65 Ridge Point Crescent, Toronto, ON
Brookhaven-Amesbury, Toronto · MLS® W13671986
About this home
In short
- Welcome to this well-located detached bungalow in North York! this 3bedroom home offers comfortable living with a separate basement entrance and plenty of potential...
- Backing onto green space, the property offers a peaceful outdoor setting while remaining close to shopping, parks, transit, schools, fitness facilities, and a wide...
- Furnace & A/C (2021), Roof ( 2021).
Welcome to this well-located detached bungalow in North York! this 3bedroom home offers comfortable living with a separate basement entrance and plenty of potential to create additional living, recreation, or workspace. Backing onto green space, the property offers a peaceful outdoor setting while remaining close to shopping, parks, transit, schools, fitness facilities, and a wide range of city amenities, A great choice for buyers seeking an affordable way to enjoy detached- home living with convenience, flexibility, and easy access to everything Toronto has to offer. Furnace & A/C (2021), Roof ( 2021).
Key facts
- Property type
- Detached, Bungalow
- MLS®
- W13671986
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 2
- Size
- 1100-1500 sq ft
- Lot
- 50 × 122 ft
- Cross streets
- LAWRENCE AVE/CULFORD RD
- Parking
- 1 garage · 5 parking (attached)
- Driveway
- Private
- Basement
- Apartment, Separate Entrance, Finished
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,034 / 2026
- Days on market
- 26
- Listing brokerage
- RE/MAX WEST REALTY INC.
Rooms
Hardwood Floor
hardwood floor · closet
ceramic floor · fireplace
hardwood floor · closet
laminate · closet
Hardwood Floor
hardwood floor · closet
ceramic floor · stainless steel sink · backsplash
hardwood floor · closet
ceramic floor · backsplash
Listed at $999,900 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $1.05M, typically $946K to $1.17M. Comparable closings on their own put this home around $1.17M, so the seller is asking less than the comparables suggest: either they want a quick, clean sale or something about the home is not in the comparables. Worth seeing before you offer.
Second read, from the city assessment: $1.14M. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.
Total price vs nearby homes. Fair value about $1.05M, median of 44 comparables.
The market behind the math:
About 2.5 months of inventory: 10 detached homes for sale in the area against 12 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $769/sqft against an area asking average of $885/sqft. Size and $/sqft both feed the estimate above.
- Separate-entrance basement apartment features. A finished 1 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Brookhaven-Amesbury: 7 of the 45 detached leases here lately were basement units, around $1,890 a month. That makes the suite real income, and comparable-sales math under-prices it, so read the estimate as a floor. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
- Park / green-space backing. The listing says this home backs onto or abuts a park or green space. That privacy is priced into the comparison. What is actually behind the fence, and how the lot sits against it, is my in-person call.
How this estimate is builtthe short version
I take the 44 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.14M, a close match.
What the listing highlights1 point to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit
The assigned public school is George Anderson Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Brookhaven-Amesbury, so I widened the search to the surrounding area.
Based on 44 comparable homes that sold in Brookhaven-Amesbury over the past two years, from 78 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.17M, which is where my estimate comes from.
Per square foot, these ask about $1,010/sqft; this home lists at $769/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Brookhaven-Amesbury, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 8, 2026); conventional rates run a little higher.
Mortgage amount $799,920 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,312
- Property tax
- $420
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,732
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $16,473
- Toronto municipal land transfer tax
- $16,473
- Estimated closing costs
- $32,946
Plus your down payment of $199,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $258,748
- Principal paid down
- $100,676
- Interest paid
- $158,071
- Balance remaining
- $699,244
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in Brookhaven-Amesbury (7 of 45 recent detached leases were basement units, around $1,890 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,890 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 13 whole-home leases in Brookhaven-Amesbury signed at a median of $3,589 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,013. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX WEST REALTY INC.. MLS®/PropTx.