Th 104-39 Annie Craig Drive, Toronto, ON

Mimico, Toronto · MLS® W13669786

$1,519,000
For Sale
Listed 67 days agoNo offer date stated
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2+1Bedrooms
3Bathrooms
1Garage
1200-1399Sq ft

About this home

In short

  • Brand New, Never Lived In 2 Storey Townhouse Unit Located Steps To The Lake Soaring Main Floor Ceilings (Approx 11').
  • Beautiful Chef's Kitchen With Quartz Counters, Breakfast Bar And Brand New Stainless Steel Whirlpool Appliances.
  • Large Primary Bedroom With Ensuite Bath And Walk In Closet.
  • W/Out To Balcony On The 2nd Floor With Incredible City And Lake Views.

Brand New, Never Lived In 2 Storey Townhouse Unit Located Steps To The Lake Soaring Main Floor Ceilings (Approx 11'). Beautiful Chef's Kitchen With Quartz Counters, Breakfast Bar And Brand New Stainless Steel Whirlpool Appliances.Direct Access To Private Terrace. Laminate Flooring Throughout. Large Primary Bedroom With Ensuite Bath And Walk In Closet.W/Out To Balcony On The 2nd Floor With Incredible City And Lake Views. Parking And Locker Room Included. **Additional Parking/Locker Combo Available For Purchase.This unit has never been occupied, and qualifying purchasers may be able to claim the new housing rebate and first time home buyers rebate if they meet the criteria for those rebates.Note: the Seller does not warrant that purchasers will qualify for those rebates, and all purchasers should speak to their lawyer and tax advisor to confirm eligibility.

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
W13669786
Bedrooms
2+1 (3 total)
Bathrooms
3
Size
1200-1399 sq ft
Cross streets
Lakeshore / Parklawn
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$845/mo
Exposure
North
Property tax
$5,747 / 2026
Days on market
67
Listing brokerage
SUTTON GROUP-ADMIRAL REALTY INC.

Rooms

Living RoomMain5.00 × 3.00 m

combined w/dining · laminate

Primary BedroomSecond3.00 × 4.00 m

walk-in closet(s) · laminate · 4 pc ensuite

KitchenMain3.00 × 4.00 m

open concept · breakfast bar · stainless steel appl

StudySecond2.50 × 3.00 m

Laminate

Dining RoomMain5.00 × 3.00 m

Combined w/Living

Bedroom 2Second3.00 × 4.00 m

Laminate

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.48Mlikely sale price

Listed at $1,519,000. Going by how homes in Mimico and the wider GTA have actually closed against their asking prices (about 98%, 7 local closings in 90 days), the likely sale price is near $1.48M, if it sells. A realistic range is $1.39M to $1.60M.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The listing describes a new or newly built home, and the public record (tax bill, size) can still describe what stood on the lot before.

List price
$1.39MBelow recent closings$1.60MAbove recent closings

Total price vs nearby homes. Likely closing about $1.48M, from 7 recent closings in this pocket.

The market behind the math:

7sold nearby · 90 days
$820Kmedian sold price
97%of asking, on average
−23%prices vs a year ago
~70 dayshomes like this take to sell
67days on market so far
$3,491/moest. rent · 34 leases
2.8%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.1 months of inventory: 5 condo townhouse homes for sale in the area against 7 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,169/sqft against an area asking average of $771/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 7 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $851K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Primary suite: a key comfort and resale feature. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Étienne Brûlé Junior School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 7 comparable homes that sold in Mimico over the past two years, from 33 closings there.

What sellers nearby are askingCurrently listed nearby in Mimico · asking prices
$1.00Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo townhouse listings on the market. Homes like this one have recently closed around $1.17M, which is where my estimate comes from.

