124 Shaver Avenue, Toronto, ON

Islington-City Centre West, Toronto · MLS® W13742926

$3,999,000
For Sale
Listed 17 days agoNo offer date stated
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4+2Bedrooms
6Bathrooms
1Garage · 4 parking
3000-3500Sq ft

About this home

In short

  • Exceptional Custom-Built Luxury Home In the Highly Sought-After Islington City Centre, Situated On a Rare 40 x 203 Ft Pool-Sized Lot.
  • (incl. finished walk-out basement) of Meticulously Designed Living Space, This Architectural Masterpiece Showcases Superior Craftsmanship, Timeless Design, and...
  • Soaring 10-Ft Ceilings On The Main Level And 9-Ft Ceilings On The Second Floor Create An Exceptional Sense Of Space, Complemented By Expansive Windows And Luxurious...
  • Professionally Finished Lower Level Offers Outstanding Additional Living Space Featuring a Large Recreation Room with a Walk-Up To The Backyard Oasis, Two Additional...
  • Hardwood Floors T/O, Heated Floors in Bathrooms and in the Basement.

Exceptional Custom-Built Luxury Home In the Highly Sought-After Islington City Centre, Situated On a Rare 40 x 203 Ft Pool-Sized Lot. Offering Over 4,500 Sq. Ft. (incl. finished walk-out basement) of Meticulously Designed Living Space, This Architectural Masterpiece Showcases Superior Craftsmanship, Timeless Design, and Uncompromising Attention to Detail. Featuring Grand Principal Rooms, a Formal Dining Room, a Main Floor Executive Office, an Elegant Family Room With a Fireplace, And A Light-Filled Chef's Kitchen Complete With Pantry and Walk-Out To A Spacious Patio and Private Oversized Backyard. Soaring 10-Ft Ceilings On The Main Level And 9-Ft Ceilings On The Second Floor Create An Exceptional Sense Of Space, Complemented By Expansive Windows And Luxurious High-End Finishes Throughout. The Upper Level Features Four Generously Sized Bedrooms, Each With Its Own Private Ensuite And Heated Floors. The Spacious Primary Retreat Offers A Cozy Fireplace, A Fully Customized Walk-In Closet With Premium Built-In Organizers, And a Spa-Inspired Ensuite Designed For Ultimate Comfort and Relaxation. Professionally Finished Lower Level Offers Outstanding Additional Living Space Featuring a Large Recreation Room with a Walk-Up To The Backyard Oasis, Two Additional Rooms, and a 4pc Bathroom. Heated Floors in the Basement. Located Within Top-Rated School Districts and Just Steps To Public Transit, Parks, Shopping, and Major Amenities, This Extraordinary Home Seamlessly Combines Luxury, Comfort, And Convenience In One Of Etobicoke's Most Desirable Neighbourhoods. This Home May be Purchased Furnished with an Exceptional Collection of High-end Italian Furniture Throughout, Offering a Truly Turnkey Luxury Living. Hardwood Floors T/O, Heated Floors in Bathrooms and in the Basement.

Key facts

Property type
Detached, 2-Storey
MLS®
W13742926
Bedrooms
4+2 (6 total)
Bathrooms
6 (1 half)
Size
3000-3500 sq ft
Lot
40 × 202.66 ft
Cross streets
Kipling Ave & Bloor St West
Parking
1 garage · 4 parking (built-in)
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$12,902 / 2025
Days on market
17
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Primary BedroomSecond5.18 × 5.00 m

walk-in closet(s) · 5 pc ensuite

Family RoomMain5.18 × 4.93 m

combined w/kitchen · hardwood floor · walk-out

Bedroom 4Second3.65 × 3.29 m

walk-in closet(s) · 4 pc ensuite

RecreationBasement9.14 × 4.87 m

built-in speakers · walk-up

KitchenMain5.18 × 4.93 m

combined w/family · centre island · walk-out

Dining RoomMain4.45 × 3.50 m
Bedroom 2Second3.75 × 3.65 m

walk-in closet(s) · 4 pc ensuite

Bedroom 3Second3.75 × 3.53 m

walk-in closet(s) · 4 pc ensuite

OfficeMain3.41 × 2.89 m
Our TakeTeam Asgarian · Broker
Worth a closer look
$2.64Mautomated estimate, from recent sales

Listed at $3,999,000. Recent sales of homes like it put this home around $2.64M, so the ask is about 51% above them. A gap this wide is more often a limit of an automated comparison than a fact about the home, so treat the figure as a starting point, not a verdict.

List price
$2.48MBelow recent closings$4.00MAbove recent closings

Total price vs nearby homes. Fair value about $2.64M, learned from recent GTA sales.

