17 Cabana Drive, Toronto, ON

Humber Summit, Toronto · MLS® W13758770

$1,059,000
For Sale
Listed 20 days agoNo offer date stated
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4+3Bedrooms
3Bathrooms
1Garage · 4 parking
1500-2000Sq ft

About this home

In short

  • Exceptional Opportunity to Own a Spacious 5-Level Backsplit in a Highly Desirable Family Neighbourhood.
  • This complete renovated backsplit offers about 2600 sq ft of living space and exceptional versatility for today's families.
  • Featuring 4 bedrooms plus a dinning, 2 Modern kitchens & 3 fully renovated bath, multiple entrances, this home is perfect for growing families, multi-generational...
  • The finished basement adds valuable living space and flexibility to suit your family's needs.
  • Conveniently located close to schools, parks, shopping, TTC, York University, and Highways 400 & 401.With generous living space, a versatile layout, and a prime...

Exceptional Opportunity to Own a Spacious 5-Level Backsplit in a Highly Desirable Family Neighbourhood! This complete renovated backsplit offers about 2600 sq ft of living space and exceptional versatility for today's families.Featuring 4 bedrooms plus a dinning, 2 Modern kitchens & 3 fully renovated bath, multiple entrances, this home is perfect for growing families, multi-generational living, or those seeking in-law suite potential. The spacious family room walks out to fully fenced backyard. Upper-level balcony provides a peaceful place to unwind. The finished basement adds valuable living space and flexibility to suit your family's needs. Whether you're looking to move right in or personalize the space over time, this home offers endless possibilities. Conveniently located close to schools, parks, shopping, TTC, York University, and Highways 400 & 401.With generous living space, a versatile layout, and a prime location, this well-loved home offers the perfect place to grow, gather, and make it your own. *** Live in 4 Bedroom 2 full bath and rent out complete 3 bedroom lower unit to help pay your Mortgage***

Key facts

Property type
Semi-Detached, Backsplit 5
MLS®
W13758770
Bedrooms
4+3 (7 total)
Bathrooms
3
Size
1500-2000 sq ft
Lot
30.03 × 121.39 ft
Cross streets
Steeles Ave W/ Islington Ave
Parking
1 garage · 4 parking (attached)
Driveway
Private
Basement
Separate Entrance, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,155 / 2025
Days on market
20
Listing brokerage
RE/MAX WEST REALTY INC.

Rooms

LaundryLower2.21 × 2.31 m

Ceramic Floor

Bedroom 3Upper3.38 × 2.46 m

hardwood floor · closet · window

Primary BedroomUpper3.66 × 3.53 m

mirrored closet · hardwood floor · window

BedroomLower3.25 × 2.77 m

vinyl floor · window · closet

Bedroom 4In Between3.18 × 2.44 m

parquet · window

KitchenMain6.00 × 3.56 m

quartz counter · backsplash · window

Dining RoomMain3.00 × 3.00 m

combined w/living · hardwood floor · open concept

Bedroom 2Upper3.63 × 3.02 m

hardwood floor · window · closet

BedroomLower3.07 × 2.59 m

vinyl floor · window · linen closet

BedroomLower2.92 × 3.56 m

vinyl floor · window · closet

Living RoomMain4.27 × 3.56 m

combined w/dining · crown moulding · w/o to balcony

Dining RoomBasement2.42 × 3.30 m
KitchenBasement2.41 × 3.30 m

vinyl floor · double sink · closet

Family RoomIn Between6.71 × 3.61 m

parquet · fireplace · w/o to yard

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.04Mlikely sale price

Listed at $1,059,000. Going by how homes in Humber Summit and the wider GTA have actually closed against their asking prices (about 98%, 15 local closings in 90 days), the likely sale price is near $1.04M, if it sells. A realistic range is $974K to $1.17M.

Independent value check: $901K. Without looking at the asking price, our model values the home itself about 15% below the ask (homes like it typically land between $844K and $944K).

Why $901K. The typical semi-detached home sold in Humber Summit over the past year went for about $815K (40 sales). What sets this one apart:

  • ▲ Raises itThe listing describes it as fully renovated or newly built.
  • ▲ Raises it slightlyIt is 1,500 to 2,000 sq ft; the typical home sold here is 1,100 to 1,500.
  • ▲ Raises it slightlyIts tax bill, which follows the city's own assessment, is $4,155 a year; the typical home sold here pays about $3,700.
List price
$974KBelow recent closings$1.17MAbove recent closings

Total price vs nearby homes. Likely closing about $1.04M, from 15 recent closings in this pocket.

