22 Runnymede Road, Toronto, ON

High Park-Swansea, Toronto · MLS® W13770394

$1,375,000
For Sale
Listed 39 days agoNo offer date stated
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2Bedrooms
1Bathrooms
1Garage · 2 parking
1100-1500Sq ft

About this home

In short

  • Charming 2-bedroom home with ample 2-car parking for the area and a ravine-like backyard feel.
  • An ideal opportunity for a family looking to renovate or rebuild, with complete, pre-approved plans for a 4-bedroom home ready to move forward - skip the year of red...
  • Property is being sold as-is, where-is, without representations or warranties.
  • The home is currently tenanted.

Charming 2-bedroom home with ample 2-car parking for the area and a ravine-like backyard feel. An ideal opportunity for a family looking to renovate or rebuild, with complete, pre-approved plans for a 4-bedroom home ready to move forward - skip the year of red tape!Property is being sold as-is, where-is, without representations or warranties. The home is currently tenanted. Priced for the location and included plans package.

Key facts

Property type
Detached, 1 1/2 Storey
MLS®
W13770394
Bedrooms
2
Bathrooms
1
Size
1100-1500 sq ft
Lot
25 × 94.5 ft
Cross streets
Bloor St W/Runnymede Rd
Parking
1 garage · 2 parking (built-in)
Driveway
Private
Basement
Walk-Out, Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Stucco (Plaster)
Foundation
Block
Roof
Shingles
Sewer
Sewer
Property tax
$6,906 / 2026
Days on market
39
Listing brokerage
REALTY ONE GROUP FLAGSHIP

Rooms

SunroomMain3.80 × 3.30 m

linoleum · w/o to patio

Living RoomMain5.50 × 3.20 m

hardwood floor · combined w/dining

Bedroom 2Upper3.25 × 3.25 m

Hardwood Floor

Dining RoomMain2.60 × 3.20 m

hardwood floor · combined w/living

Primary BedroomUpper3.35 × 3.25 m

hardwood floor · w/o to sundeck

KitchenMain2.20 × 2.25 m

overlooks backyard · quartz counter

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

On schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Neighbourhood & location

High Park-Swansea, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Swansea Junior and Senior Public School
78%
Swansea Junior and Senior Public SchoolPublic · Elementary · 0.4 km awayAbove the GTA average · 78% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Runnymede Junior and Senior Public School · Public elementary1.0 km · 92% at standard
The Student School · Public secondary1.1 km
Ursula Franklin Academy · Public secondary1.1 km · 92% at standard
Western Technical & Commercial School · Public secondary1.1 km · 68% at standard
St Cecilia Catholic School · Catholic elementary1.5 km · 82% at standard
Keele Street Public School · Public elementary1.6 km · 82% at standard
Mountview Alternative School School · Public elementary1.6 km · 83% at standard
Annette Street Junior and Senior Public School · Public elementary1.6 km · 81% at standard
High Park Alternative School Junior · Public elementary1.6 km · 82% at standard
Étienne Brûlé Junior School · Public elementary1.7 km · 79% at standard
Howard Junior Public School · Public elementary1.8 km · 76% at standard
St Mark Catholic School · Catholic elementary1.8 km · 59% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$6,267/mo
$260KIncome needed
5.3×Price ÷ income
$1,446Weekly cost
$47,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $6,267Property tax $575Total carry $6,842

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,082per month

Mortgage amount $1,100,000 · 4.49% over 25 years

$275,000Down payment (20.0%)
$1,100,000Loan before insurance
$0CMHC premium
$6,658Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,082
Property tax
$576
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,658

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$23,975
Toronto municipal land transfer tax
$23,975
Estimated closing costs
$47,950

Plus your down payment of $275,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,361/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$724,627Total interest paid
$1,824,627Total of all payments
Principal $1,100,000 Interest $724,627
YearPrincipalInterestBalance
1$24,547$48,438$1,075,453
2$25,662$47,323$1,049,791
3$26,827$46,158$1,022,964
4$28,045$44,940$994,919
5$29,318$43,667$965,600
6$30,650$42,335$934,951
7$32,041$40,944$902,909
8$33,496$39,489$869,413
9$35,017$37,968$834,397
10$36,607$36,378$797,790
11$38,269$34,716$759,521
12$40,006$32,979$719,515
13$41,823$31,162$677,692
14$43,722$29,263$633,970
15$45,707$27,278$588,263
16$47,782$25,203$540,481
17$49,952$23,033$490,529
18$52,220$20,765$438,309
19$54,591$18,394$383,718
20$57,069$15,916$326,649
21$59,661$13,325$266,989
22$62,369$10,616$204,619
23$65,201$7,784$139,418
24$68,162$4,823$71,256
25$71,256$1,729$0

At the end of your 5-year term

Total paid over the term
$364,925
Principal paid down
$134,400
Interest paid
$230,526
Balance remaining
$965,600

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.2%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.0%
Gross yield
− Property tax $6,906− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $16,258

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REALTY ONE GROUP FLAGSHIP. MLS®/PropTx.

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