The market behind the math:

28sold nearby · 90 days
$1.34Mmedian sold price
97%of asking, on average
−7%prices vs a year ago
~35 dayshomes like this take to sell
17days on market so far
$8,911/moest. rent · 13 leases
2.7%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.9 months of inventory: 18 detached homes for sale in the area against 28 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,230/sqft against an area asking average of $777/sqft. Size and $/sqft both feed the estimate above.

  • Walk-out basement apartment features. A finished 2 bed walk-out basement apartment. A self-contained space for extended family, guests or potential income. Basements do rent in Islington-City Centre West: 27 of the 165 detached leases here lately were basement units, around $2,100 a month. That makes the suite real income, and comparable-sales math under-prices it, so read the estimate as a floor. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 73 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.09M. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Walk-out basement: natural light and strong in-law or income potential. Income potential
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Heated floors: comfort and a premium-finish signal. Lifestyle
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
Schools & getting aroundcatchment and transit

Its public catchment (Etobicoke Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 73 comparable homes that sold in Islington-City Centre West over the past two years, from 251 closings there.

What sellers nearby are askingCurrently listed nearby in Islington-City Centre West · asking prices
$2.74Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $2.64M, which is where my estimate comes from.

Per square foot, these ask about $874/sqft; this home lists at $1,230/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
4.00MThis home2.75M2.70M2.98M2.69M2.60MThis home vs active comparables

Neighbourhood & location

Islington-City Centre West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Long Branch
$2.70M
Willowdale East
$2.23M
Wexford-Maryvale
$896K
Cliffcrest
$1.41M
Woburn
$853K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Bloorlea Middle School
70%
Bloorlea Middle SchoolPublic · Elementary · 0.8 km awayAround the GTA average · 70% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Wedgewood Junior School · Public elementary0.4 km · 79% at standard
Burnhamthorpe Collegiate Institute · Public secondary1.1 km
West Glen Junior School · Public elementary1.1 km · 57% at standard
Etobicoke Secondary Alternative School · Public secondary1.2 km
St Elizabeth Catholic School · Catholic elementary1.2 km · 82% at standard
Eatonville Junior School · Public elementary1.5 km · 75% at standard
Broadacres Junior Public School · Public elementary1.8 km · 55% at standard
St Gregory Catholic School · Catholic elementary1.8 km · 83% at standard
Bloordale Middle School · Public elementary1.8 km · 69% at standard
Islington Junior Middle School · Public elementary1.8 km · 66% at standard
Rosethorn Junior School · Public elementary2.0 km · 65% at standard
Josyf Cardinal Slipyj Catholic School · Catholic elementary2.2 km · 83% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$18,226/mo
$728KIncome needed
5.5×Price ÷ income
$4,206Weekly cost
$182,890Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $18,226Property tax $1,075Total carry $19,301

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$17,512per month

Mortgage amount $3,199,200 · 4.39% over 25 years

$799,800Down payment (20.0%)
$3,199,200Loan before insurance
$0CMHC premium
$18,587Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$17,512
Property tax
$1,075
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$18,587

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$86,450
Toronto municipal land transfer tax
$96,440
Estimated closing costs
$182,890

Plus your down payment of $799,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$21,216/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,054,279Total interest paid
$5,253,479Total of all payments
Principal $3,199,200 Interest $2,054,279
YearPrincipalInterestBalance
1$72,394$137,745$3,126,806
2$75,607$134,532$3,051,199
3$78,963$131,177$2,972,237
4$82,467$127,672$2,889,770
5$86,127$124,012$2,803,643
6$89,950$120,190$2,713,693
7$93,942$116,198$2,619,751
8$98,111$112,028$2,521,641
9$102,465$107,674$2,419,175
10$107,013$103,126$2,312,162
11$111,762$98,377$2,200,400
12$116,722$93,417$2,083,678
13$121,903$88,236$1,961,775
14$127,313$82,826$1,834,462
15$132,964$77,176$1,701,498
16$138,865$71,274$1,562,633
17$145,028$65,111$1,417,606
18$151,464$58,675$1,266,141
19$158,187$51,953$1,107,955
20$165,207$44,932$942,748
21$172,539$37,600$770,208
22$180,197$29,942$590,011
23$188,194$21,945$401,817
24$196,547$13,592$205,270
25$205,270$4,869$0

At the end of your 5-year term

Total paid over the term
$1,050,696
Principal paid down
$395,557
Interest paid
$655,138
Balance remaining
$2,803,643

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 13 whole-home leases in Islington-City Centre West$8,911/mo
$106,932Gross annual rent
2.0%Cap rate after taxes and upkeep
$8,270 to $9,850Typical rent range
~20 daysTo find a tenant, on average

The suite is real income here: basements rent in Islington-City Centre West (27 of 165 recent detached leases were basement units, around $2,100 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $2,100 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 13 whole-home leases in Islington-City Centre West signed at a median of $8,143 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $8,911. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

2.7%
Gross yield
− Property tax $12,902− Insurance $1,400− Vacancy & upkeep $11,763Net operating income $80,867

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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