221 Church Street, Toronto, ON
Weston, Toronto · MLS® W13768682
About this home
In short
- Welcome To This Beautiful Partially Renovated 3 + 3-Bedroom Detached Bungalow, Ideally Situated On A Deep Lot In The Sought-After Weston Village Neighbourhood.
- The Main Level Features An Open-Concept Kitchen, Living And Dining Area With Hardwood Floors, Stainless Steel Appliances And A Renovated Bathroom With A Spacious...
- The Lower Level Also Includes A Third Bedroom With Access To A 2-Piece Bathroom And Separate Shower.
Welcome To This Beautiful Partially Renovated 3 + 3-Bedroom Detached Bungalow, Ideally Situated On A Deep Lot In The Sought-After Weston Village Neighbourhood. The Main Level Features An Open-Concept Kitchen, Living And Dining Area With Hardwood Floors, Stainless Steel Appliances And A Renovated Bathroom With A Spacious Walk-In Shower. Two Separate Side Entrances Provide Access To A Large Self- Contained Two-Bedroom Basement Apartment, Offering Excellent Potential For Additional Rental Income. The Lower Level Also Includes A Third Bedroom With Access To A 2-Piece Bathroom And Separate Shower. Complete With A Detached Garage, A Long Driveway Accommodating Approximately Six Vehicles, TTC Just Steps Away And Convenient Access To Major Highways, This Home Offers Exceptional Space, Convenience And Income Potential.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- W13768682
- Bedrooms
- 3+3 (6 total)
- Bathrooms
- 4 (2 half)
- Size
- 1100-1500 sq ft
- Lot
- 39 × 129 ft
- Cross streets
- Jane and Church
- Parking
- 1 garage · 6 parking (detached)
- Driveway
- Private
- Basement
- Apartment, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stucco (Plaster), Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,381 / 2025
- Days on market
- 1
- Listing brokerage
- INTERNATIONAL REALTY FIRM, INC.
Rooms
hardwood floor · combined w/living · renovated
hardwood floor · combined w/dining · renovated
mirrored closet · window · laminate
3 Pc Bath
2 pc ensuite · his and hers closets · laminate
breakfast area · ceramic floor
mirrored closet · window · laminate
w/o to yard · ceramic floor
hardwood floor · stainless steel appl · quartz counter
Ceramic Floor
Listed at $989,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $1.13M, typically $999K to $1.14M. Comparable listings on their own put this home around $1.47M, so the seller is asking less than the comparables suggest: either they want a quick, clean sale or something about the home is not in the comparables. Worth seeing before you offer.
Second read, from the city assessment: $959K. That is about 35% below the comparable-sales figure. When my two methods disagree this much, the answer usually sits between them and something about this home is not in the comparables (the lot, the condition, a rebuild). I would want to see it before leaning on either number.
Total price vs nearby homes. Fair value about $1.13M, median of 5 comparables.
The market behind the math:
Price per square foot: this home lists at $761/sqft against an area asking average of $1,000/sqft. Size and $/sqft both feed the estimate above.
- Separate-entrance basement apartment features. A finished 3 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. In Church-Yonge Corridor basements rarely rent out (0 of 8 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version
I take the 5 most comparable recent listings nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single listing.
It’s grounded in comparable active listings. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $959K, a bit lower.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Open-concept layout: modern, sought-after flow. Lifestyle
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit
The assigned public school is Lord Dufferin Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Weston, so I widened the search to the surrounding area.
Based on 5 comparable homes nearby.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $594/sqft; this home lists at $761/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Weston, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.
Mortgage amount $791,200 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,265
- Property tax
- $365
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,631
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $16,255
- Toronto municipal land transfer tax
- $16,255
- Estimated closing costs
- $32,510
Plus your down payment of $197,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $255,927
- Principal paid down
- $99,579
- Interest paid
- $156,348
- Balance remaining
- $691,621
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
About the suite: in Church-Yonge Corridor basements rarely rent out (0 of 8 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of INTERNATIONAL REALTY FIRM, INC.. MLS®/PropTx.