53 Harold Street, Toronto, ON
Mimico, Toronto · MLS® W13763602
About this home
In short
- Hey Harold, I gotta say - I really enjoyed our visit today.
- It reminded me of a place I used to hang out at in the Beaches... funny, since people call Mimico "The Beaches West." The bedrooms were a great size, full of natural...
Hey Harold, I gotta say - I really enjoyed our visit today. I hate to come on too strong, but I can't stop thinking about you. The moment you invited me in, I felt the connection. The way your main level is divided up is so cute and charming. I love the warm flooring, the updated kitchen (that pantry!), and the flow leading out to your backyard. That deck? I could've spent hours out there under the trees with you. I'll admit, I was surprised by how much room you gave me - the space really stretches out. And that bathroom! The walk-in shower is straight-up steamy. Can we talk about your sideways staircase leading up to the bedrooms? It reminded me of a place I used to hang out at in the Beaches... funny, since people call Mimico "The Beaches West." The bedrooms were a great size, full of natural light and storage, and those vaulted ceilings sealed the deal. I was hoping you felt the same, but you're the strong, silent type - hard to read, quiet confidence. I couldn't stop thinking about you even after I left, grabbed a sandwich at Sanremo and discovered there's a Jimmy's Coffee right around the corner. Had a lot to think about on the short GO train ride downtown. Anyway, if you're up for hanging out again, hit me back. We could walk down by the lake or check out the nearby parks - though I hear it might be hard to get you moving since you're... well... a house.You've got me thinking a lot more about Mimico, and maybe even making a move there, if I'm not being too forward. Chat soon I hope.
Key facts
- Property type
- Detached, 1 1/2 Storey
- MLS®
- W13763602
- Bedrooms
- 2
- Bathrooms
- 1
- Size
- 700-1100 sq ft
- Lot
- 20 × 120 ft
- Cross streets
- Royal York Rd and Simpson Ave
- Parking
- 2 parking
- Driveway
- Private
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Aluminum Siding
- Foundation
- Block, Other
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $3,778 / 2025
- Days on market
- 37
- Listing brokerage
- RE/MAX REALTY SPECIALISTS INC.
Rooms
Window
Listed at $798,000. Going by how homes in Mimico and the wider GTA have actually closed against their asking prices (about 98%, 16 local closings in 90 days), the likely sale price is near $785K, if it sells. A realistic range is $735K to $884K.
Independent value check: $739K. Without looking at the asking price, our model values the home itself about 7% below the ask (homes like it typically land between $692K and $774K).
Why $739K. The typical detached home sold in Mimico over the past year went for about $1.25M (76 sales). What sets this one apart:
- ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $3,778 a year; the typical home sold here pays about $5,400.
- ▼ Lowers it stronglyIt is 700 to 1,100 sq ft; the typical home sold here is 1,100 to 1,500.
- ▼ Lowers it2 bedrooms and 1 baths, against 3+1 and 2 typically.
- ▼ Lowers itIts lot is 20 by 120 ft; the typical lot sold here is 33 by 125.
Longer on the market than typical. 37 days on the market against about 17 for homes like it here, and asking 8% above where comparable closings put it.
Total price vs nearby homes. Likely closing about $785K, from 16 recent closings in this pocket.
The market behind the math:
About 1.9 months of inventory: 10 detached homes for sale in the area against 16 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $887/sqft against an area asking average of $1,332/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 16 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $802K. Condition and finishes remain an in-person call.
What the listing highlights1 point to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
Schools & getting aroundcatchment and transit
The assigned public school is George R Gauld Junior School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($887/sqft) is below the area, so you are paying for extra space rather than a premium.
The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.
There were not many closely comparable homes right in Mimico, so I widened the search to the surrounding area.
Based on 16 comparable homes that sold in Mimico over the past two years, from 153 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $739K, which is where my estimate comes from.
Per square foot, these ask about $1,128/sqft; this home lists at $887/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Mimico: $1.45M in September 2026, up 4% from a year ago, on 65 closings in 8 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| February 2026 | $1.47M | 6 |
| March 2026 | $1.02M | 8 |
| April 2026 | $1.06M | 13 |
| May 2026 | $1.30M | 13 |
| June 2026 | $1.27M | 5 |
| July 2026 | $1.19M | 8 |
| August 2026 | $1.10M | 7 |
| September 2026 | $1.45M | 5 |
Neighbourhood & location
Mimico, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 17, 2026); conventional rates run a little higher.
Mortgage amount $638,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,530
- Property tax
- $315
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,845
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $12,435
- Toronto municipal land transfer tax
- $12,435
- Estimated closing costs
- $24,870
Plus your down payment of $159,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $211,789
- Principal paid down
- $78,001
- Interest paid
- $133,789
- Balance remaining
- $560,399
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 29 whole-home leases in Mimico signed at a median of $2,681 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,424. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTY SPECIALISTS INC.. MLS®/PropTx.