The market behind the math:

15sold nearby · 90 days
$815Kmedian sold price
98%of asking, on average
−8%prices vs a year ago
~37 dayshomes like this take to sell
20days on market so far
$3,774/moest. rent · 16 leases
4.3%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.4 months of inventory: 17 semi-detached homes for sale in the area against 15 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $605/sqft against an area asking average of $647/sqft.

  • Separate-entrance basement apartment features. A finished 3 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Humber Summit: 11 of the 39 detached leases here lately were basement units, around $1,700 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 15 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $926K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Humber Summit Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($605/sqft) is below the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Humber Summit, so I widened the search to the surrounding area.

Based on 8 homes sold on this street over the past two years, from 87 closings in Humber Summit.

What sellers nearby are askingCurrently listed nearby in Humber Summit · asking prices
$860kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market. Homes like this one have recently closed around $901K, which is where my estimate comes from.

Per square foot, these ask about $628/sqft; this home lists at $605/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.06MThis home849k850k850k950k800kThis home vs active comparables

Neighbourhood & location

Humber Summit, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Glenfield-Jane Heights
$882K
Corso Italia-Davenport
$1.01M
Oakwood Village
$1.07M
Dovercourt-Wallace Emerson-Junction
$1.26M
Roncesvalles
$899K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Gracedale Public School
53%
Gracedale Public SchoolPublic · Elementary · 1.3 km awayBelow the GTA average · 53% meet the provincial standard
Also nearby: 7 more schools within 2.5 km
St Roch Catholic School · Catholic elementary1.1 km · 65% at standard
North Kipling Junior Middle School · Public elementary1.8 km · 49% at standard
North Albion Collegiate Institute · Public secondary2.2 km · 50% at standard
St Andrew Catholic School · Catholic elementary2.3 km · 56% at standard
Beaumonde Heights Junior Middle School · Public elementary2.4 km · 70% at standard
John D Parker Junior School · Public elementary2.4 km · 72% at standard
St Angela Catholic School · Catholic elementary2.5 km · 63% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,827/mo
$198KIncome needed
5.4×Price ÷ income
$1,114Weekly cost
$35,310Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,827Property tax $346Total carry $5,173

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 30, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,684per month

Mortgage amount $847,200 · 4.49% over 25 years

$211,800Down payment (20.0%)
$847,200Loan before insurance
$0CMHC premium
$5,031Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,684
Property tax
$346
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,031

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,655
Toronto municipal land transfer tax
$17,655
Estimated closing costs
$35,310

Plus your down payment of $211,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,670/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$558,094Total interest paid
$1,405,294Total of all payments
Principal $847,200 Interest $558,094
YearPrincipalInterestBalance
1$18,906$37,306$828,294
2$19,764$36,447$808,530
3$20,662$35,550$787,868
4$21,600$34,612$766,268
5$22,581$33,631$743,688
6$23,606$32,606$720,082
7$24,678$31,534$695,404
8$25,798$30,414$669,606
9$26,969$29,242$642,637
10$28,194$28,018$614,443
11$29,474$26,738$584,969
12$30,812$25,400$554,157
13$32,211$24,001$521,946
14$33,674$22,538$488,272
15$35,203$21,009$453,069
16$36,801$19,411$416,268
17$38,472$17,740$377,796
18$40,219$15,993$337,578
19$42,045$14,167$295,533
20$43,954$12,258$251,579
21$45,949$10,262$205,630
22$48,036$8,176$157,594
23$50,217$5,995$107,377
24$52,497$3,715$54,880
25$54,880$1,331$0

At the end of your 5-year term

Total paid over the term
$281,059
Principal paid down
$103,512
Interest paid
$177,547
Balance remaining
$743,688

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 16 whole-home leases in Humber Summit$3,774/mo
$45,288Gross annual rent
3.3%Cap rate after taxes and upkeep
$3,507 to $3,998Typical rent range
~27 daysTo find a tenant, on average

The suite is real income here: basements rent in Humber Summit (11 of 39 recent detached leases were basement units, around $1,700 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,700 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 16 whole-home leases in Humber Summit signed at a median of $3,010 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,774. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.3%
Gross yield
− Property tax $4,155− Insurance $1,400− Vacancy & upkeep $4,982Net operating income $34,751

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX WEST REALTY INC.. MLS®/PropTx.

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