103 John Lindsay Court, Toronto, ON

Glenfield-Jane Heights, Toronto · MLS® W13677344

$929,888
For Sale
Listed 28 days agoNo offer date stated
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3Bedrooms
2Bathrooms
1Garage · 3 parking
1500-2000Sq ft

About this home

In short

  • Search No More Location, Locatoin In A Sought After Neighbourhood.
  • This Spacious Semi Detached Home For 2 Families Features 2 Kitchens, 3 Large Bedrooms Combined Living & Dining Room, This Semi Raised Bungalow Sits On A 30.02 Ft By...
  • The Home Also Offers Separate Entrance To A Spacious Lower Level Living Space With Your Walkouts To Your Sun Space Back Yard.
  • This Home Makes It Ideal To Generate Income, Or Ideal For In-Law Suite, Private Driveway With 3 Car Parking, Enjoy Your Morning Coffee On The Oversized Balcony, Great...

Search No More Location, Locatoin In A Sought After Neighbourhood. This Spacious Semi Detached Home For 2 Families Features 2 Kitchens, 3 Large Bedrooms Combined Living & Dining Room, This Semi Raised Bungalow Sits On A 30.02 Ft By 110 Feet Lot In One Of The Most Disirable Location In North York. The Home Also Offers Separate Entrance To A Spacious Lower Level Living Space With Your Walkouts To Your Sun Space Back Yard. The Home Is Surrounded With All Your Amenities. Public Transit, York University, Schools, Shopping, Parks, Place Of Worship And Much More. This Home Makes It Ideal To Generate Income, Or Ideal For In-Law Suite, Private Driveway With 3 Car Parking, Enjoy Your Morning Coffee On The Oversized Balcony, Great Property For First Time Buyer's, End Users Or Investors, Must See.

Key facts

Property type
Semi-Detached, Bungalow-Raised
MLS®
W13677344
Bedrooms
3
Bathrooms
2
Size
1500-2000 sq ft
Lot
30.02 × 110 ft
Cross streets
Keele & Sheppard
Parking
1 garage · 3 parking (built-in)
Driveway
Private
Basement
Finished with Walk-Out, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$4,033 / 2026
Days on market
28
Listing brokerage
SPECTRUM REALTY SERVICES INC.

Rooms

KitchenLower3.74 × 3.74 m

eat-in kitchen · ceramic floor · w/o to yard

Bedroom 2Main3.95 × 3.48 m

hardwood floor · window · closet

Dining RoomMain3.35 × 2.74 m

hardwood floor · combined w/living

RecreationLower7.49 × 4.05 m

gas fireplace · w/o to yard

Bedroom 3Main2.88 × 2.74 m

hardwood floor · window · closet

Living RoomMain4.40 × 3.70 m

hardwood floor · combined w/dining

Primary BedroomMain4.39 × 3.48 m

hardwood floor · window · closet

KitchenMain5.33 × 3.39 m

eat-in kitchen · ceramic floor · window

Our TakeTeam Asgarian · Broker
Room to negotiate
$895Kest. value

Listed at $929,888 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $895K, typically $885K to $928K. Comparable closings on their own put this home around $812K, so the ask carries a premium over the comparables: the seller is pricing in the finishes, the lot, or room to negotiate. That gap is your negotiating room.

Second read, from the city assessment: $860K. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.

List price
$885KBelow recent closings$930KAbove recent closings

Total price vs nearby homes. Fair value about $895K, median of 5 comparables.

The market behind the math:

30sold nearby · 90 days
$833Kmedian sold price
97%of asking, on average
−8%prices vs a year ago
~34 dayshomes like this take to sell
28days on market so far
$3,065/moest. rent · 7 leases
4.0%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.4 months of inventory: 14 semi-detached homes for sale in the area against 30 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $531/sqft against an area asking average of $683/sqft. Size and $/sqft both feed the estimate above.

  • Walk-out basement apartment features. A finished walk-out basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Glenfield-Jane Heights: 12 of the 43 detached leases here lately were basement units, around $1,800 a month. That makes the suite real income, and comparable-sales math under-prices it, so read the estimate as a floor. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

I take the 5 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $860K, a close match.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
Schools & getting aroundcatchment and transit

The assigned public school is Beverley Heights Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($531/sqft) is below the area, so you are paying for extra space rather than a premium.