Per square foot, these ask about $914/sqft; this home lists at $1,169/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.52MThis home1.29M880k840kThis home vs active comparables

Sold price trend

Median sold price for condo townhouses in Toronto: $684K in September 2026, down 3% from a year ago, on 1,425 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$702K150
November 2025$709K130
December 2025$705K63
January 2026$695K77
February 2026$728K104
March 2026$715K121
April 2026$711K147
May 2026$726K131
June 2026$706K132
July 2026$683K156
August 2026$669K116
September 2026$684K98

Neighbourhood & location

Mimico, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Long Branch
$726K
Islington-City Centre West
$555K
Niagara
$902K
Casa Loma
$2.80M
Downsview-Roding-CFB
$699K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Étienne Brûlé Junior School
79%
Étienne Brûlé Junior SchoolPublic · Elementary · 1.4 km awayAbove the GTA average · 79% meet the provincial standard
Also nearby: 9 more schools within 2.5 km
David Hornell Junior School · Public elementary1.1 km · 68% at standard
George R Gauld Junior School · Public elementary1.8 km · 73% at standard
St Louis Catholic School · Catholic elementary1.8 km · 76% at standard
Karen Kain School of the Arts · Public elementary1.9 km · 76% at standard
St Leo Catholic School · Catholic elementary2.0 km · 82% at standard
Swansea Junior and Senior Junior and Senior Public School · Public elementary2.0 km · 78% at standard
John English Junior Middle School · Public elementary2.0 km · 73% at standard
Etobicoke School of the Arts · Public secondary2.1 km · 80% at standard
Bishop Allen Academy Catholic Secondary School · Catholic secondary2.4 km · 88% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$6,923/mo
$297KIncome needed
5.1×Price ÷ income
$1,598Weekly cost
$53,710Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

84%mortgage
Mortgage $6,923Property tax $479Condo fee $845Total carry $8,247

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,719per month

Mortgage amount $1,215,200 · 4.49% over 25 years

$303,800Down payment (20.0%)
$1,215,200Loan before insurance
$0CMHC premium
$8,043Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,719
Property tax
$479
Condo / maintenance fees
$845
Heating
$0
Estimated monthly cost
$8,043

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$26,855
Toronto municipal land transfer tax
$26,855
Estimated closing costs
$53,710

Plus your down payment of $303,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,132/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$800,515Total interest paid
$2,015,715Total of all payments
Principal $1,215,200 Interest $800,515
YearPrincipalInterestBalance
1$27,118$53,511$1,188,082
2$28,349$52,279$1,159,733
3$29,637$50,992$1,130,096
4$30,982$49,646$1,099,114
5$32,389$48,240$1,066,725
6$33,859$46,769$1,032,866
7$35,397$45,232$997,469
8$37,004$43,625$960,465
9$38,684$41,945$921,781
10$40,441$40,188$881,340
11$42,277$38,352$839,064
12$44,196$36,432$794,867
13$46,203$34,426$748,664
14$48,301$32,328$700,364
15$50,494$30,135$649,870
16$52,786$27,842$597,084
17$55,183$25,446$541,901
18$57,689$22,940$484,212
19$60,308$20,321$423,904
20$63,046$17,583$360,858
21$65,909$14,720$294,950
22$68,901$11,727$226,048
23$72,030$8,599$154,019
24$75,300$5,329$78,719
25$78,719$1,910$0

At the end of your 5-year term

Total paid over the term
$403,143
Principal paid down
$148,475
Interest paid
$254,668
Balance remaining
$1,066,725

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 34 whole-home leases in Mimico$3,491/mo
$41,892Gross annual rent
1.4%Cap rate after taxes and upkeep
$3,316 to $3,761Typical rent range
~15 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 34 whole-home leases in Mimico signed at a median of $3,282 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,491. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

2.8%
Gross yield
− Property tax $5,747− Condo fees $10,144− Insurance $600− Vacancy & upkeep $4,608Net operating income $20,792

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-ADMIRAL REALTY INC.. MLS®/PropTx.

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