102-2095 Lake Shore Boulevard, Toronto, ON

Mimico, Toronto · MLS® W13762436

$2,725,000
For Sale
Listed 11 days agoNo offer date stated
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3+1Bedrooms
3Bathrooms
2Garage
3000-3249Sq ft

About this home

In short

  • Welcome To The Luxurious Waterford Boutique Residences On The Shores Of Lake Ontario.
  • Nearly 3,200 Sq Ft of Exquisite, Luxurious Interior Living Space.
  • Renovated, Custom Designed 2-Storey Unit In Boutique, Luxury Condo Building.
  • Gourmet Chef's Eat-In Kitchen Features Built-In Miele Fridge, Miele Dishwasher, 2 Built In Wall Ovens, Built In Microwave, Thermador Cooktop And Beverage Fridge.
  • Fantastic Location: Close To Downtown & Airport, Steps To Lake, Transit, Close To Highway.

Welcome To The Luxurious Waterford Boutique Residences On The Shores Of Lake Ontario! Looking For Home-Style Living In A Condo? Look No Further! Nearly 3,200 Sq Ft of Exquisite, Luxurious Interior Living Space. Renovated, Custom Designed 2-Storey Unit In Boutique, Luxury Condo Building. 3 Spacious Bedrooms Plus Den. Expansive Terrace With Lake Views, Gas BBQ Connection and Water Hookup. Very Unique With 2 Parking With Direct, Private Entry To Unit. Perfect For Downsizers And Those Seeking A House With The Convenience Of Condo Living. 1 Locker. 9' Ceilings, Floor To Ceiling Windows. Gourmet Chef's Eat-In Kitchen Features Built-In Miele Fridge, Miele Dishwasher, 2 Built In Wall Ovens, Built In Microwave, Thermador Cooktop And Beverage Fridge. Park-Like Setting At Your Door Step. Explore All That The Humber Bay Shore Has To Offer From Cafes, Restaurants & Of Course The Expansive Martin Goodman Trail. Fantastic Location: Close To Downtown & Airport, Steps To Lake, Transit, Close To Highway.

Key facts

Property type
Condo Apartment, 2-Storey
MLS®
W13762436
Bedrooms
3+1 (4 total)
Bathrooms
3 (1 half)
Size
3000-3249 sq ft
Cross streets
Lake Shore/Marine Parade
Parking
2 garage (underground)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Concrete
Maintenance
$4,171/mo
Exposure
South
Property tax
$10,474 / 2026
Days on market
11
Listing brokerage
SUTTON GROUP REALTY SYSTEMS INC.

Rooms

Dining RoomMain9.65 × 7.47 m

marble floor · combined w/living · window floor to ceiling

Powder RoomMain1.61 × 1.44 m

2 Pc Bath

Bedroom 2Lower4.91 × 3.94 m

double closet · w/o to terrace · semi ensuite

OtherMain3.53 × 11.60 m

south view · overlook water

Primary BedroomMain5.26 × 5.60 m

w/o to terrace · his and hers closets · 5 pc ensuite

KitchenMain4.44 × 5.65 m

granite counters · b/i appliances · centre island

LaundryLower3.98 × 2.25 m

separate room · laundry sink · tile floor

Living RoomMain9.65 × 7.47 m

marble floor · gas fireplace · w/o to terrace

Bedroom 3Lower5.34 × 3.89 m

hardwood floor · large closet · window floor to ceiling

PantryMain1.25 × 4.32 m

pantry · b/i shelves · pocket doors

OfficeMain3.40 × 3.74 m

hardwood floor · french doors · separate room

Our TakeTeam Asgarian · Broker
Ask and recent sales differ
$2.22Mautomated estimate, from recent sales

Listed at $2,725,000. Recent sales of homes like it put this one around $2.22M, so the ask is about 23% above what similar homes have sold for.

If it sells at this ask, expect about $2.64M, typically $2.57M to $2.68M: that is where homes here have closed against their asks in the last 90 days (105 closings).

The ask and what recent sales support disagree. When they differ this much, the asking price has been the closer guide about 87% of the time. Recent GTA homes first listed this far above their automated estimate sold at about 95% of the original ask, in a median 36 days, 26% of them after a price reduction (750 sales).

List price
$2.07MBelow recent closings$2.73MAbove recent closings

Total price vs nearby homes. Fair value about $2.22M, learned from recent GTA sales.

