38 Mattice Road, Toronto, ON

Islington-City Centre West, Toronto · MLS® W13763112

$2,749,900
For Sale
Listed 11 days agoNo offer date stated
4+2Bedrooms
6Bathrooms
1Garage · 5 parking
3000-3500Sq ft

About this home

In short

  • Set on an impressive 50 x 160 ft lot, this custom-built 4+2 bedroom, 6-bathroom residence offers approx 3,200 sq. ft. of thoughtfully designed living space, a...
  • Inside, an airy open-concept layout, generous principal rooms and abundant natural light create an effortless flow for both everyday family life and entertaining.
  • At the heart of the main floor, the beautifully appointed kitchen features white quartz countertops, contemporary white cabinetry & an upgraded 6-burner Bertazzoni...
  • The fully finished lower level offers exceptional flexibility, featuring a self-contained 1-br bsmt apt with a separate entrance, kitchen, bathroom & living area.
  • A saltwater pool, sunken fire pit and professionally designed armour-stone landscaping create an impressive private setting for entertaining, relaxing and long summer...

Set on an impressive 50 x 160 ft lot, this custom-built 4+2 bedroom, 6-bathroom residence offers approx 3,200 sq. ft. of thoughtfully designed living space, a versatile lower level & a spectacular backyard made for summer living. Inside, an airy open-concept layout, generous principal rooms and abundant natural light create an effortless flow for both everyday family life and entertaining. At the heart of the main floor, the beautifully appointed kitchen features white quartz countertops, contemporary white cabinetry & an upgraded 6-burner Bertazzoni gas range & hood, with seamless connection to the living and dining areas. Upstairs, generously proportioned bedrooms provide a comfortable retreat, complemented by beautifully finished bathrooms with a spa-inspired feel. A dedicated second-floor laundry room adds everyday convenience. The fully finished lower level offers exceptional flexibility, featuring a self-contained 1-br bsmt apt with a separate entrance, kitchen, bathroom & living area. Ideally suited for multi-generational living, extended family, a nanny suite or older children seeking greater independence. The remaining lower-level space offers even more versatility, with potential for a second 1br bsmt apt or the opportunity to create additional living, recreation, fitness or entertainment space for your own enjoyment. Step outside to a backyard designed to be enjoyed. A saltwater pool, sunken fire pit and professionally designed armour-stone landscaping create an impressive private setting for entertaining, relaxing and long summer days outdoors. The extraordinary 160-ft depth provides a sense of space that makes this property truly stand out. Beautifully designed inside and out, this is a home that brings together generous proportions, thoughtful functionality and an incredible outdoor lifestyle-all on an oversized lot built to be enjoyed for years to come.

Key facts

Property type
Detached, 2-Storey
MLS®
W13763112
Bedrooms
4+2 (6 total)
Bathrooms
6 (1 half)
Size
3000-3500 sq ft
Lot
50 × 160 ft
Cross streets
Kipling/Burnhamthorpe
Parking
1 garage · 5 parking (attached)
Driveway
Private Double
Basement
Full, Separate Entrance, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Stucco (Plaster)
Foundation
Block, Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground, Salt
Property tax
$13,151 / 2025
Days on market
11
Listing brokerage
CENTURY 21 REGAL REALTY INC.

Rooms

Primary BedroomSecond7.21 × 5.18 m

5 pc ensuite · juliette balcony · walk-in closet(s)

Living RoomMain5.54 × 4.12 m

formal rm · large window · hardwood floor

LaundrySecond2.64 × 1.10 m
RecreationLower5.70 × 1.62 m

bamboo · window · wet bar

Bedroom 2Second5.33 × 4.42 m

4 pc ensuite · broadloom · double closet

LaundryLower2.35 × 1.64 m
Bedroom 5Lower4.80 × 4.52 m

bamboo · window · separate room

Bedroom 4Second6.57 × 3.25 m

broadloom · double closet · large window

KitchenMain3.81 × 4.06 m

modern kitchen · stone counters · overlooks garden

Dining RoomMain4.82 × 3.20 m

open concept · overlooks living · hardwood floor

BedroomLower5.72 × 4.04 m

window · closet · separate room

Family RoomMain5.64 × 5.18 m

wood · fireplace · w/o to yard

Bedroom 3Second5.38 × 4.33 m

broadloom · double closet · large window

Our TakeTeam Asgarian · Broker
A small discount is typical
$2.69Mlikely closing

Listed at $2,749,900 with no offer date. Homes here have been closing close to ask, so my read is $2.69M, typically $2.58M to $2.74M. Comparable closings on their own put this home around $2.75M, which supports the ask, so this is a firm read.

List price
$2.58MBelow recent closings$2.75MAbove recent closings

Total price vs nearby homes. Likely closing about $2.69M, from 28 recent closings in this pocket.