This listing did not confirm square footage, so I compared on beds, baths, and location instead of size. Confirm the size to sharpen this.

There were not many closely comparable homes right in Glenfield-Jane Heights, so I widened the search to the surrounding area.

Based on 6 homes sold on this street over the past two years, from 158 closings in Glenfield-Jane Heights.

What sellers nearby are askingCurrently listed nearby in Glenfield-Jane Heights · asking prices
$916kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market. Homes like this one have recently closed around $812K, which is where my estimate comes from.

Per square foot, these ask about $705/sqft; this home lists at $531/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
930kThis home900k899k950kThis home vs active comparables

Neighbourhood & location

Glenfield-Jane Heights, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

York University Heights
$900K
Humber Summit
$909K
Corso Italia-Davenport
$1.02M
Dovercourt-Wallace Emerson-Junction
$1.23M
Annex
$2.19M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Calico Public School
28%
Calico Public SchoolPublic · Elementary · 1.0 km awayBelow the GTA average · 28% meet the provincial standard
St Margherita of Citta CastelloEQAO results not published
Also nearby: 12 more schools within 2.5 km
St. Margherita of Cittá di Castello Catholic School · Catholic elementary0.4 km · 75% at standard
Oakdale Park Middle School · Public elementary0.5 km · 55% at standard
St Martha Catholic School · Catholic elementary0.7 km · 58% at standard
St Jane Frances Catholic School · Catholic elementary0.7 km · 47% at standard
Yorkwoods Public School · Public elementary0.8 km · 16% at standard
Lamberton Public School · Public elementary0.8 km · 63% at standard
ALPHA II Alternative School · Public secondary1.0 km
Elia Middle School · Public elementary1.0 km · 58% at standard
Topcliff Public School · Public elementary1.0 km · 34% at standard
Stanley Public School · Public elementary1.1 km · 44% at standard
Stilecroft Public School · Public elementary1.2 km · 60% at standard
Firgrove Public School · Public elementary1.3 km · 55% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,238/mo
$175KIncome needed
5.3×Price ÷ income
$978Weekly cost
$30,146Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,238Property tax $336Total carry $4,574

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,011per month

Mortgage amount $743,910 · 4.24% over 25 years

$185,978Down payment (20.0%)
$743,910Loan before insurance
$0CMHC premium
$4,347Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,011
Property tax
$336
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,347

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,073
Toronto municipal land transfer tax
$15,073
Estimated closing costs
$30,146

Plus your down payment of $185,978. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$4,866/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$459,241Total interest paid
$1,203,151Total of all payments
Principal $743,910 Interest $459,241
YearPrincipalInterestBalance
1$17,188$30,938$726,722
2$17,924$30,202$708,798
3$18,692$29,434$690,106
4$19,493$28,633$670,612
5$20,329$27,797$650,284
6$21,200$26,926$629,084
7$22,108$26,018$606,976
8$23,055$25,071$583,920
9$24,043$24,083$559,877
10$25,074$23,052$534,803
11$26,148$21,978$508,655
12$27,268$20,858$481,386
13$28,437$19,689$452,950
14$29,655$18,471$423,294
15$30,926$17,200$392,368
16$32,251$15,875$360,117
17$33,633$14,493$326,483
18$35,074$13,052$291,409
19$36,577$11,549$254,832
20$38,145$9,981$216,687
21$39,779$8,347$176,908
22$41,484$6,642$135,424
23$43,261$4,865$92,163
24$45,115$3,011$47,048
25$47,048$1,078$0

At the end of your 5-year term

Total paid over the term
$240,630
Principal paid down
$93,627
Interest paid
$147,003
Balance remaining
$650,284

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 7 whole-home leases in Glenfield-Jane Heights$3,065/mo
$36,780Gross annual rent
2.9%Cap rate after taxes and upkeep
$2,820 to $3,415Typical rent range
~30 daysTo find a tenant, on average

The suite is real income here: basements rent in Glenfield-Jane Heights (12 of 43 recent detached leases were basement units, around $1,800 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,800 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 7 whole-home leases in Glenfield-Jane Heights signed at a median of $2,800 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,065. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.0%
Gross yield
− Property tax $4,033− Insurance $1,400− Vacancy & upkeep $4,046Net operating income $27,301

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SPECTRUM REALTY SERVICES INC.. MLS®/PropTx.

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