1004-59 Annie Craig Drive, Toronto, ON
Mimico, Toronto · MLS® W13796562
About this home
In short
- Experience the pinnacle of waterfront living with sweeping, unobstructed views of Lake Ontario and the Toronto skyline.
- Perched in the desirable Humber Bay Shores community, this stunning 975 sq ft suite blends refined luxury with everyday comfort.
- The primary bedroom is a true retreat, complete with a walk-in closet with built-in organizers, a private ensuite, and breathtaking views of the water, all...
- Suite 1004 is more than a home, it is your sanctuary where city energy meets waterfront serenity.
Experience the pinnacle of waterfront living with sweeping, unobstructed views of Lake Ontario and the Toronto skyline. Perched in the desirable Humber Bay Shores community, this stunning 975 sq ft suite blends refined luxury with everyday comfort. Every detail has been thoughtfully curated for an elevated everyday living experience. The kitchen features built-in appliances and quartz countertops, perfect for culinary enthusiasts who love a view. The primary bedroom is a true retreat, complete with a walk-in closet with built-in organizers, a private ensuite, and breathtaking views of the water, all complemented by smooth ceilings, 7" baseboards, and upgraded light fixtures throughout. Beyond your suite, the Humber Bay Shores waterfront community offers the very best of lakeside living. Scenic trails, restaurants, shops, parks, and everyday conveniences all just steps away, with seamless TTC and highway access keeping you effortlessly connected to the city. Suite 1004 is more than a home, it is your sanctuary where city energy meets waterfront serenity.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- W13796562
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 900-999 sq ft
- Cross streets
- Lake Shore Blvd W / Marine Parade Dr
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Fan Coil
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $691/mo
- Exposure
- South
- Property tax
- $4,132 / 2025
- Days on market
- 3
- Listing brokerage
- AURA SIGNATURE REALTY INC.
Rooms
open concept · combined w/dining · overlook water
laminate · combined w/living · irregular room
laminate · 3 pc ensuite · walk-in closet(s)
laminate · modern kitchen · backsplash
laminate · closet · window
Listed at $1,038,888. Recent sales of homes like it put this one around $795K, so the ask is about 31% above what similar homes have sold for.
If it sells at this ask, expect about $1.01M, typically $979K to $1.02M: that is where homes here have closed against their asks in the last 90 days (106 closings).
The ask and what recent sales support disagree. When they differ this much, the asking price has been the closer guide about 87% of the time. Recent GTA homes first listed this far above their automated estimate sold at about 95% of the original ask, in a median 36 days, 26% of them after a price reduction (750 sales).
Total price vs nearby homes. Fair value about $795K, learned from recent GTA sales.
The market behind the math:
About 1.3 months of inventory: 46 condo apartment homes for sale in the area against 106 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $1,094/sqft against an area asking average of $831/sqft. Size and $/sqft both feed the estimate above.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.
It never sees the asking price. The 8 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $701K. Condition and finishes remain an in-person call.
Schools & getting aroundcatchment and transit
The assigned public school is Étienne Brûlé Junior School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Based on 10 homes sold in this building over the past 14 months, from 499 closings in Mimico.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market. Homes like this one have recently closed around $795K, which is where my estimate comes from.
Per square foot, these ask about $900/sqft; this home lists at $1,094/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Mimico, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 9 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.
Mortgage amount $831,110 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,549
- Property tax
- $344
- Condo / maintenance fees
- $691
- Heating
- $0
- Estimated monthly cost
- $5,585
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $17,253
- Toronto municipal land transfer tax
- $17,253
- Estimated closing costs
- $34,506
Plus your down payment of $207,778. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $272,957
- Principal paid down
- $102,761
- Interest paid
- $170,196
- Balance remaining
- $728,350
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 16 whole-home leases in Mimico signed at a median of $3,000 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,421. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of AURA SIGNATURE REALTY INC.. MLS®/PropTx.