1+1Bedrooms
1Bathrooms
0Parking
0-499Sq ft

About this home

In short

  • Don't miss out on this opportunity for a BRAND NEW, never lived in, 1bed + den unit at WestLine Condos.
  • Sheppard West Station, Allen Road and the 401 are minutes away.
  • Investor purchasers - $24,000 HST is still applicable.

Don't miss out on this opportunity for a BRAND NEW, never lived in, 1bed + den unit at WestLine Condos! The unit features a large terrace and large windows with built in appliances and lots of functional space. The building includes exceptional amenities including a Full Gym, Lounge with Bar, Co-Working Space, Children's Playroom, Pet Spa, Automated Parcel Room and a Rooftop Terrace with BBQ. Access to TTC is quick with a bus stop in front of your door. Sheppard West Station, Allen Road and the 401 are minutes away. Yorkdale Mall and York University is a short commute with any method of transport you choose. Sold with FULL Tarion Warranty. PARKING and LOCKER available for purchase. Net of HST for End users - HST Rebate is included in the purchase price. Investor purchasers - $24,000 HST is still applicable.

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13668448
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
0-499 sq ft
Cross streets
Sheppard Ave W & Allen Rd
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$406/mo
Exposure
West
Property tax
$2,310 / 2026
Days on market
68
Listing brokerage
CENTURY 21 ATRIA REALTY INC.

Rooms

Primary BedroomFlat2.74 × 3.71 m

large window · closet · laminate

KitchenFlat6.32 × 3.89 m

combined w/living · combined w/dining · backsplash

Living RoomFlat6.32 × 3.89 m

large window · w/o to balcony · combined w/kitchen

DenFlat2.74 × 2.57 m

sliding doors · laminate

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (William Lyon Mackenzie Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

York University Heights, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Dublin Heights Elementary and Middle School
68%
Dublin Heights Elementary and Middle SchoolPublic · Elementary · 1.6 km awayBelow the GTA average · 68% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Jerome Catholic School · Catholic elementary1.8 km · 66% at standard
Charles H Best Junior and Middle School · Public elementary1.9 km · 49% at standard
Sheppard Public School · Public elementary1.9 km · 24% at standard
St Norbert Catholic School · Catholic elementary1.9 km · 70% at standard
Wilmington Elementary School · Public elementary1.9 km · 67% at standard
Africentric Alternative School · Public elementary1.9 km · 57% at standard
Faywood Arts-Based Curriculum School · Public elementary2.1 km · 70% at standard
Ancaster Public School · Public elementary2.1 km · 47% at standard
Stilecroft Public School · Public elementary2.1 km · 60% at standard
Derrydown Public School · Public elementary2.3 km · 34% at standard
Blaydon Public School · Public elementary2.4 km · 38% at standard
James Cardinal McGuigan Catholic High School · Catholic secondary2.5 km · 66% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,869/mo
$89KIncome needed
4.6×Price ÷ income
$431Weekly cost
$9,350Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $1,869Property tax $192Condo fee $406Total carry $2,467

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,814per month

Mortgage amount $328,000 · 4.49% over 25 years

$82,000Down payment (20.0%)
$328,000Loan before insurance
$0CMHC premium
$2,412Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,814
Property tax
$193
Condo / maintenance fees
$406
Heating
$0
Estimated monthly cost
$2,412

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,675
Toronto municipal land transfer tax
$4,675
Estimated closing costs
$9,350

Plus your down payment of $82,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,195/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$216,070Total interest paid
$544,070Total of all payments
Principal $328,000 Interest $216,070
YearPrincipalInterestBalance
1$7,320$14,443$320,680
2$7,652$14,111$313,029
3$7,999$13,763$305,029
4$8,363$13,400$296,667
5$8,742$13,021$287,924
6$9,139$12,624$278,785
7$9,554$12,209$269,231
8$9,988$11,775$259,243
9$10,441$11,321$248,802
10$10,915$10,847$237,886
11$11,411$10,352$226,475
12$11,929$9,834$214,546
13$12,471$9,292$202,075
14$13,037$8,726$189,038
15$13,629$8,134$175,409
16$14,248$7,515$161,162
17$14,895$6,868$146,267
18$15,571$6,192$130,696
19$16,278$5,485$114,418
20$17,017$4,746$97,401
21$17,790$3,973$79,611
22$18,597$3,165$61,014
23$19,442$2,321$41,572
24$20,325$1,438$21,247
25$21,247$515$0

At the end of your 5-year term

Total paid over the term
$108,814
Principal paid down
$40,076
Interest paid
$68,739
Balance remaining
$287,924

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,000/mo
$36,000Gross annual rent
5.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

8.8%
Gross yield
− Property tax $2,310− Condo fees $4,867− Insurance $600− Vacancy & upkeep $3,960Net operating income $24,263

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 ATRIA REALTY INC.. MLS®/PropTx.

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