89 Valecrest Drive, Toronto, ON

Edenbridge-Humber Valley, Toronto · MLS® W13772156

$3,988,800
For Sale
Listed 38 days agoNo offer date stated
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4+2Bedrooms
4Bathrooms
2Garage · 6 parking
2500-3000Sq ft

About this home

In short

  • A rare opportunity on one of Edenbridge-Humber Valley's most prestigious streets.
  • 89 Valecrest Drive occupies an exceptional ravine lot surrounded by natural beauty, privacy and mature greenery.
  • With virtually no undeveloped ravine lots remaining on Valecrest, this is one of the street's last few opportunities to create a truly remarkable custom residence.
  • Whether envisioned as a sophisticated renovation or an architectural new build, this property offers extraordinary potential in an established luxury neighbourhood.
  • An increasingly scarce ravine setting, a coveted address and endless possibilities-opportunities like this are rarely available on Valecrest Drive.

A rare opportunity on one of Edenbridge-Humber Valley's most prestigious streets. 89 Valecrest Drive occupies an exceptional ravine lot surrounded by natural beauty, privacy and mature greenery. With virtually no undeveloped ravine lots remaining on Valecrest, this is one of the street's last few opportunities to create a truly remarkable custom residence. Build your dream home, renovate and transform the existing residence, or move in comfortably now and complete your plans over time. Whether envisioned as a sophisticated renovation or an architectural new build, this property offers extraordinary potential in an established luxury neighbourhood. An increasingly scarce ravine setting, a coveted address and endless possibilities-opportunities like this are rarely available on Valecrest Drive.

Key facts

Property type
Detached, 2-Storey
MLS®
W13772156
Bedrooms
4+2 (6 total)
Bathrooms
4
Size
2500-3000 sq ft
Lot
50 × 228 ft
Cross streets
Edenbridge & Royal York
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Unknown
Sewer
Sewer
Property tax
$15,082 / 2025
Days on market
38
Listing brokerage
RE/MAX PROFESSIONALS INC.

Rooms

BedroomMain4.57 × 3.66 m

broadloom · double closet

BreakfastMain3.66 × 2.90 m

Hardwood Floor

Dining RoomMain4.57 × 3.66 m

broadloom · overlooks garden · w/o to deck

BedroomMain5.61 × 4.57 m

broadloom · double closet

Living RoomMain6.30 × 4.57 m

broadloom · gas fireplace · overlooks ravine

Exercise RoomLower5.18 × 4.57 m

Broadloom

OfficeLower3.96 × 3.66 m

above grade window · b/i bookcase

BedroomLower5.54 × 4.47 m

above grade window · broadloom · closet

Primary BedroomSecond5.23 × 4.78 m

4 pc ensuite · broadloom

KitchenMain4.09 × 3.58 m

b/i appliances · hardwood floor · track lighting

RecreationLower6.50 × 6.02 m

above grade window · fireplace

Family RoomMain3.78 × 3.53 m

broadloom · overlooks ravine

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

On schools, this address is zoned for Humber Valley Village Junior Middle School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Neighbourhood & location

Edenbridge-Humber Valley, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Islington-City Centre West
$1.54M
Stonegate-Queensway
$2.25M
Dovercourt-Wallace Emerson-Junction
$1.25M
Leaside
$2.15M
St. Andrew-Windfields
$4.10M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Humber Valley Village Junior Middle School
85%
Humber Valley Village Junior Middle SchoolPublic · Elementary · 1.3 km awayHigher-rated than most nearby · 85% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Demetrius Catholic School · Catholic elementary1.0 km · 76% at standard
All Saints Catholic School · Catholic elementary1.2 km · 65% at standard
Westmount Junior School · Public elementary1.4 km · 53% at standard
Frank Oke Secondary School · Public secondary1.7 km
Father Serra Catholic School · Catholic elementary1.7 km · 77% at standard
St George's Junior School · Public elementary1.8 km · 81% at standard
Hilltop Middle School · Public elementary1.8 km · 62% at standard
York Humber High School · Public secondary1.8 km
Roselands Junior Public School · Public elementary1.8 km · 50% at standard
Lambton Park Community School · Public elementary2.0 km · 52% at standard
Portage Trail Community School · Public elementary2.0 km · 44% at standard
Lambton Kingsway Junior Middle School · Public elementary2.1 km · 91% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$18,180/mo
$733KIncome needed
5.4×Price ÷ income
$4,195Weekly cost
$182,278Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $18,180Property tax $1,257Total carry $19,436

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$17,644per month

Mortgage amount $3,191,040 · 4.49% over 25 years

$797,760Down payment (20.0%)
$3,191,040Loan before insurance
$0CMHC premium
$18,901Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$17,644
Property tax
$1,257
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$18,901

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$86,195
Toronto municipal land transfer tax
$96,083
Estimated closing costs
$182,278

Plus your down payment of $797,760. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$21,355/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,102,102Total interest paid
$5,293,142Total of all payments
Principal $3,191,040 Interest $2,102,102
YearPrincipalInterestBalance
1$71,210$140,515$3,119,830
2$74,444$137,282$3,045,386
3$77,824$133,902$2,967,562
4$81,357$130,368$2,886,205
5$85,051$126,675$2,801,154
6$88,913$122,813$2,712,241
7$92,950$118,776$2,619,291
8$97,170$114,556$2,522,121
9$101,582$110,144$2,420,539
10$106,194$105,531$2,314,345
11$111,016$100,710$2,203,329
12$116,056$95,669$2,087,272
13$121,326$90,400$1,965,947
14$126,835$84,891$1,839,112
15$132,593$79,132$1,706,519
16$138,614$73,112$1,567,905
17$144,907$66,818$1,422,998
18$151,487$60,239$1,271,511
19$158,365$53,361$1,113,146
20$165,555$46,171$947,591
21$173,072$38,654$774,519
22$180,930$30,796$593,589
23$189,145$22,581$404,444
24$197,733$13,993$206,711
25$206,711$5,015$0

At the end of your 5-year term

Total paid over the term
$1,058,628
Principal paid down
$389,886
Interest paid
$668,742
Balance remaining
$2,801,154

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
1.0%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.6%
Gross yield
− Property tax $15,082− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $39,588

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PROFESSIONALS INC.. MLS®/PropTx.

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