671 Scarlett Road, Toronto, ON

Humber Heights, Toronto · MLS® W13701008

$949,000
For Sale
Listed 59 days agoNo offer date stated
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3+1Bedrooms
2Bathrooms
1Garage · 2 parking
700-1100Sq ft

About this home

In short

  • Welcome to 671 Scarlett Road, a beautiful freehold gem in the heart of Humber Heights, offering the rare combination of turnkey comfort and genuine income potential.
  • The main residence was fully renovated in 2013 and shines with an open-concept layout, spacious living and dining areas, and a sleek modern kitchen featuring...
  • Gleaming hardwood floors flow throughout, leading out to a private bi-level deck, perfect for relaxing or entertaining, plus a shared backyard.
  • This bright, open-concept suite features a sleek kitchen with stainless steel appliances, warm bamboo flooring, and a space-saving Murphy bed, ideal for a tenant...
  • Whether you're searching for a place to put down roots and start building your dream home, or seeking a smart addition to your investment portfolio, 671 Scarlett Road...

Welcome to 671 Scarlett Road, a beautiful freehold gem in the heart of Humber Heights, offering the rare combination of turnkey comfort and genuine income potential.The main residence was fully renovated in 2013 and shines with an open-concept layout, spacious living and dining areas, and a sleek modern kitchen featuring stainless steel appliances and quartz countertops. Gleaming hardwood floors flow throughout, leading out to a private bi-level deck, perfect for relaxing or entertaining, plus a shared backyard. Bright pot lights and stylish finishes complete this move-in-ready main level.Downstairs, a charming bachelor apartment with its own separate entrance and walkout adds exceptional flexibility. This bright, open-concept suite features a sleek kitchen with stainless steel appliances, warm bamboo flooring, and a space-saving Murphy bed, ideal for a tenant, extended family, or extra income to help offset your mortgage. Set on a generous 30 x 117 ft lot, Approx. 1,095 sq ft above grade + approximately 582 sq ft basement. This home is just steps from public transit, top schools, shopping, parks, and the scenic Humber River Trail, with easy access into the city and beyond.Whether you're searching for a place to put down roots and start building your dream home, or seeking a smart addition to your investment portfolio, 671 Scarlett Road delivers on both fronts. First-time buyers get a beautifully finished home with built-in rental income potential, while seasoned investors gain a turnkey freehold property in a sought-after, transit-friendly neighbourhood.A rare opportunity to own a property that works as hard as you do.

Key facts

Property type
Detached, 1 1/2 Storey
MLS®
W13701008
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
700-1100 sq ft
Lot
30 × 116.5 ft
Cross streets
Scarlett/Lawrence
Parking
1 garage · 2 parking (built-in)
Driveway
Private
Basement
Apartment, Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Heat Pump
A/C
Wall Unit(s)
Exterior
Brick
Foundation
Unknown
Roof
Other
Sewer
Sewer
Property tax
$4,542 / 2026
Days on market
59
Listing brokerage
REAL BROKER ONTARIO LTD.

Rooms

Dining RoomMain8.07 × 4.10 m

hardwood floor · w/o to deck · combined w/dining

Bedroom 2Second3.70 × 3.50 m

hardwood floor · closet · window

Primary BedroomSecond4.60 × 3.81 m

hardwood floor · closet · window

KitchenMain4.20 × 2.74 m

tile floor · modern kitchen · ceramic backsplash

Bedroom 3Second3.96 × 3.00 m

hardwood floor · closet

KitchenBasement3.04 × 2.45 m

bamboo · b/i appliances · combined w/br

BathroomBasement0.00 × 0.00 m

3 Pc Bath

Living RoomMain8.07 × 4.10 m

hardwood floor · bay window · fireplace

Dining RoomBasement0.00 × 0.00 m

open concept · combined w/living

Living RoomBasement0.00 × 0.00 m

open concept · combined w/dining

BedroomBasement3.51 × 3.40 m

bamboo · murphy bed

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Hilltop Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Humber Heights · asking prices
$926kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $820/sqft; this home lists at $1,054/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
949kThis home949k799k1.03MThis home vs active comparables

Neighbourhood & location

Humber Heights, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Islington-City Centre West
$1.54M
Stonegate-Queensway
$2.25M
Dovercourt-Wallace Emerson-Junction
$1.25M
St. Andrew-Windfields
$4.10M
Leaside
$2.15M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Westmount Junior School
53%
Westmount Junior SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 53% meet the provincial standard
School of Experiential EducationEQAO results not published
Also nearby: 12 more schools within 2.5 km
Portage Trail Community School · Public elementary0.7 km · 44% at standard
H J Alexander Community School · Public elementary0.9 km · 68% at standard
C R Marchant Middle School · Public elementary1.0 km · 61% at standard
St Demetrius Catholic School · Catholic elementary1.1 km · 76% at standard
St John the Evangelist Catholic School · Catholic elementary1.1 km · 61% at standard
York Humber High School · Public secondary1.2 km
All Saints Catholic School · Catholic elementary1.2 km · 65% at standard
Weston Collegiate Institute · Public secondary1.3 km · 48% at standard
Weston Memorial Junior Public School · Public elementary1.5 km · 85% at standard
Bala Avenue Community School · Public elementary1.6 km · 51% at standard
Valleyfield Junior School · Public elementary1.6 km · 77% at standard
St Bernard Catholic School · Catholic elementary1.8 km · 54% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,325/mo
$180KIncome needed
5.3×Price ÷ income
$998Weekly cost
$30,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,325Property tax $379Total carry $4,704

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,198per month

Mortgage amount $759,200 · 4.49% over 25 years

$189,800Down payment (20.0%)
$759,200Loan before insurance
$0CMHC premium
$4,576Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,198
Property tax
$379
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,576

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,455
Toronto municipal land transfer tax
$15,455
Estimated closing costs
$30,910

Plus your down payment of $189,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,081/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$500,124Total interest paid
$1,259,324Total of all payments
Principal $759,200 Interest $500,124
YearPrincipalInterestBalance
1$16,942$33,431$742,258
2$17,711$32,662$724,547
3$18,516$31,857$706,031
4$19,356$31,017$686,675
5$20,235$30,138$666,440
6$21,154$29,219$645,286
7$22,114$28,259$623,172
8$23,118$27,255$600,053
9$24,168$26,205$575,885
10$25,265$25,108$550,620
11$26,412$23,960$524,208
12$27,612$22,761$496,596
13$28,865$21,508$467,730
14$30,176$20,197$437,554
15$31,546$18,827$406,008
16$32,978$17,395$373,030
17$34,476$15,897$338,554
18$36,041$14,332$302,513
19$37,678$12,695$264,836
20$39,388$10,985$225,447
21$41,177$9,196$184,271
22$43,046$7,327$141,224
23$45,001$5,372$96,224
24$47,044$3,329$49,180
25$49,180$1,193$0

At the end of your 5-year term

Total paid over the term
$251,865
Principal paid down
$92,760
Interest paid
$159,105
Balance remaining
$666,440

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.0%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.8%
Gross yield
− Property tax $4,542− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $9,544

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL BROKER ONTARIO LTD.. MLS®/PropTx.

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