The market behind the math:

105sold nearby · 90 days
$580Kmedian sold price
96%of asking, on average
−5%prices vs a year ago
~34 dayshomes like this take to sell
11days on market so far
$4,362/moest. rent · 5 leases
1.9%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.6 months of inventory: 22 condo apartment homes for sale in the area against 105 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $872/sqft against an area asking average of $927/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 5 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $741K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Étienne Brûlé Junior School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($872/sqft) is in line with the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Mimico, so I widened the search to the surrounding area.

Based on 6 homes sold in this building over the past 14 months, from 499 closings in Mimico.

What sellers nearby are askingCurrently listed nearby in Mimico · asking prices
$1.46Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market. Homes like this one have recently closed around $2.22M, which is where my estimate comes from.

Per square foot, these ask about $703/sqft; this home lists at $872/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
2.73MThis home1.96M1.69M1.10M1.19M1.35MThis home vs active comparables

Neighbourhood & location

Mimico, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Niagara
$1.10M
Waterfront Communities C1
$687K
Bay Street Corridor
$552K
Church-Yonge Corridor
$629K
Mount Pleasant West
$554K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Étienne Brûlé Junior School
79%
Étienne Brûlé Junior SchoolPublic · Elementary · 1.3 km awayAbove the GTA average · 79% meet the provincial standard
Also nearby: 9 more schools within 2.5 km
David Hornell Junior School · Public elementary1.5 km · 68% at standard
Swansea Junior and Senior Junior and Senior Public School · Public elementary1.6 km · 78% at standard
Karen Kain School of the Arts · Public elementary1.9 km · 76% at standard
St Louis Catholic School · Catholic elementary2.0 km · 76% at standard
George R Gauld Junior School · Public elementary2.0 km · 73% at standard
Etobicoke School of the Arts · Public secondary2.2 km · 80% at standard
St Leo Catholic School · Catholic elementary2.3 km · 82% at standard
Bishop Allen Academy Catholic Secondary School · Catholic secondary2.4 km · 88% at standard
John English Junior Middle School · Public elementary2.4 km · 73% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$12,420/mo
$580KIncome needed
4.7×Price ÷ income
$2,866Weekly cost
$109,200Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $12,420Property tax $873Condo fee $4,171Total carry $17,464

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$11,933per month

Mortgage amount $2,180,000 · 4.39% over 25 years

$545,000Down payment (20.0%)
$2,180,000Loan before insurance
$0CMHC premium
$16,977Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$11,933
Property tax
$873
Condo / maintenance fees
$4,171
Heating
$0
Estimated monthly cost
$16,977

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$54,600
Toronto municipal land transfer tax
$54,600
Estimated closing costs
$109,200

Plus your down payment of $545,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$14,457/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,399,827Total interest paid
$3,579,827Total of all payments
Principal $2,180,000 Interest $1,399,827
YearPrincipalInterestBalance
1$49,331$93,862$2,130,669
2$51,520$91,673$2,079,149
3$53,807$89,386$2,025,343
4$56,195$86,998$1,969,148
5$58,689$84,504$1,910,459
6$61,293$81,900$1,849,166
7$64,014$79,179$1,785,152
8$66,855$76,338$1,718,297
9$69,822$73,371$1,648,475
10$72,921$70,272$1,575,555
11$76,157$67,036$1,499,397
12$79,537$63,656$1,419,860
13$83,067$60,126$1,336,793
14$86,754$56,439$1,250,039
15$90,604$52,589$1,159,435
16$94,625$48,568$1,064,810
17$98,825$44,368$965,985
18$103,211$39,982$862,775
19$107,792$35,402$754,983
20$112,576$30,618$642,407
21$117,572$25,621$524,836
22$122,790$20,403$402,046
23$128,240$14,954$273,806
24$133,931$9,262$139,875
25$139,875$3,318$0

At the end of your 5-year term

Total paid over the term
$715,965
Principal paid down
$269,541
Interest paid
$446,425
Balance remaining
$1,910,459

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Mimico$4,362/mo
$52,344Gross annual rent
-0.5%Cap rate after taxes and upkeep
$3,839 to $7,830Typical rent range
~19 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Mimico signed at a median of $2,990 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,362. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

1.9%
Gross yield
− Property tax $10,474− Condo fees $50,055− Insurance $600− Vacancy & upkeep $5,758Net operating income $-14,543

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP REALTY SYSTEMS INC.. MLS®/PropTx.

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