41 Bradstock Road, Toronto, ON

Humbermede, Toronto · MLS® W13765904

$1,050,000
For Sale
Listed 39 days agoNo offer date stated
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3+3Bedrooms
4Bathrooms
2Garage · 8 parking
1100-1500Sq ft

About this home

In short

  • Great Detached Bungalow In The Heart of North York Sits On A Large Private Lot Size of 64 X 120 Has Been Meticulously Maintained By The Owners.
  • Plus Separate Side Entrance To The Finished Basement, Parking For 6 Cars On Driveway + 2 Cars Inside The Garage.
  • Combination Liv/Din Rm W/Large Picture Square Window, Crown Molding ,Wood Floors, Freshly Painted Entire House With 3 Bedrooms Incl.
  • Good-Sized Master, New Powder Room & 4 PC Bathroom With A Skylight On Main Level, Sep.
  • Close To Schools, Shopping, Plaza, TTC At The Door Step & Many More Amenities To List.

Great Detached Bungalow In The Heart of North York Sits On A Large Private Lot Size of 64 X 120 Has Been Meticulously Maintained By The Owners. Plus Separate Side Entrance To The Finished Basement, Parking For 6 Cars On Driveway + 2 Cars Inside The Garage. Eat-In Kitchen Was Completely Re-Built With Light Oak Cabinets, Roll-Out Drawers, Includes All Appliances. Combination Liv/Din Rm W/Large Picture Square Window, Crown Molding ,Wood Floors, Freshly Painted Entire House With 3 Bedrooms Incl. Good-Sized Master, New Powder Room & 4 PC Bathroom With A Skylight On Main Level, Sep. Entrance To Basement W/Bright Fully Finished Rec Room W/Above-Grade Windows Plus Newly Installed Porcelain 12x12 Tiles Attached With 3 pc EnSuite Washroom & Pantry Kitchen. Besides 2 Bedrooms With Good Size Kitchen & Laundry. Tankless Hot Water Heater(2025) & Furnace (2025) owned (No Rental equipment's) New Vinyl Floor on Main Level (2026), New Zebra Window blinds installed (2026). Potlights exterior & interior throughout the house. Great Potential For Investors & First Time Home Buyers To Live In The Centre Of Toronto. Well Connected To New Finch West LRT, HWY 400 & 401. Close To Schools, Shopping, Plaza, TTC At The Door Step & Many More Amenities To List.

Key facts

Property type
Detached, Bungalow
MLS®
W13765904
Bedrooms
3+3 (6 total)
Bathrooms
4 (1 half)
Size
1100-1500 sq ft
Lot
63.52 × 120.58 ft
Cross streets
Weston Rd. & Sheppard
Parking
2 garage · 8 parking (attached)
Driveway
Private Double
Basement
Finished, Separate Entrance
Kitchens
3 (1 + 2)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,389 / 2026
Days on market
39
Listing brokerage
HOMELIFE/MIRACLE REALTY LTD

Rooms

KitchenBasement2.50 × 2.90 m

ceramic floor · window · b/i closet

KitchenGround5.08 × 3.35 m

backsplash · breakfast area · large window

Primary BedroomGround4.22 × 3.05 m

hardwood floor · window · b/i closet

Bedroom 2Ground3.48 × 3.05 m

hardwood floor · window · b/i closet

Bedroom 3Ground3.05 × 2.74 m

hardwood floor · window · b/i closet

RecreationBasement7.57 × 3.91 m

porcelain floor · window · 3 pc ensuite

Dining RoomGround4.04 × 2.34 m

hardwood floor · combined w/living · large window

Bedroom 2Basement3.35 × 3.06 m

hardwood floor · window · b/i closet

Living RoomGround4.78 × 3.56 m

hardwood floor · combined w/dining · large window

BedroomBasement3.35 × 3.06 m

hardwood floor · window · b/i closet

Our TakeTeam Asgarian · Broker
Above what recent sales support
$998Kautomated estimate, from recent sales

Listed at $1,050,000, about 5% above our estimate of $998K (homes like it typically land between $935K and $1.05M).

Why $998K. The typical detached home sold in Humbermede over the past year went for about $1.02M (20 sales). What sets this one apart:

  • ▲ Raises it2 garage and 8 total parking spaces, against 1 and 5 typically.
  • ▲ Raises it slightly3+3 bedrooms and 4 baths, against 3+1 and 3 typically.
  • ▼ Lowers it slightlyIts tax bill, which follows the city's own assessment, is $4,389 a year; the typical home sold here pays about $4,500.
List price
$935KBelow our range$1.05MAbove our range

Total price vs nearby homes. Fair value about $998K, learned from recent GTA sales.

