15 Nineteenth Street, Toronto, ON

New Toronto, Toronto · MLS® W13760024

$1,799,000
For Sale
Listed 39 days agoNo offer date stated

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3+1Bedrooms
4Bathrooms
1Garage · 3 parking
1500-2000Sq ft

About this home

In short

  • An architecturally refined, fully renovated contemporary residence situated in the coveted lakeside enclave of New Toronto.
  • The main level exhibits a seamless open-concept plan, framed by dramatic floor-to-ceiling glazing, high ceilings, and tailored architectural detailing.
  • At its center, a custom chef's kitchen with premium stone surfaces and an expansive island acts as a natural focal point for entertaining.

An architecturally refined, fully renovated contemporary residence situated in the coveted lakeside enclave of New Toronto. Masterfully redesigned to harmonize spatial openness with natural illumination, this turn-key property offers an exceptional elevated living experience. The main level exhibits a seamless open-concept plan, framed by dramatic floor-to-ceiling glazing, high ceilings, and tailored architectural detailing. At its center, a custom chef's kitchen with premium stone surfaces and an expansive island acts as a natural focal point for entertaining. Upstairs, the primary suite serves as a tranquil sanctuary, featuring floor-to-ceiling glass paneling, a private balcony overlooking the grounds, two custom walk-in closets, and a spa-inspired en-suite.The rear grounds have been curated into an all-season wellness retreat. A custom multi-tier deck leads to an integrated hot tub, a traditional cedar sauna, and pristine, high-grade Astroturf, offering a lush landscape year-round with zero maintenance requirements.The lower level houses a self-contained suite with a private exterior entrance, full kitchen, and bath-ideal for luxury guest quarters, multi-generational arrangements, or income potential, while remaining effortlessly convertible back to the principal floor plan. A rare, high-clearance oversized garage easily accommodates large vehicles or workshop needs, complemented by a private drive for two additional cars. Positioned mere steps from the shores of Lake Ontario, Colonel Samuel Smith Park, and scenic waterfront trails, the home benefits from close proximity to Humber College's historic Lakeshore Campus and the refined local dining along Lake Shore Boulevard West. Convenient access to GO Transit and major arterial routes provides seamless connectivity to Toronto's urban core. An uncompromising turnkey offering for the discerning buyer

Key facts

Property type
Detached, 2-Storey
MLS®
W13760024
Bedrooms
3+1 (4 total)
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
25 × 114 ft
Cross streets
Kipling Ave/Lake Shore Blvd
Parking
1 garage · 3 parking (attached)
Basement
Finished with Walk-Out, Apartment, Separate Entrance, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Block
Roof
Shingles
Sewer
Sewer
Property tax
$6,138 / 2026
Days on market
39
Listing brokerage
CHESTNUT PARK REAL ESTATE LIMITED

Rooms

Kitchen
Living Room
Bedroom
Bedroom 3
Primary Bedroom
Bedroom 2
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

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The assigned public school is Twentieth Street Junior School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

New Toronto, Toronto, ON

CommuteTime from this home to where you spend your day

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Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Twentieth Street Junior School
70%
Twentieth Street Junior SchoolPublic · Elementary · 0.2 km awayAround the GTA average · 70% meet the provincial standard
Also nearby: 8 more schools within 2.5 km
Father John Redmond Catholic Secondary School · Catholic secondary0.5 km · 84% at standard
Seventh Street Junior School · Public elementary1.1 km · 73% at standard
Second Street Junior Middle School · Public elementary1.6 km · 69% at standard
St Josaphat Catholic School · Catholic elementary2.3 km · 45% at standard
John English Junior Middle School · Public elementary2.4 km · 73% at standard
Sir Adam Beck Junior School · Public elementary2.4 km · 86% at standard
St Leo Catholic School · Catholic elementary2.4 km · 82% at standard
Lanor Junior Middle School · Public elementary2.5 km · 79% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$8,199/mo
$330KIncome needed
5.4×Price ÷ income
$1,892Weekly cost
$64,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $8,199Property tax $512Total carry $8,711

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,958per month

Mortgage amount $1,439,200 · 4.49% over 25 years

$359,800Down payment (20.0%)
$1,439,200Loan before insurance
$0CMHC premium
$8,469Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,958
Property tax
$512
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,469

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$32,455
Toronto municipal land transfer tax
$32,455
Estimated closing costs
$64,910

Plus your down payment of $359,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$9,631/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$948,075Total interest paid
$2,387,275Total of all payments
Principal $1,439,200 Interest $948,075
YearPrincipalInterestBalance
1$32,117$63,374$1,407,083
2$33,575$61,916$1,373,508
3$35,099$60,392$1,338,409
4$36,693$58,798$1,301,715
5$38,359$57,132$1,263,356
6$40,101$55,390$1,223,256
7$41,922$53,569$1,181,334
8$43,825$51,666$1,137,509
9$45,815$49,676$1,091,694
10$47,895$47,596$1,043,799
11$50,070$45,421$993,730
12$52,343$43,148$941,387
13$54,720$40,771$886,667
14$57,204$38,287$829,463
15$59,801$35,690$769,662
16$62,517$32,974$707,145
17$65,355$30,136$641,790
18$68,322$27,169$573,468
19$71,425$24,066$502,043
20$74,667$20,824$427,376
21$78,058$17,433$349,318
22$81,602$13,889$267,716
23$85,307$10,184$182,409
24$89,180$6,311$93,229
25$93,229$2,262$0

At the end of your 5-year term

Total paid over the term
$477,455
Principal paid down
$175,844
Interest paid
$301,611
Balance remaining
$1,263,356

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.5%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.1%
Gross yield
− Property tax $6,138− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,104

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CHESTNUT PARK REAL ESTATE LIMITED. MLS®/PropTx.

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