20 Boylen Street, Toronto, ON
Humberlea-Pelmo Park W4, Toronto · MLS® W13763284
About this home
In short
- Welcome to this beautifully renovated home in the highly sought-after Humberlea-Pelmo Park neighbourhood.
- The second floor features3 spacious bedrooms, including a luxurious primary suite with a private ensuite, while the remaining bedrooms share a beautifully finished...
- The bright and inviting main level boasts a spectacular living room with soaring ceilings, a cozy fireplace, and an abundance of natural light.
- The fully finished basement, complete with a separate entrance, offers 2 additional bedrooms, a full bathroom, its own laundry, and excellent potential for extended...
- Quartz countertops in bathrooms and kitchen, engineered hardwood flooring throughout main and upper, vinyl flooring in basement, white oak custom kitchen millwork and...
Welcome to this beautifully renovated home in the highly sought-after Humberlea-Pelmo Park neighbourhood! Renovated from top to bottom with exceptional attention to detail, this stunning property offers the perfect blend of modern design and functionality. The second floor features3 spacious bedrooms, including a luxurious primary suite with a private ensuite, while the remaining bedrooms share a beautifully finished main bath. The bright and inviting main level boasts a spectacular living room with soaring ceilings, a cozy fireplace, and an abundance of natural light. The chef-inspired kitchen is equipped with brand-new stainless steel appliances, premium finishes, a custom pantry, and an elegant dry bar complete with a wine fridge, while the convenient mudroom provides ample storage. The fully finished basement, complete with a separate entrance, offers 2 additional bedrooms, a full bathroom, its own laundry, and excellent potential for extended family or in-law living. A separate laundry room on the upper level adds everyday convenience. Quartz countertops in bathrooms and kitchen, engineered hardwood flooring throughout main and upper, vinyl flooring in basement, white oak custom kitchen millwork and mudroom bench. Outside, enjoy a fully fenced backyard perfect for entertaining, children, or pets. All windows and doors are brand new. Ideally located close to parks, schools, transit, shopping, highways, and all amenities, this turnkey home is ready for you to move in and enjoy!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13763284
- Bedrooms
- 3+2 (5 total)
- Bathrooms
- 4 (1 half)
- Size
- 1500-2000 sq ft
- Lot
- 40 × 107.2 ft
- Cross streets
- Jane St./Church St.
- Parking
- 1 garage · 3 parking (attached)
- Driveway
- Private
- Basement
- Finished with Walk-Out, Separate Entrance
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stucco (Plaster)
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $3,062 / 2026
- Days on market
- 20
- Listing brokerage
- SWIFT GROUP REALTY LTD.
Listed at $1,399,000, about 43% above our estimate of $976K (homes like it typically land between $915K and $1.02M). A gap this wide is more often a limit of an automated estimate than a fact about the home, so treat the figure as a starting point, not a verdict.
Why $976K. The typical detached home sold in Humberlea-Pelmo Park W4 over the past year went for about $1.15M (17 sales). What sets this one apart:
- ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $3,062 a year; the typical home sold here pays about $5,600.
- ▼ Lowers it1 garage and 3 total parking spaces, against 2 and 4 typically.
- ▲ Raises itThe listing describes it as fully renovated or newly built.
- ▲ Raises it slightly3+2 bedrooms and 4 baths, against 3+1 and 3 typically.
Total price vs nearby homes. Fair value about $976K, learned from recent GTA sales.
The market behind the math:
Price per square foot: this home lists at $799/sqft against an area asking average of $668/sqft.
- Walk-out basement apartment features. A finished 2 bed walk-out basement apartment with a separate entrance. A self-contained space for extended family, guests or potential income. Basements do rent in Humberlea-Pelmo Park W4: 8 of the 25 detached leases here lately were basement units, around $2,000 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 14 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.24M. Condition and finishes remain an in-person call.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
Schools & getting aroundcatchment and transit
The assigned public school is C R Marchant Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Humberlea-Pelmo Park W4, so I widened the search to the surrounding area.
Based on 14 comparable homes that sold in Humberlea-Pelmo Park W4 over the past two years, from 38 closings there.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $693/sqft; this home lists at $799/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Humberlea-Pelmo Park W4, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 30, 2026); conventional rates run a little higher.
Mortgage amount $1,119,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,188
- Property tax
- $255
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,443
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $24,455
- Toronto municipal land transfer tax
- $24,455
- Estimated closing costs
- $48,910
Plus your down payment of $279,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $371,295
- Principal paid down
- $136,746
- Interest paid
- $234,549
- Balance remaining
- $982,454
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in Humberlea-Pelmo Park W4 (8 of 25 recent detached leases were basement units, around $2,000 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $2,000 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 7 whole-home leases in Humberlea-Pelmo Park W4 signed at a median of $1,900 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,065. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SWIFT GROUP REALTY LTD.. MLS®/PropTx.