The market behind the math:

28sold nearby · 90 days
$1.34Mmedian sold price
97%of asking, on average
−7%prices vs a year ago
~35 dayshomes like this take to sell
11days on market so far
$8,911/moest. rent · 13 leases
3.9%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.9 months of inventory: 18 detached homes for sale in the area against 28 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $846/sqft against an area asking average of $798/sqft. Size and $/sqft both feed the estimate above.

  • Separate-entrance basement apartment features. A finished 2 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Islington-City Centre West: 27 of the 165 detached leases here lately were basement units, around $2,100 a month. That makes the suite real income, and comparable-sales math under-prices it, so read the estimate as a floor. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
  • Inground pool. Priced into the comparison on the assumption it is clean and modern. A pool costs more to build than resale pays back, and condition is the in-person call.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 28 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.60M. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

Its public catchment (Etobicoke Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 28 comparable homes that sold in Islington-City Centre West over the past two years, from 251 closings there.

What sellers nearby are askingCurrently listed nearby in Islington-City Centre West · asking prices
$2.99Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $950/sqft; this home lists at $846/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
2.75MThis home2.70M2.69M2.98M4.00M2.60MThis home vs active comparables

Neighbourhood & location

Islington-City Centre West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Long Branch
$2.70M
Willowdale East
$2.23M
Wexford-Maryvale
$896K
Cliffcrest
$1.41M
Woburn
$853K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Islington Junior Middle School
66%
Islington Junior Middle SchoolPublic · Elementary · 0.7 km awayBelow the GTA average · 66% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Wedgewood Junior School · Public elementary0.8 km · 79% at standard
Rosethorn Junior School · Public elementary1.4 km · 65% at standard
Our Lady of Sorrows Catholic School · Catholic elementary1.5 km · 90% at standard
St Gregory Catholic School · Catholic elementary1.5 km · 83% at standard
Bloorlea Middle School · Public elementary1.8 km · 70% at standard
Etobicoke Secondary Alternative School · Public secondary1.9 km
West Glen Junior School · Public elementary2.0 km · 57% at standard
Burnhamthorpe Collegiate Institute · Public secondary2.0 km
St Elizabeth Catholic School · Catholic elementary2.2 km · 82% at standard
Humber Valley Village Junior Middle School · Public elementary2.2 km · 85% at standard
Norseman Junior Middle School · Public elementary2.2 km · 77% at standard
Sunnylea Junior School · Public elementary2.5 km · 96% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$12,533/mo
$515KIncome needed
5.3×Price ÷ income
$2,892Weekly cost
$110,445Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $12,533Property tax $1,096Total carry $13,629

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$12,042per month

Mortgage amount $2,199,920 · 4.39% over 25 years

$549,980Down payment (20.0%)
$2,199,920Loan before insurance
$0CMHC premium
$13,138Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$12,042
Property tax
$1,096
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$13,138

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$55,223
Toronto municipal land transfer tax
$55,223
Estimated closing costs
$110,445

Plus your down payment of $549,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$14,589/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,412,619Total interest paid
$3,612,539Total of all payments
Principal $2,199,920 Interest $1,412,619
YearPrincipalInterestBalance
1$49,781$94,720$2,150,139
2$51,991$92,511$2,098,148
3$54,298$90,203$2,043,849
4$56,708$87,793$1,987,141
5$59,225$85,277$1,927,916
6$61,854$82,648$1,866,063
7$64,599$79,903$1,801,464
8$67,466$77,036$1,733,998
9$70,460$74,042$1,663,538
10$73,587$70,914$1,589,951
11$76,853$67,649$1,513,098
12$80,264$64,238$1,432,834
13$83,826$60,675$1,349,008
14$87,546$56,955$1,261,462
15$91,432$53,070$1,170,030
16$95,490$49,012$1,074,540
17$99,728$44,774$974,812
18$104,154$40,348$870,658
19$108,777$35,725$761,882
20$113,604$30,897$648,278
21$118,646$25,855$529,631
22$123,912$20,590$405,719
23$129,411$15,090$276,308
24$135,155$9,347$141,153
25$141,153$3,348$0

At the end of your 5-year term

Total paid over the term
$722,508
Principal paid down
$272,004
Interest paid
$450,504
Balance remaining
$1,927,916

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 13 whole-home leases in Islington-City Centre West$8,911/mo
$106,932Gross annual rent
2.9%Cap rate after taxes and upkeep
$8,270 to $9,850Typical rent range
~20 daysTo find a tenant, on average

The suite is real income here: basements rent in Islington-City Centre West (27 of 165 recent detached leases were basement units, around $2,100 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $2,100 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 13 whole-home leases in Islington-City Centre West signed at a median of $8,143 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $8,911. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.9%
Gross yield
− Property tax $13,151− Insurance $1,400− Vacancy & upkeep $11,763Net operating income $80,618

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 REGAL REALTY INC.. MLS®/PropTx.

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