19 Cardell Avenue, Toronto, ON
Humberlea-Pelmo Park W4, Toronto · MLS® W13704182
About this home
In short
- Great opportunit for a large family dreaming of building their own home in the future.
- Lot has been Severed into 2, 25 x 103 FT lots.
- They include Plans, Survey, Committee of Adjustment Approvals for 2 Detached, Two-Storey, 3 bedroom homes, approx 2000 sq ft of living space with walk out basement...
- Across from Shopping, close to Highways401/400 and Public transit.
- Steps to Crawford Jones Memorial Park.
Great opportunit for a large family dreaming of building their own home in the future. Weather you are a small contractor or an end users here is your opportunity. Lot has been Severed into 2, 25 x 103 FT lots! They include Plans, Survey, Committee of Adjustment Approvals for 2 Detached, Two-Storey, 3 bedroom homes, approx 2000 sq ft of living space with walk out basement suites. Existing home is rented at the moment with very cooperative tenants ( ask LA for details) Vacant possession possible. Across from Shopping, close to Highways401/400 and Public transit. Steps to Crawford Jones Memorial Park.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13704182
- Bedrooms
- 4
- Bathrooms
- 2
- Size
- 1500-2000 sq ft
- Lot
- 50 × 103 ft
- Cross streets
- Weston Rd S of #401
- Parking
- 2 garage · 8 parking (built-in)
- Driveway
- Private
- Basement
- Partial Basement, Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Shingle , Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,169 / 2026
- Days on market
- 38
- Listing brokerage
- SUTTON GROUP OLD MILL REALTY INC.
Listed at $999,000, about 12% below our estimate of $1.14M (homes like it typically land between $1.07M and $1.19M).
Why $1.14M. The typical detached home sold in Humberlea-Pelmo Park W4 over the past year went for about $1.15M (17 sales). What sets this one apart:
- ▲ Raises itIts tax bill, which follows the city's own assessment, is $6,169 a year; the typical home sold here pays about $5,600.
Total price vs nearby homes. Fair value about $1.14M, learned from recent GTA sales.
The market behind the math:
Price per square foot: this home lists at $571/sqft against an area asking average of $714/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 13 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.27M. Condition and finishes remain an in-person call.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Walk-out basement: natural light and strong in-law or income potential. Income potential
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit
The assigned public school is C R Marchant Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Humberlea-Pelmo Park W4, so I widened the search to the surrounding area.
Based on 13 comparable homes that sold in Humberlea-Pelmo Park W4 over the past two years, from 38 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.14M, which is where my estimate comes from.
Per square foot, these ask about $604/sqft; this home lists at $571/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Humberlea-Pelmo Park W4, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 30, 2026); conventional rates run a little higher.
Mortgage amount $799,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,419
- Property tax
- $514
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,933
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $16,455
- Toronto municipal land transfer tax
- $16,455
- Estimated closing costs
- $32,910
Plus your down payment of $199,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $265,135
- Principal paid down
- $97,647
- Interest paid
- $167,487
- Balance remaining
- $701,553
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 7 whole-home leases in Humberlea-Pelmo Park W4 signed at a median of $1,900 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,965. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP OLD MILL REALTY INC.. MLS®/PropTx.