PH2005-716 The West Mall, Toronto, ON

Eringate-Centennial-West Deane, Toronto · MLS® W13755652

$429,900
For Sale
Listed 42 days agoNo offer date stated
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1+1Bedrooms
1Bathrooms
1Garage
900-999Sq ft

About this home

Beautiful one bed plus den unit( almost 1000 sq ft), This a very bright and spacious unit. Munities to all major amenities. Step to bus, mins all major Hwys. , schools .

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13755652
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
900-999 sq ft
Cross streets
Rathburn and The West Mall
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$1,050/mo
Exposure
West
Property tax
$1,450 / 2025
Days on market
42
Listing brokerage
RE/MAX REALTY SPECIALISTS INC.

Rooms

DenMain3.48 × 3.80 m

large window · broadloom

Primary BedroomMain5.02 × 5.30 m

Laminate

Dining RoomMain3.95 × 3.90 m

combined w/living · laminate

KitchenMain4.05 × 3.05 m

b/i dishwasher · laminate

Living RoomMain6.06 × 3.90 m

combined w/dining · laminate

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Silverthorn Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Eringate-Centennial-West Deane, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Silverthorn Collegiate Institute
68%
Silverthorn Collegiate InstitutePublic · Secondary · 2.2 km awayBelow the GTA average · 68% meet the provincial standard
Hollycrest Middle SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Wellesworth Junior School · Public elementary0.5 km · 58% at standard
Josyf Cardinal Slipyj Catholic School · Catholic elementary0.5 km · 83% at standard
Broadacres Junior Public School · Public elementary1.0 km · 55% at standard
West Glen Junior School · Public elementary1.0 km · 57% at standard
Hollycrest Middle School · Public elementary1.0 km · 75% at standard
Michael Power/St Joseph High School · Catholic secondary1.1 km · 78% at standard
Burnhamthorpe Collegiate Institute · Public secondary1.1 km
Seneca School · Public elementary1.2 km
Briarcrest Junior School · Public elementary1.4 km · 81% at standard
Mother Cabrini Catholic School · Catholic elementary1.5 km · 83% at standard
John G Althouse Middle School · Public elementary1.8 km · 88% at standard
Princess Margaret Junior School · Public elementary1.8 km · 60% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,959/mo
$101KIncome needed
4.2×Price ÷ income
$452Weekly cost
$10,146Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

63%mortgage
Mortgage $1,959Property tax $121Condo fee $1,050Total carry $3,130

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,902per month

Mortgage amount $343,920 · 4.49% over 25 years

$85,980Down payment (20.0%)
$343,920Loan before insurance
$0CMHC premium
$3,072Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,902
Property tax
$121
Condo / maintenance fees
$1,050
Heating
$0
Estimated monthly cost
$3,072

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,073
Toronto municipal land transfer tax
$5,073
Estimated closing costs
$10,146

Plus your down payment of $85,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,302/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$226,558Total interest paid
$570,478Total of all payments
Principal $343,920 Interest $226,558
YearPrincipalInterestBalance
1$7,675$15,144$336,245
2$8,023$14,796$328,222
3$8,388$14,432$319,834
4$8,768$14,051$311,066
5$9,167$13,653$301,899
6$9,583$13,236$292,317
7$10,018$12,801$282,299
8$10,473$12,346$271,826
9$10,948$11,871$260,878
10$11,445$11,374$249,433
11$11,965$10,854$237,468
12$12,508$10,311$224,959
13$13,076$9,743$211,883
14$13,670$9,149$198,214
15$14,290$8,529$183,923
16$14,939$7,880$168,984
17$15,618$7,201$153,366
18$16,327$6,492$137,039
19$17,068$5,751$119,971
20$17,843$4,976$102,128
21$18,653$4,166$83,475
22$19,500$3,319$63,975
23$20,385$2,434$43,590
24$21,311$1,508$22,279
25$22,279$540$0

At the end of your 5-year term

Total paid over the term
$114,096
Principal paid down
$42,021
Interest paid
$72,075
Balance remaining
$301,899

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
4.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

8.5%
Gross yield
− Property tax $1,450− Condo fees $12,600− Insurance $600− Vacancy & upkeep $4,026Net operating income $17,924

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTY SPECIALISTS INC.. MLS®/PropTx.

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