5 Cromarty Drive, Toronto, ON
Rexdale-Kipling, Toronto · MLS® W13731148
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About this home
In short
- Updated, well-maintained and designed with flexibility in mind, 5 Cromarty Drive offers comfortable family living with valuable in-law potential.
- Upgraded flooring throughout, new windows throughout, fresh paint (including flat ceilings upstairs), and new light fixtures give the home a bright, refreshed feel.
- Major updates include a new furnace (2025), updated windows (2025), new double laundry sink (2025), new front siding, soffits, eavestroughs and fascia (2026)...
- Conveniently located close to schools, parks, shopping, transit and major highways. Some photos virtually staged.
Updated, well-maintained and designed with flexibility in mind, 5 Cromarty Drive offers comfortable family living with valuable in-law potential. Upgraded flooring throughout, new windows throughout, fresh paint (including flat ceilings upstairs), and new light fixtures give the home a bright, refreshed feel. Major updates include a new furnace (2025), updated windows (2025), new double laundry sink (2025), new front siding, soffits, eavestroughs and fascia (2026), upgraded R-50 insulation (2026), and a new chimney (2026).The separate basement entrance and in-law capability provide excellent flexibility for extended family, guests or additional living space. The lower level also offers a separate room for a potential kitchen, creating further opportunity to tailor the home to your needs. Move-in ready with the major updates already done, while still offering room to add your own personal touches. Conveniently located close to schools, parks, shopping, transit and major highways. *Some photos virtually staged.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- W13731148
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 2
- Size
- 1100-1500 sq ft
- Lot
- 47.42 × 112 ft
- Cross streets
- Islington Ave and Elmhurst Dr
- Parking
- 1 garage · 3 parking (carport)
- Driveway
- Private
- Basement
- Separate Entrance, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $3,837 / 2026
- Days on market
- 42
- Listing brokerage
- RE/MAX WEST REALTY INC.
Rooms
large window · laminate · overlooks backyard
large closet · large window · laminate
l-shaped room · combined w/dining · laminate
Laundry Sink
Double Closet
combined w/living · l-shaped room · laminate
eat-in kitchen · double sink · vinyl floor
laminate · double closet · overlooks backyard
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readThe assigned public school is Thistletown Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Neighbourhood & location
Rexdale-Kipling, Toronto, ON
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Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $720,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,981
- Property tax
- $320
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,301
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,475
- Toronto municipal land transfer tax
- $14,475
- Estimated closing costs
- $28,950
Plus your down payment of $180,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $238,860
- Principal paid down
- $87,971
- Interest paid
- $150,890
- Balance remaining
- $632,029
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX WEST REALTY INC.. MLS®/PropTx.