1107-20 Shore Breeze Drive, Toronto, ON

Mimico, Toronto · MLS® W13753960

$930,000
For Sale
Listed 12 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage
800-899Sq ft

About this home

In short

  • Experience luxury waterfront living at Eau Du Soleil's Water Tower with breathtaking, unobstructed northeast views of the city skyline and Humber Bay Park.
  • This bright and spacious 2-bedroom, 2-bathroom suite features 9-foot ceilings and a modern open-concept layout.
  • The primary bedroom includes a walk-in closet and private 3-piece ensuite.
  • Enjoy exceptional amenities, including a saltwater pool, fitness centre, yoga and Pilates studio, games room, party room, dining room, lounge, cigar humidor, wine...
  • An A+ tenant is currently paying excellent rent and is willing to stay, making this a great opportunity for investors.

Experience luxury waterfront living at Eau Du Soleil's Water Tower with breathtaking, unobstructed northeast views of the city skyline and Humber Bay Park. This bright and spacious 2-bedroom, 2-bathroom suite features 9-foot ceilings and a modern open-concept layout. The primary bedroom includes a walk-in closet and private 3-piece ensuite. The stylish kitchen offers stainless steel appliances, a sleek backsplash, and custom cabinetry, perfect for everyday living and entertaining. Enjoy exceptional amenities, including a saltwater pool, fitness centre, yoga and Pilates studio, games room, party room, dining room, lounge, cigar humidor, wine lockers, and access to the penthouse lounge. Steps from the waterfront, transit, restaurants, and everyday conveniences, with easy access to major highways. An A+ tenant is currently paying excellent rent and is willing to stay, making this a great opportunity for investors.

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13753960
Bedrooms
2
Bathrooms
2
Size
800-899 sq ft
Cross streets
Lake Shore/Park Lawn
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$792/mo
Exposure
North East
Property tax
$4,312 / 2026
Days on market
12
Listing brokerage
RE/MAX PROFESSIONALS INC.

Rooms

Living RoomMain4.00 × 3.00 m

combined w/dining · open concept · w/o to balcony

Bedroom 2Main3.00 × 4.00 m

laminate · closet · w/o to balcony

KitchenMain2.00 × 4.00 m

stainless steel appl · open concept · backsplash

Dining RoomMain4.00 × 3.00 m

combined w/living · open concept · w/o to balcony

Primary BedroomMain3.00 × 0.00 m

laminate · 4 pc ensuite · walk-in closet(s)

Our TakeTeam Asgarian · Broker
Ask and recent sales differ
$788Kautomated estimate, from recent sales

Listed at $930,000. Recent sales of homes like it put this one around $788K, so the ask is about 18% above what similar homes have sold for.

If it sells at this ask, expect about $900K, typically $876K to $916K: that is where homes here have closed against their asks in the last 90 days (105 closings).

The ask and what recent sales support disagree. When they differ this much, the asking price has been the closer guide about 87% of the time. Recent GTA homes first listed this far above their automated estimate sold at about 95% of the original ask, in a median 36 days, 26% of them after a price reduction (750 sales).

List price
$733KBelow recent closings$930KAbove recent closings

Total price vs nearby homes. Fair value about $788K, learned from recent GTA sales.

The market behind the math:

105sold nearby · 90 days
$580Kmedian sold price
96%of asking, on average
−5%prices vs a year ago
~34 dayshomes like this take to sell
12days on market so far
$3,420/moest. rent · 16 leases
4.4%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.7 months of inventory: 60 condo apartment homes for sale in the area against 105 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,095/sqft against an area asking average of $839/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 23 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $776K. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Currently tenanted: confirm the lease terms and vacant-possession timing before closing. Worth verifying
Schools & getting aroundcatchment and transit

The assigned public school is Étienne Brûlé Junior School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 35 homes sold in this building over the past 14 months, from 499 closings in Mimico.

Neighbourhood & location

Mimico, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Niagara
$1.10M
Waterfront Communities C1
$687K
Bay Street Corridor
$552K
Church-Yonge Corridor
$629K
Mount Pleasant West
$554K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Étienne Brûlé Junior School
79%
Étienne Brûlé Junior SchoolPublic · Elementary · 1.6 km awayAbove the GTA average · 79% meet the provincial standard
Also nearby: 9 more schools within 2.5 km
David Hornell Junior School · Public elementary0.9 km · 68% at standard
George R Gauld Junior School · Public elementary1.6 km · 73% at standard
St Leo Catholic School · Catholic elementary1.7 km · 82% at standard
St Louis Catholic School · Catholic elementary1.8 km · 76% at standard
John English Junior Middle School · Public elementary1.8 km · 73% at standard
Karen Kain School of the Arts · Public elementary1.9 km · 76% at standard
Etobicoke School of the Arts · Public secondary2.1 km · 80% at standard
Swansea Junior and Senior Junior and Senior Public School · Public elementary2.2 km · 78% at standard
Bishop Allen Academy Catholic Secondary School · Catholic secondary2.4 km · 88% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,239/mo
$191KIncome needed
4.9×Price ÷ income
$978Weekly cost
$30,150Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

79%mortgage
Mortgage $4,239Property tax $359Condo fee $792Total carry $5,389

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,072per month

Mortgage amount $744,000 · 4.39% over 25 years

$186,000Down payment (20.0%)
$744,000Loan before insurance
$0CMHC premium
$5,224Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,072
Property tax
$359
Condo / maintenance fees
$792
Heating
$0
Estimated monthly cost
$5,224

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,075
Toronto municipal land transfer tax
$15,075
Estimated closing costs
$30,150

Plus your down payment of $186,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$4,934/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$477,739Total interest paid
$1,221,739Total of all payments
Principal $744,000 Interest $477,739
YearPrincipalInterestBalance
1$16,836$32,034$727,164
2$17,583$31,287$709,581
3$18,363$30,506$691,218
4$19,178$29,691$672,039
5$20,030$28,840$652,010
6$20,918$27,951$631,091
7$21,847$27,023$609,245
8$22,816$26,053$586,428
9$23,829$25,040$562,599
10$24,887$23,983$537,712
11$25,991$22,878$511,721
12$27,145$21,725$484,576
13$28,350$20,520$456,227
14$29,608$19,262$426,619
15$30,922$17,948$395,697
16$32,294$16,575$363,403
17$33,727$15,142$329,676
18$35,224$13,645$294,451
19$36,788$12,082$257,664
20$38,420$10,449$219,244
21$40,125$8,744$179,118
22$41,906$6,963$137,212
23$43,766$5,103$93,446
24$45,709$3,161$47,737
25$47,737$1,132$0

At the end of your 5-year term

Total paid over the term
$244,348
Principal paid down
$91,990
Interest paid
$152,358
Balance remaining
$652,010

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 16 whole-home leases in Mimico$3,420/mo
$41,040Gross annual rent
2.4%Cap rate after taxes and upkeep
$3,249 to $3,591Typical rent range
~19 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 16 whole-home leases in Mimico signed at a median of $3,200 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,420. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.4%
Gross yield
− Property tax $4,312− Condo fees $9,498− Insurance $600− Vacancy & upkeep $4,514Net operating income $22,115

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PROFESSIONALS INC.. MLS®/PropTx.

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