The market behind the math:

39days on market so far
$3,312/moest. rent · 7 leases
3.8%gross yield on the ask
This home
Below area avgAbove area avg

Price per square foot: this home lists at $808/sqft against an area asking average of $898/sqft.

  • Separate-entrance basement apartment features. A finished 3 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. In Humbermede basements rarely rent out (4 of 17 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 23 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $903K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Gulfstream Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($808/sqft) is below the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Humbermede, so I widened the search to the surrounding area.

Based on 23 comparable homes that sold in Humbermede over the past two years, from 39 closings there.

What sellers nearby are askingCurrently listed nearby in Humbermede · asking prices
$1.04Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $998K, which is where my estimate comes from.

Per square foot, these ask about $971/sqft; this home lists at $808/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.05MThis home1.06M1.10M899k1.10MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Toronto: $1.20M in September 2026, down 1% from a year ago, on 7,360 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.25M739
November 2025$1.21M596
December 2025$1.14M384
January 2026$1.20M285
February 2026$1.23M453
March 2026$1.34M580
April 2026$1.31M776
May 2026$1.30M861
June 2026$1.25M772
July 2026$1.17M684
August 2026$1.19M552
September 2026$1.20M678

Neighbourhood & location

Humbermede, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Islington-City Centre West
$1.54M
St. Andrew-Windfields
$4.10M
Willowdale East
$2.19M
Dovercourt-Wallace Emerson-Junction
$1.25M
Stonegate-Queensway
$2.25M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Gulfstream Public School
77%
Gulfstream Public SchoolPublic · Elementary · 0.4 km awayAbove the GTA average · 77% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Emery EdVance Secondary School · Public secondary1.0 km
Daystrom Public School · Public elementary1.3 km · 54% at standard
St Basil-the-Great College School · Catholic secondary1.4 km · 58% at standard
St John Vianney Catholic School · Catholic elementary1.4 km · 68% at standard
Stanley Public School · Public elementary1.5 km · 44% at standard
Braeburn Junior School · Public elementary1.6 km · 61% at standard
Westview Centennial Secondary School · Public secondary1.7 km · 40% at standard
St Jane Frances Catholic School · Catholic elementary1.9 km · 47% at standard
Firgrove Public School · Public elementary1.9 km · 55% at standard
Msgr Fraser College (Norfinch Campus) · Catholic secondary2.1 km
Oakdale Park Middle School · Public elementary2.2 km · 55% at standard
St Francis de Sales Catholic School · Catholic elementary2.2 km · 38% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,786/mo
$197KIncome needed
5.3×Price ÷ income
$1,104Weekly cost
$34,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,786Property tax $366Total carry $5,151

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,645per month

Mortgage amount $840,000 · 4.49% over 25 years

$210,000Down payment (20.0%)
$840,000Loan before insurance
$0CMHC premium
$5,010Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,645
Property tax
$366
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,010

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,475
Toronto municipal land transfer tax
$17,475
Estimated closing costs
$34,950

Plus your down payment of $210,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,621/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$553,351Total interest paid
$1,393,351Total of all payments
Principal $840,000 Interest $553,351
YearPrincipalInterestBalance
1$18,745$36,989$821,255
2$19,596$36,138$801,658
3$20,486$35,248$781,172
4$21,416$34,318$759,756
5$22,389$33,345$737,368
6$23,405$32,329$713,962
7$24,468$31,266$689,495
8$25,579$30,155$663,916
9$26,740$28,994$637,176
10$27,954$27,780$609,221
11$29,223$26,511$579,998
12$30,550$25,184$549,447
13$31,937$23,797$517,510
14$33,388$22,346$484,122
15$34,903$20,831$449,219
16$36,488$19,246$412,731
17$38,145$17,589$374,586
18$39,877$15,857$334,709
19$41,687$14,047$293,021
20$43,580$12,154$249,441
21$45,559$10,175$203,882
22$47,628$8,107$156,255
23$49,790$5,944$106,465
24$52,051$3,683$54,414
25$54,414$1,320$0

At the end of your 5-year term

Total paid over the term
$278,670
Principal paid down
$102,632
Interest paid
$176,038
Balance remaining
$737,368

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 7 whole-home leases in Humbermede$3,312/mo
$39,744Gross annual rent
2.8%Cap rate after taxes and upkeep
$3,047 to $3,737Typical rent range

About the suite: in Humbermede basements rarely rent out (4 of 17 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 7 whole-home leases in Humbermede signed at a median of $2,850 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,312. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.8%
Gross yield
− Property tax $4,389− Insurance $1,400− Vacancy & upkeep $4,372Net operating income $29,583

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/MIRACLE REALTY LTD. MLS®/PropTx.

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