96 Elmcrest Road, Toronto, ON

Eringate-Centennial-West Deane, Toronto · MLS® W13723584

$2,999,999
For Sale
Listed 52 days agoNo offer date stated
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5+3Bedrooms
6Bathrooms
1Garage · 13 parking
3500-5000Sq ft

About this home

In short

  • An extraordinary opportunity awaits with this prestigious half-acre estate in one of Etobicoke's most serene and coveted neighborhoods.
  • The soaring 14-foot ceilings create a light and airy ambiance, enhancing the homes grandeur .The magnificent master suite offers a private retreat, showcasing lavish...

An extraordinary opportunity awaits with this prestigious half-acre estate in one of Etobicoke's most serene and coveted neighborhoods. This custom-built masterpiece defines luxury living, designed with impeccable attention to detail. Upon entry, you're greeted by high-end finishes, coffered ceilings, elegant wainscoting, and a grand gas fireplace that anchors the spacious living area. The soaring 14-foot ceilings create a light and airy ambiance, enhancing the homes grandeur .The magnificent master suite offers a private retreat, showcasing lavish design elements and custom millwork, all crafted to exude timeless elegance .Outside, an impressive L-shaped driveway, with space for up to 12 vehicles, perfectly complements the homes sophistication, ideal for hosting grand events or enjoying everyday luxury .This bespoke residence offers a rare opportunity to own a truly exceptional home in a highly sought-after location.

Key facts

Property type
Detached, 3-Storey
MLS®
W13723584
Bedrooms
5+3 (8 total)
Bathrooms
6 (1 half)
Size
3500-5000 sq ft
Lot
63 × 286.58 ft
Cross streets
Rathburn & Mill rd
Parking
1 garage · 13 parking (attached)
Basement
Walk-Up, Apartment
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Stucco (Plaster)
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$14,871 / 2026
Days on market
52
Listing brokerage
Royal LePage Real Estate Associates

Rooms

KitchenMain6.63 × 6.00 m

granite counters · backsplash · b/i appliances

Bedroom 4Third3.46 × 3.46 m

hardwood floor · ensuite bath

Dining RoomMain4.87 × 3.44 m

hardwood floor · coffered ceiling(s) · wainscoting

Family RoomMain6.97 × 3.49 m

hardwood floor · coffered ceiling(s)

OtherThird4.26 × 4.90 m

skylight · hardwood floor · centre island

BedroomSecond3.87 × 3.87 m

hardwood floor · walk-in closet(s) · 4 pc ensuite

Living RoomMain6.48 × 10.00 m

hardwood floor · coffered ceiling(s) · gas fireplace

Bedroom 3Third3.87 × 3.46 m

hardwood floor · ensuite bath

Bedroom 2Second3.87 × 3.87 m

hardwood floor · walk-in closet(s) · 4 pc ensuite

BathroomThird4.66 × 4.10 m

hardwood floor · granite counters · tile floor

Primary BedroomThird5.20 × 4.90 m

hardwood floor · coffered ceiling(s) · fireplace

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Silverthorn Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Eringate-Centennial-West Deane, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Silverthorn Collegiate Institute
68%
Silverthorn Collegiate InstitutePublic · Secondary · 1.0 km awayBelow the GTA average · 68% meet the provincial standard
Seneca SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Mill Valley Junior School · Public elementary0.2 km · 90% at standard
Hollycrest Middle School · Public elementary1.2 km · 75% at standard
Broadacres Junior Public School · Public elementary1.2 km · 55% at standard
Bloordale Middle School · Public elementary1.4 km · 69% at standard
Wellesworth Junior School · Public elementary1.4 km · 58% at standard
Millwood Junior School · Public elementary1.6 km · 65% at standard
Michael Power/St Joseph High School · Catholic secondary1.6 km · 78% at standard
St Clement Catholic School · Catholic elementary1.8 km · 85% at standard
Eatonville Junior School · Public elementary1.9 km · 75% at standard
Burnhamthorpe Collegiate Institute · Public secondary2.0 km
Mother Cabrini Catholic School · Catholic elementary2.0 km · 83% at standard
West Glen Junior School · Public elementary2.1 km · 57% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$13,673/mo
$563KIncome needed
5.3×Price ÷ income
$3,155Weekly cost
$122,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $13,673Property tax $1,239Total carry $14,912

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$13,270per month

Mortgage amount $2,399,999 · 4.49% over 25 years

$600,000Down payment (20.0%)
$2,399,999Loan before insurance
$0CMHC premium
$14,509Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$13,270
Property tax
$1,239
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$14,509

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$61,475
Toronto municipal land transfer tax
$61,475
Estimated closing costs
$122,950

Plus your down payment of $600,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$16,061/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,581,003Total interest paid
$3,981,002Total of all payments
Principal $2,399,999 Interest $1,581,003
YearPrincipalInterestBalance
1$53,558$105,682$2,346,441
2$55,990$103,251$2,290,452
3$58,532$100,708$2,231,920
4$61,189$98,051$2,170,731
5$63,967$95,273$2,106,764
6$66,872$92,368$2,039,892
7$69,908$89,332$1,969,984
8$73,082$86,158$1,896,901
9$76,400$82,840$1,820,501
10$79,869$79,371$1,740,632
11$83,496$75,744$1,657,136
12$87,287$71,953$1,569,849
13$91,250$67,990$1,478,599
14$95,393$63,847$1,383,206
15$99,724$59,516$1,283,482
16$104,252$54,988$1,179,230
17$108,986$50,255$1,070,245
18$113,934$45,306$956,311
19$119,107$40,133$837,204
20$124,515$34,725$712,689
21$130,168$29,072$582,520
22$136,079$23,162$446,442
23$142,257$16,983$304,185
24$148,716$10,524$155,468
25$155,468$3,772$0

At the end of your 5-year term

Total paid over the term
$796,200
Principal paid down
$293,236
Interest paid
$502,965
Balance remaining
$2,106,764

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
2.1%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.9%
Gross yield
− Property tax $14,871− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $62,227

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Royal LePage Real Estate Associates. MLS®/PropTx.

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